VersaBank (VBNK) EBT (2021 - 2026)
VersaBank (VBNK) reported EBT of $9.95 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 56.2% from $6.37 million a year earlier and up 31.1% from the prior quarter.
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Analysis
VersaBank (VBNK) EBT (2021 - 2026) Analysis & Trends
Over the twelve months ended Jul 31, 2026, VersaBank's EBT came in at $35.68 million, up 25.2% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $29.03 million, down 26.1% from FY2024.
- EBT has a five-year compound annual growth rate of 7.8% (FY2020 to FY2025).
- By fiscal year, EBT came in at $39.3 million in FY2024 (-8.1%), $42.75 million in FY2023 (+69.0%), $25.3 million in FY2022 (+3.3%) and $24.49 million in FY2021 (+23.0%).
- Five-year quarterly EBT spans a low of $5.36 million in fiscal Q2 2022 and a high of $12.54 million in fiscal Q1 2024.
- Year over year, EBT gained in three of the last eight quarters, with an average decline of 6.0%.
- The high point for year-over-year EBT in five years was fiscal Q2 2023 (growth of 89.2%); the low point was fiscal Q4 2024 (a decline of 52.6%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at $7.59 million (Q2 2026), $11 million (Q1 2026) and $7.14 million (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 9.95 Mn |
| Apr 30, 2026 | 7.57 Mn |
| Jan 31, 2026 | 11.00 Mn |
| Oct 31, 2025 | 7.14 Mn |
| Jul 31, 2025 | 6.37 Mn |
| Apr 30, 2025 | 8.25 Mn |
| Jan 31, 2025 | 7.82 Mn |
| Oct 31, 2024 | 5.91 Mn |
| Jul 31, 2024 | 9.83 Mn |
| Apr 30, 2024 | 12.02 Mn |
| Jan 31, 2024 | 12.54 Mn |
| Oct 31, 2023 | 12.48 Mn |
| Jul 31, 2023 | 10.35 Mn |
| Apr 30, 2023 | 10.14 Mn |
| Jan 31, 2023 | 9.78 Mn |
| Oct 31, 2022 | 7.73 Mn |
| Jul 31, 2022 | 6.11 Mn |
| Apr 30, 2022 | 5.36 Mn |
| Jan 31, 2022 | 6.03 Mn |
| Oct 31, 2021 | 6.47 Mn |
API Access
VersaBank EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();