UWM Holdings Ratios (2019-2025) | UWMC

Ratios Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
EBT Margin 4.47%65.04%79.14%75.50%73.36%28.92%48.29%38.29%55.65%38.32%48.29%-22.90%-86.57%39.15%44.56%408.79%31.47%12.38%4.33%20.14%-42.52%43.42%1.50%
EBIT Margin 13.92%-0.03%-0.29%-0.05%77.81%43.92%61.36%52.95%63.00%48.52%58.98%15.10%-47.33%53.18%58.40%338.27%48.32%29.84%23.26%87.87%-22.89%61.01%17.17%
EBITDA Margin 13.92%-0.03%-0.29%-0.05%77.81%43.92%61.36%52.95%63.00%48.52%58.98%15.10%-47.33%53.18%58.40%338.27%48.32%29.84%23.26%87.87%-22.89%61.01%17.17%
Operating Margin -0.03%-0.29%-0.05%
Net Margin 4.47%64.95%79.10%75.44%72.28%28.62%47.78%39.61%55.16%38.18%47.59%-20.66%-85.95%38.94%44.45%402.29%30.83%12.26%4.28%19.32%-40.27%41.45%1.43%
FCF Margin -142.69%48.54%89.04%-76.30%220.80%-1,445.46%82.88%-1,026.70%1,429.27%-70.95%-80.87%-843.33%1,230.81%-314.82%50.15%293.31%-377.39%-213.54%-293.80%-262.44%93.93%-38.23%-366.40%
Efficiency
Assets Average 0.21B0.43B0.43B5.96B10.93B13.61B16.66B19.50B16.76B11.00B11.45B12.75B12.27B11.69B12.32B12.04B12.33B12.86B14.02B15.40B14.86B13.97B15.45B
Equity Average 0.00B0.01B0.01B1.19B2.58B2.73B2.84B3.08B3.17B3.20B3.31B3.28B3.02B2.91B3.02B2.78B2.47B2.39B2.25B2.12B1.84B1.69B1.67B
Invested Capital 0.00B0.01B0.01B0.01B2.40B2.83B2.75B3.05B3.23B3.22B3.28B3.44B3.22B2.91B2.98B3.13B2.51B2.49B2.36B2.21B2.08B1.66B1.77B1.61B
Asset Utilization Ratio 3.017.320.830.520.390.250.150.160.240.230.190.140.150.140.110.140.140.130.140.150.170.16
Leverage & Solvency
Interest Coverage Ratio 1.47-0.01-0.13-0.0217.472.934.693.618.574.765.520.40-1.213.794.22-4.802.871.711.231.30-1.173.471.10
Debt to Equity -10.710.330.280.550.500.620.630.610.580.630.690.670.640.800.810.850.911.361.701.592.38
Debt Ratio 0.360.070.080.090.090.090.180.180.170.150.180.160.160.170.160.150.130.180.200.200.22
Equity Ratio -0.030.010.010.010.210.270.160.180.140.290.290.290.230.260.240.250.210.190.180.140.130.120.130.09
Times Interest Earned 1.47-0.01-0.13-0.0217.472.934.693.618.574.765.520.40-1.213.794.22-4.802.871.711.231.30-1.173.471.10
Dividends & Payouts
FCF Payout Ratio 0.000.58-0.740.42-0.030.260.000.03-0.38-0.27-0.060.08-0.080.44-0.45-0.09-0.15-0.08-0.270.26-0.66-0.05
Valuation
Enterprise Value -0.00B-0.00B-0.00B-0.00B-1.28B0.96B1.45B1.77B2.23B1.88B2.00B2.07B2.24B1.95B2.13B2.14B1.83B1.70B1.48B1.36B1.29B0.94B1.02B0.45B
Return Ratios
Return on Sales 0.04%0.65%0.79%0.75%0.72%0.29%0.48%0.40%0.55%0.38%0.48%-0.21%-0.86%0.39%0.44%4.02%0.31%0.12%0.04%0.19%-0.40%0.41%0.01%
Return on Capital Employed 0.15%0.14%0.01%
Return on Invested Capital 0.05%0.35%0.40%0.53%0.60%0.46%0.47%0.45%0.37%0.21%0.23%0.23%0.08%0.24%0.20%0.11%0.38%0.19%0.39%0.37%
Return on Assets 1.31%4.72%0.57%0.39%0.28%0.16%0.08%0.07%0.11%0.11%0.07%0.03%0.03%0.03%-0.01%0.02%0.01%-0.01%0.02%-0.01%0.01%0.01%
Return on Equity 111.96%402.14%2.84%1.64%1.40%0.95%0.51%0.37%0.39%0.37%0.28%0.11%0.12%0.11%-0.03%0.10%0.04%-0.08%0.16%-0.05%0.08%0.07%