Enact Holdings (ACT) Gross Margin (2020 - 2026)

Enact Holdings' (ACT) quarterly Gross Margin came in at 84.7% in Q1 2026, down 283.0% year-on-year from 46.28% in Q1 2025, and down 12.18% quarter-over-quarter from 96.45% in Q4 2025.

Enact Holdings (ACT) Gross Margin (2020 - 2026) Analysis & Trends

Enact Holdings' Gross Margin history runs 7 years deep, the most recent figure standing at 84.7% for Q1 2026.

  • On a quarterly basis, Gross Margin fell 283.0% year-over-year to 84.7% in Q1 2026; TTM through Mar 2026 was 91.02%, a 97.0% decrease from a year earlier, with the FY2025 full-year figure at 91.14%, down 565.0% from the prior year.
  • Gross Margin fell to 84.7% in Q1 2026 per ACT's latest filing, from 96.45% in the prior quarter.
  • Across five years, Gross Margin topped out at 104.66% in Q4 2022 and bottomed at 74.07% in Q2 2022.
  • The 5-year median for Gross Margin is 92.11% (2024), against an average of 91.4%.
  • Across the five-year window, Gross Margin slumped 1356 bps in 2022 and soared 2423 bps in 2023, its largest moves.
  • Year by year, Gross Margin stood at 104.66% in 2022, then fell by 12 bps to 91.77% in 2023, then grew by 0 bps to 92.11% in 2024, then advanced by 5 bps to 96.45% in 2025, then fell by 12 bps to 84.7% in 2026.
  • Per Business Quant, the three latest ACT Gross Margin figures stand at 84.7% (Q1 2026), 96.45% (Q4 2025), and 85.34% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 98.08%
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 41.42%
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 83.37%
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 84.70%
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 88.81%
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 81.46%
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 75.61%
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 79.27%
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 86.65%
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 28.63%

Historic Data

Download Data
DateValue
Mar 31, 2026 84.70%
Dec 31, 2025 96.45%
Sep 30, 2025 85.34%
Jun 30, 2025 91.71%
Mar 31, 2025 87.52%
Dec 31, 2024 92.11%
Sep 30, 2024 95.12%
Jun 30, 2024 93.12%
Mar 31, 2024 91.90%
Dec 31, 2023 91.77%
Sep 30, 2023 92.67%
Jun 30, 2023 98.29%
Mar 31, 2023 95.33%
Dec 31, 2022 104.66%
Sep 30, 2022 82.85%
Jun 30, 2022 74.07%
Mar 31, 2022 96.13%
Dec 31, 2021 97.81%
Sep 30, 2021 87.83%
Jun 30, 2021 87.63%