Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026)
Enact Holdings (ACT) posted quarterly Interest Coverage Ratio of 0.47 for Q1 2026, up 61.03% year-over-year from 0.29 in Q1 2025, and down 91.39% quarter-over-quarter from 5.51 in Q4 2025.
Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Enact Holdings' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 0.47 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 61.03% year-over-year to 0.47; the TTM figure through Mar 2026 stood at 1.83 (up 59.15% YoY), while the FY2025 annual figure was 2.06, up 133.79% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.47, down from 5.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.51 in Q4 2025, with the low at 0.09 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 0.3 (2024), against an average of 1.43.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio plunged 96.54% in 2022, then jumped 168.17% in 2024.
- Enact Holdings' Interest Coverage Ratio stood at 3.39 in 2022, then climbed by 28.09% to 4.34 in 2023, then climbed by 17.75% to 5.11 in 2024, then grew by 7.79% to 5.51 in 2025, then plunged by 91.39% to 0.47 in 2026.
- Business Quant data shows ACT's Interest Coverage Ratio at 0.47 in Q1 2026, 5.51 in Q4 2025, and 0.48 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.71 Bn | 8.14 Bn | 3.59 Bn | 13.30 |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 4.02 |
| 3 | Axis Capital Holdings | 7.28 Bn | 6.49 Bn | 819.78 Mn | -42.61 |
| 4 | Enact Holdings | 6.86 Bn | 6.36 Bn | 284.04 Mn | 5.86 |
| 5 | Mgic Investment | 6.46 Bn | 6.23 Bn | 284.40 Mn | 6.68 |
| 6 | Essent | 6.22 Bn | 6.22 Bn | 313.73 Mn | 7.56 |
| 7 | Ryan Specialty Holdings | 5.38 Bn | 5.24 Bn | - | - |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 3.35 |
| 9 | NMI Holdings | 3.45 Bn | 3.37 Bn | 157.40 Mn | 4.26 |
| 10 | Assured Guaranty | 3.29 Bn | -503.07 Mn | 156.00 Mn | 4.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.51 |
| Mar 31, 2026 | 0.47 |
| Dec 31, 2025 | 5.51 |
| Sep 30, 2025 | 0.48 |
| Jun 30, 2025 | 0.38 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 5.11 |
| Sep 30, 2024 | 0.30 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 4.34 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 3.39 |
| Sep 30, 2022 | 3.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 2.76 |
| Sep 30, 2021 | 2.82 |