Enact Holdings (ACT) Retained Earnings (2020 - 2026)
Enact Holdings (ACT) recorded quarterly Retained Earnings of -$82.7 million in Q1 2026, down 174.4% quarter-over-quarter from -$30.1 million in Q4 2025, and down 102.54% on a YoY basis from $3.3 billion in Q1 2025.
Enact Holdings (ACT) Retained Earnings (2020 - 2026) Analysis & Trends
Enact Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at -$82.7 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 102.54% year-over-year to -$82.7 million; the TTM figure through Mar 2026 stood at -$82.7 million (down 102.54% YoY), while the FY2025 annual figure was -$30.1 million, down 100.96% from the prior year.
- Retained Earnings was -$82.7 million for Q1 2026 at Enact Holdings, down from -$30.1 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $3.5 billion in Q3 2025 to a low of -$400.3 million in Q3 2023.
- Historically, Retained Earnings has averaged $1.3 billion across 5 years, with a median of $1.8 billion in 2022.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 123.22% in 2022, then jumped 3562.16% in 2025.
- A 5-year view of Retained Earnings shows it stood at -$382.7 million in 2022, then surged by 39.8% to -$230.4 million in 2023, then soared by 1456.44% to $3.1 billion in 2024, then slumped by 100.96% to -$30.1 million in 2025, then plunged by 174.4% to -$82.7 million in 2026.
- The last three Retained Earnings figures came in at -$82.7 million (Q1 2026), -$30.1 million (Q4 2025), and $3.5 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 5.59 Bn |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | -97.13 Mn |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | -322.50 Mn |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | -82.71 Mn |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | -167.48 Mn |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | -187.94 Mn |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 5.22 Bn |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 120.53 Mn |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 5.82 Bn |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 2.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -82.71 Mn |
| Dec 31, 2025 | -30.14 Mn |
| Sep 30, 2025 | 3.53 Bn |
| Jun 30, 2025 | -104.34 Mn |
| Mar 31, 2025 | 3.26 Bn |
| Dec 31, 2024 | 3.13 Bn |
| Sep 30, 2024 | -101.98 Mn |
| Jun 30, 2024 | 2.84 Bn |
| Mar 31, 2024 | -237.48 Mn |
| Dec 31, 2023 | -230.40 Mn |
| Sep 30, 2023 | -400.35 Mn |
| Jun 30, 2023 | 2.40 Bn |
| Mar 31, 2023 | 2.25 Bn |
| Dec 31, 2022 | -382.74 Mn |
| Sep 30, 2022 | 2.16 Bn |
| Jun 30, 2022 | 1.99 Bn |
| Mar 31, 2022 | 1.81 Bn |
| Dec 31, 2021 | 1.65 Bn |
| Sep 30, 2021 | 133.96 Mn |
| Dec 31, 2020 | 208.38 Mn |