Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026)
Enact Holdings' (ACT) quarterly Interest Coverage Ratio came in at 0.47 in Q1 2026, up 61.03% year-on-year from 0.29 in Q1 2025, and down 91.39% quarter-over-quarter from 5.51 in Q4 2025.
Enact Holdings (ACT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Enact Holdings' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 0.47 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 61.03% year-over-year to 0.47 in Q1 2026; TTM through Mar 2026 was 1.83, a 59.15% increase from a year earlier, with the FY2025 full-year figure at 2.06, up 133.79% from the prior year.
- Interest Coverage Ratio retreated to 0.47 in Q1 2026 per ACT's latest filing, from 5.51 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.51 in Q4 2025 and bottomed at 0.09 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 0.3 (2024), against an average of 1.43.
- Across the five-year window, Interest Coverage Ratio sank 96.54% in 2022 and jumped 168.17% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.39 in 2022, then grew by 28.09% to 4.34 in 2023, then grew by 17.75% to 5.11 in 2024, then increased by 7.79% to 5.51 in 2025, then tumbled by 91.39% to 0.47 in 2026.
- Per Business Quant, the three latest ACT Interest Coverage Ratio figures stand at 0.47 (Q1 2026), 5.51 (Q4 2025), and 0.48 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.23 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -42.56 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 0.56 |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.47 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 3.61 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.25 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 2.97 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 4.18 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 0.29 |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.47 |
| Dec 31, 2025 | 5.51 |
| Sep 30, 2025 | 0.48 |
| Jun 30, 2025 | 0.38 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 5.11 |
| Sep 30, 2024 | 0.30 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 4.34 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 3.39 |
| Sep 30, 2022 | 3.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 3.63 |
| Sep 30, 2021 | 2.82 |
| Jun 30, 2021 | 2.72 |