UWM Holdings (UWMC) Asset Utilization Ratio (2020 - 2026)
UWM Holdings (UWMC) posted quarterly Asset Utilization Ratio of 0.19 for Q1 2026, up 4.8% year-over-year from 0.18 in Q1 2025, and up 2.35% quarter-over-quarter from 0.19 in Q4 2025.
UWM Holdings (UWMC) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Asset Utilization Ratio for 7 consecutive years, with 0.19 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 4.8% year-over-year to 0.19; the TTM figure through Mar 2026 stood at 0.19 (up 4.8% YoY), while the FY2025 annual figure was 0.19, changed 0.14% from the prior year.
- Asset Utilization Ratio climbed to 0.19 in Q1 2026 per UWMC's latest filing, from 0.19 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.24 in Q2 2022 and bottomed at 0.14 in Q1 2023.
- Historically, Asset Utilization Ratio has averaged 0.19 across 5 years, with a median of 0.19 in 2025.
- Annual changes were most pronounced in 2022 — Asset Utilization Ratio sank 70.08% — and 2024, when it soared 50.52%.
- UWM Holdings' Asset Utilization Ratio stood at 0.19 in 2022, then dropped by 3.37% to 0.18 in 2023, then dropped by 3.44% to 0.17 in 2024, then grew by 7.19% to 0.19 in 2025, then increased by 2.35% to 0.19 in 2026.
- Business Quant data shows UWMC's Asset Utilization Ratio at 0.19 in Q1 2026, 0.19 in Q4 2025, and 0.19 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.28 Bn | 36.18 Bn | - | 0.17 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.67 Bn | 36.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.37 Bn | 14.05 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.07 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.23 |
| 7 | Velocity Financial | 711.08 Mn | -6.74 Bn | - | -0.04 |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 0.19 |
| 9 | Onity | 302.91 Mn | 106.61 Mn | - | 0.08 |
| 10 | loanDepot | 205.77 Mn | -105.37 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.19 |
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.19 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.23 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.25 |