VersaBank (VBNK) Return on Equity [ROE] (2021 - 2026)
VersaBank (VBNK) reported Return on Equity [ROE] of 6.14% for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 0.89 percentage points from 5.25% a year earlier and up 0.67 percentage points from the prior quarter.
VersaBank (VBNK) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), VersaBank posted Return on Equity [ROE] of 6.28%, down 4.00 percentage points from FY2024.
- Return on Equity [ROE] has a four-year change of -1.56 percentage points (FY2021 to FY2025).
- By fiscal year, Return on Equity [ROE] came in at 10.28% in FY2024 (-1.05 pp), 11.33% in FY2023 (+4.74 pp), 6.59% in FY2022 (-1.25 pp) and 7.84% in FY2021.
- The fiscal Q3 2026 figure ranks as the highest quarterly Return on Equity [ROE] since fiscal Q1 2025.
- Year over year, Return on Equity [ROE] gained in 1 of the last eight quarters, with an average year-over-year change of -3.02 percentage points.
- The high point for year-over-year Return on Equity [ROE] in five years was fiscal Q4 2023 (a gain of 4.70 percentage points); the low point was fiscal Q3 2025 (a drop of 6.36 percentage points).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 5.47% (Q2 2026), 5.63% (Q1 2026) and 5.41% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 17.62% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 11.19% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 13.21% |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 17.50% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 15.91% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 17.08% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 11.72% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 12.67% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 12.87% |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 6.05% |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 6.05% |
| Apr 30, 2026 | 5.46% |
| Jan 31, 2026 | 5.75% |
| Oct 31, 2025 | 5.31% |
| Jul 31, 2025 | 5.38% |
| Apr 30, 2025 | 6.16% |
| Jan 31, 2025 | 7.91% |
| Oct 31, 2024 | 10.04% |
| Jul 31, 2024 | 11.70% |
| Apr 30, 2024 | 11.94% |
| Jan 31, 2024 | 11.96% |
| Oct 31, 2023 | 11.41% |
| Jul 31, 2023 | 10.01% |
| Apr 30, 2023 | 9.10% |
| Jan 31, 2023 | 7.76% |
| Oct 31, 2022 | 6.66% |
| Jul 31, 2022 | 6.49% |
| Apr 30, 2022 | 6.57% |
| Jan 31, 2022 | 6.79% |
| Oct 31, 2021 | 7.55% |
VersaBank Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();