Enact Holdings (ACT) Gross Margin (2020 - 2026)
Enact Holdings (ACT) posted quarterly Gross Margin of 84.7% for Q1 2026, down 283.0% year-over-year from 46.28% in Q1 2025, and down 12.18% quarter-over-quarter from 96.45% in Q4 2025.
Enact Holdings (ACT) Gross Margin (2020 - 2026) Analysis & Trends
Enact Holdings' Gross Margin history runs 7 years deep, the most recent figure standing at 84.7% for Q1 2026.
- In Q1 2026, Gross Margin fell 283.0% year-over-year to 84.7%; the TTM figure through Mar 2026 stood at 91.02% (down 97.0% YoY), while the FY2025 annual figure was 91.14%, down 565.0% from the prior year.
- Gross Margin for Q1 2026 stood at 84.7%, down from 96.45% in the prior quarter.
- The five-year high for Gross Margin was 104.66% in Q4 2022, with the low at 74.07% in Q2 2022.
- The 5-year median for Gross Margin is 92.11% (2024), against an average of 91.4%.
- The sharpest annual moves came in 2022 and 2023: Gross Margin sank 1356 bps in 2022, then soared 2423 bps in 2023.
- Enact Holdings' Gross Margin stood at 104.66% in 2022, then declined by 12 bps to 91.77% in 2023, then climbed by 0 bps to 92.11% in 2024, then gained by 5 bps to 96.45% in 2025, then declined by 12 bps to 84.7% in 2026.
- Business Quant data shows ACT's Gross Margin at 84.7% in Q1 2026, 96.45% in Q4 2025, and 85.34% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.71 Bn | 8.14 Bn | 3.59 Bn | 88.64% |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 83.37% |
| 3 | Axis Capital Holdings | 7.28 Bn | 6.49 Bn | 819.78 Mn | 46.77% |
| 4 | Enact Holdings | 6.86 Bn | 6.36 Bn | 284.04 Mn | 89.52% |
| 5 | Mgic Investment | 6.46 Bn | 6.23 Bn | 284.40 Mn | 96.28% |
| 6 | Essent | 6.22 Bn | 6.22 Bn | 313.73 Mn | 86.50% |
| 7 | Ryan Specialty Holdings | 5.38 Bn | 5.24 Bn | - | - |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 66.09% |
| 9 | NMI Holdings | 3.45 Bn | 3.37 Bn | 157.40 Mn | 83.77% |
| 10 | Assured Guaranty | 3.29 Bn | -503.07 Mn | 156.00 Mn | 80.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 89.52% |
| Mar 31, 2026 | 84.70% |
| Dec 31, 2025 | 96.45% |
| Sep 30, 2025 | 85.34% |
| Jun 30, 2025 | 91.71% |
| Mar 31, 2025 | 87.52% |
| Dec 31, 2024 | 92.11% |
| Sep 30, 2024 | 95.12% |
| Jun 30, 2024 | 93.12% |
| Mar 31, 2024 | 91.90% |
| Dec 31, 2023 | 91.77% |
| Sep 30, 2023 | 92.67% |
| Jun 30, 2023 | 98.29% |
| Mar 31, 2023 | 95.33% |
| Dec 31, 2022 | 104.66% |
| Sep 30, 2022 | 82.85% |
| Jun 30, 2022 | 74.07% |
| Mar 31, 2022 | 96.13% |
| Dec 31, 2021 | 97.81% |
| Sep 30, 2021 | 87.83% |