Enact Holdings (ACT) FCF Margin (2020 - 2026)
Enact Holdings' (ACT) quarterly FCF Margin came in at 92.25% in Q1 2026, down 37.0% year-on-year from 146.44% in Q1 2025, and up 148.17% quarter-over-quarter from 37.17% in Q4 2025.
Enact Holdings (ACT) FCF Margin (2020 - 2026) Analysis & Trends
Enact Holdings' FCF Margin history runs 7 years deep, the most recent figure standing at 92.25% for Q1 2026.
- On a quarterly basis, FCF Margin fell 37.0% year-over-year to 92.25% in Q1 2026; TTM through Mar 2026 was 55.8%, a 1396.0% decrease from a year earlier, with the FY2025 full-year figure at 58.63%, up 152.0% from the prior year.
- FCF Margin grew to 92.25% in Q1 2026 per ACT's latest filing, from 37.17% in the prior quarter.
- Across five years, FCF Margin topped out at 92.62% in Q1 2025 and bottomed at 37.17% in Q4 2025.
- The 5-year median for FCF Margin is 59.66% (2022), against an average of 62.28%.
- Across the five-year window, FCF Margin surged 2704 bps in 2024 and tumbled 1997 bps in 2025, its largest moves.
- Year by year, FCF Margin stood at 40.8% in 2022, then surged by 57 bps to 64.17% in 2023, then retreated by 14 bps to 55.05% in 2024, then tumbled by 32 bps to 37.17% in 2025, then jumped by 148 bps to 92.25% in 2026.
- Per Business Quant, the three latest ACT FCF Margin figures stand at 92.25% (Q1 2026), 37.17% (Q4 2025), and 78.47% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 26.29% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 34.11% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 14.99% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 92.25% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 25.82% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 73.52% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 36.03% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 231.71% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 74.28% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 0.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 92.25% |
| Dec 31, 2025 | 37.17% |
| Sep 30, 2025 | 78.47% |
| Jun 30, 2025 | 39.20% |
| Mar 31, 2025 | 92.62% |
| Dec 31, 2024 | 55.05% |
| Sep 30, 2024 | 75.54% |
| Jun 30, 2024 | 59.17% |
| Mar 31, 2024 | 77.80% |
| Dec 31, 2023 | 64.17% |
| Sep 30, 2023 | 63.61% |
| Jun 30, 2023 | 70.37% |
| Mar 31, 2023 | 50.76% |
| Dec 31, 2022 | 40.80% |
| Sep 30, 2022 | 42.68% |
| Jun 30, 2022 | 59.36% |
| Mar 31, 2022 | 59.66% |
| Dec 31, 2021 | 59.02% |
| Sep 30, 2021 | 52.79% |
| Jun 30, 2021 | 56.12% |