VersaBank (VBNK) Free Cash Flow (2021 - 2026)
VersaBank (VBNK) recorded Free Cash Flow of -$31.95 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), compared with $133.56 million a year earlier.
Powered by 
Analysis
VersaBank (VBNK) Free Cash Flow (2021 - 2026) Analysis & Trends
On a TTM basis, VersaBank's Free Cash Flow came in at $15.77 million as of Jul 31, 2026, down 86.1% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $37.04 million, down 82.7% from FY2024.
- Annual Free Cash Flow has a five-year compound annual growth rate of -79.6% (FY2020 to FY2025).
- Across earlier fiscal years, Free Cash Flow came in at $214.07 million in FY2024 (+203.6%), $70.52 million in FY2023, -$24.93 million in FY2022 and -$86.12 billion in FY2021.
- The fiscal Q3 2026 figure is the lowest quarterly Free Cash Flow since fiscal Q2 2025.
- Per Business Quant, the preceding three fiscal quarters came in at -$28.31 million (Q2 2026), $40.21 million (Q1 2026) and $35.8 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | -25.28 Bn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 29.04 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | -3.57 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 25.17 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 5.60 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | - |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 6.78 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | -4.20 Bn |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | -32.21 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | -32.21 Mn |
| Apr 30, 2026 | -36.30 Mn |
| Jan 31, 2026 | 39.97 Mn |
| Oct 31, 2025 | 35.39 Mn |
| Jul 31, 2025 | 133.64 Mn |
| Apr 30, 2025 | -69.36 Mn |
| Jan 31, 2025 | -63.76 Mn |
| Oct 31, 2024 | 112.32 Mn |
| Jul 31, 2024 | 61.77 Mn |
| Apr 30, 2024 | 37.08 Mn |
| Jan 31, 2024 | -25.24 Mn |
| Oct 31, 2023 | 21.92 Mn |
| Jul 31, 2023 | 8.51 Mn |
| Apr 30, 2023 | 14.13 Mn |
| Jan 31, 2023 | 25.32 Mn |
| Oct 31, 2022 | 110.55 Mn |
| Jul 31, 2022 | -83.85 Mn |
| Apr 30, 2022 | 32.11 Mn |
| Jan 31, 2022 | -89.20 Mn |
| Oct 31, 2021 | -77.97 Mn |
API Access
VersaBank Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();