VersaBank (VBNK) Return on Assets [ROA] (2021 - 2026)
VersaBank (VBNK) reported Return on Assets [ROA] of 0.51% for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 0.01 percentage points from 0.53% a year earlier but up 0.04 percentage points from the prior quarter.
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Analysis
VersaBank (VBNK) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), VersaBank posted Return on Assets [ROA] of 0.55%, down 0.33 percentage points from FY2024.
- Return on Assets [ROA] has a four-year change of -0.51 percentage points (FY2021 to FY2025).
- By fiscal year, Return on Assets [ROA] came in at 0.88% in FY2024 (-0.23 pp), 1.11% in FY2023 (+0.31 pp), 0.79% in FY2022 (-0.26 pp) and 1.06% in FY2021.
- Five-year quarterly Return on Assets [ROA] spans a low of 0.47% in fiscal Q2 2026 and a high of 1.08% in fiscal Q2 2024.
- Year over year, Return on Assets [ROA] has now declined in each of the last eight quarters, with an average year-over-year change of -0.28 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was fiscal Q4 2023 (a gain of 0.30 percentage points); the low point was fiscal Q3 2025 (a drop of 0.53 percentage points).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 0.47% (Q2 2026), 0.51% (Q1 2026) and 0.51% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 1.31% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 0.96% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 0.77% |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 1.25% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 0.93% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 1.00% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 0.52% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 1.02% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 0.77% |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 0.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.51% |
| Apr 30, 2026 | 0.47% |
| Jan 31, 2026 | 0.52% |
| Oct 31, 2025 | 0.50% |
| Jul 31, 2025 | 0.54% |
| Apr 30, 2025 | 0.65% |
| Jan 31, 2025 | 0.74% |
| Oct 31, 2024 | 0.87% |
| Jul 31, 2024 | 1.06% |
| Apr 30, 2024 | 1.08% |
| Jan 31, 2024 | 1.08% |
| Oct 31, 2023 | 1.03% |
| Jul 31, 2023 | 0.94% |
| Apr 30, 2023 | 0.89% |
| Jan 31, 2023 | 0.80% |
| Oct 31, 2022 | 0.73% |
| Jul 31, 2022 | 0.77% |
| Apr 30, 2022 | 0.87% |
| Jan 31, 2022 | 0.94% |
| Oct 31, 2021 | 0.94% |
API Access
VersaBank Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();