Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026)

Enact Holdings' (ACT) quarterly Interest Coverage Ratio came in at 0.47 in Q1 2026, up 61.03% year-on-year from 0.29 in Q1 2025, and down 91.39% quarter-over-quarter from 5.51 in Q4 2025.

Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Enact Holdings' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 0.47 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 61.03% year-over-year to 0.47 in Q1 2026; TTM through Mar 2026 was 1.83, a 59.15% increase from a year earlier, with the FY2025 full-year figure at 2.06, up 133.79% from the prior year.
  • Interest Coverage Ratio retreated to 0.47 in Q1 2026 per ACT's latest filing, from 5.51 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 5.51 in Q4 2025 and bottomed at 0.09 in Q2 2022.
  • The 5-year median for Interest Coverage Ratio is 0.3 (2024), against an average of 1.43.
  • Across the five-year window, Interest Coverage Ratio sank 96.54% in 2022 and jumped 168.17% in 2024, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 3.39 in 2022, then grew by 28.09% to 4.34 in 2023, then grew by 17.75% to 5.11 in 2024, then increased by 7.79% to 5.51 in 2025, then tumbled by 91.39% to 0.47 in 2026.
  • Per Business Quant, the three latest ACT Interest Coverage Ratio figures stand at 0.47 (Q1 2026), 5.51 (Q4 2025), and 0.48 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.23
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn -42.56
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 0.56
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.47
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 3.61
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.25
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 2.97
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 4.18
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.29
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 1.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.47
Dec 31, 2025 5.51
Sep 30, 2025 0.48
Jun 30, 2025 0.38
Mar 31, 2025 0.29
Dec 31, 2024 5.11
Sep 30, 2024 0.30
Jun 30, 2024 0.19
Mar 31, 2024 0.18
Dec 31, 2023 4.34
Sep 30, 2023 0.11
Jun 30, 2023 0.11
Mar 31, 2023 0.11
Dec 31, 2022 3.39
Sep 30, 2022 3.07
Jun 30, 2022 0.09
Mar 31, 2022 0.17
Dec 31, 2021 3.63
Sep 30, 2021 2.82
Jun 30, 2021 2.72