VersaBank (VBNK) Net Income (2021 - 2026)
VersaBank (VBNK) recorded Net Income of $7.5 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 70.3% from $4.4 million a year earlier and up 27.3% from the prior quarter.
Powered by 
Analysis
VersaBank (VBNK) Net Income (2021 - 2026) Analysis & Trends
On a TTM basis, VersaBank's Net Income came in at $24.81 million as of Jul 31, 2026, up 25.0% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $20.82 million, down 28.3% from FY2024.
- Annual Net Income has a five-year compound annual growth rate of 7.6% (FY2020 to FY2025).
- Across earlier fiscal years, Net Income came in at $29.02 million in FY2024 (-7.3%), $31.29 million in FY2023 (+76.8%), $17.7 million in FY2022 (-0.6%) and $17.79 million in FY2021 (+23.3%).
- The fiscal Q3 2026 figure is the highest quarterly Net Income since fiscal Q2 2024.
- On a year-over-year basis, Net Income rose in three of the last eight quarters, with an average decline of 7.1%.
- Peak year-over-year performance for Net Income in the last five years was growth of 94.3% in fiscal Q2 2023, against a decline of 58.5% in fiscal Q4 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $5.89 million (Q2 2026), $6.65 million (Q1 2026) and $4.77 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 21.16 Bn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 9.07 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 7.93 Bn |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 5.65 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 4.32 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 6.63 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 5.31 Bn |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 6.41 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 3.31 Bn |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 7.22 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.22 Mn |
| Apr 30, 2026 | 5.49 Mn |
| Jan 31, 2026 | 7.98 Mn |
| Oct 31, 2025 | 3.75 Mn |
| Jul 31, 2025 | 4.79 Mn |
| Apr 30, 2025 | 5.99 Mn |
| Jan 31, 2025 | 5.74 Mn |
| Oct 31, 2024 | 4.04 Mn |
| Jul 31, 2024 | 7.09 Mn |
| Apr 30, 2024 | 8.72 Mn |
| Jan 31, 2024 | 9.39 Mn |
| Oct 31, 2023 | 9.20 Mn |
| Jul 31, 2023 | 7.49 Mn |
| Apr 30, 2023 | 7.58 Mn |
| Jan 31, 2023 | 6.98 Mn |
| Oct 31, 2022 | 4.84 Mn |
| Jul 31, 2022 | 4.45 Mn |
| Apr 30, 2022 | 3.90 Mn |
| Jan 31, 2022 | 4.40 Mn |
| Oct 31, 2021 | 4.70 Mn |
API Access
VersaBank Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();