Enact Holdings (ACT) Gross Margin (2020 - 2026)

Enact Holdings (ACT) recorded quarterly Gross Margin of 84.7% in Q1 2026, down 10.18% quarter-over-quarter from 94.3% in Q4 2025, and down 282.0% on a YoY basis from 46.54% in Q1 2025.

Enact Holdings (ACT) Gross Margin (2020 - 2026) Analysis & Trends

Enact Holdings' Gross Margin history runs 7 years deep, the most recent figure standing at 84.7% for Q1 2026.

  • In Q1 2026, Gross Margin fell 282.0% year-over-year to 84.7%; the TTM figure through Mar 2026 stood at 88.89% (down 449.0% YoY), while the FY2025 annual figure was 91.14%, down 565.0% from the prior year.
  • Gross Margin was 84.7% for Q1 2026 at Enact Holdings, down from 94.3% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 107.78% in Q4 2022 to a low of 74.07% in Q2 2022.
  • Historically, Gross Margin has averaged 91.77% across 5 years, with a median of 94.3% in 2025.
  • The sharpest annual moves came in 2022 and 2023: Gross Margin sank 1507 bps in 2022, then jumped 2423 bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 107.78% in 2022, then dropped by 12 bps to 94.42% in 2023, then increased by 1 bps to 94.91% in 2024, then fell by 1 bps to 94.3% in 2025, then fell by 10 bps to 84.7% in 2026.
  • The last three Gross Margin figures came in at 84.7% (Q1 2026), 94.3% (Q4 2025), and 85.34% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Fidelity National Financial 12.87 Bn 10.21 Bn 2.62 Bn 81.15%
2 Axis Capital Holdings 7.52 Bn 6.65 Bn - -
3 First American Financial 6.80 Bn 3.91 Bn 1.24 Bn 67.24%
4 Enact Holdings 6.01 Bn 5.46 Bn 205.74 Mn 84.70%
5 Mgic Investment 5.57 Bn 5.32 Bn 202.12 Mn 85.88%
6 Essent 5.47 Bn 5.47 Bn - -
7 Radian 4.74 Bn 4.66 Bn 368.17 Mn 78.95%
8 Ryan Specialty Holdings 4.62 Bn 5.05 Bn - -
9 Assured Guaranty 3.42 Bn -495.48 Mn 216.00 Mn 82.76%
10 NMI Holdings 2.82 Bn 2.75 Bn 152.85 Mn 83.31%

Historic Data

Download Data
DateValue
Mar 31, 2026 84.70%
Dec 31, 2025 94.30%
Sep 30, 2025 85.34%
Jun 30, 2025 89.69%
Mar 31, 2025 87.52%
Dec 31, 2024 94.91%
Sep 30, 2024 95.12%
Jun 30, 2024 94.37%
Mar 31, 2024 91.90%
Dec 31, 2023 94.42%
Sep 30, 2023 94.03%
Jun 30, 2023 98.29%
Mar 31, 2023 95.33%
Dec 31, 2022 107.78%
Sep 30, 2022 82.85%
Jun 30, 2022 74.07%
Mar 31, 2022 95.54%
Dec 31, 2021 98.43%
Sep 30, 2021 87.83%
Jun 30, 2021 89.13%