UWM Holdings (UWMC) Asset Utilization Ratio (2020 - 2026)
UWM Holdings' (UWMC) quarterly Asset Utilization Ratio came in at 0.19 in Q1 2026, up 4.8% year-on-year from 0.18 in Q1 2025, and up 2.35% on a QoQ basis from 0.19 in Q4 2025.
UWM Holdings (UWMC) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of Asset Utilization Ratio data on file, last reported at 0.19 in Q1 2026.
- On a quarterly basis, Asset Utilization Ratio rose 4.8% year-over-year to 0.19 in Q1 2026; TTM through Mar 2026 was 0.19, a 4.8% increase from a year earlier, with the FY2025 full-year figure at 0.19, changed 0.14% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.19, up from 0.19 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for UWMC reached as high as 0.24 in Q2 2022 and fell as low as 0.14 in Q1 2023.
- Historically, Asset Utilization Ratio has averaged 0.19 across 5 years, with a median of 0.19 in 2025.
- Across the five-year window, Asset Utilization Ratio tumbled 70.08% in 2022 and jumped 50.52% in 2024, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.19 in 2022, then fell by 3.37% to 0.18 in 2023, then fell by 3.44% to 0.17 in 2024, then rose by 7.19% to 0.19 in 2025, then gained by 2.35% to 0.19 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.19 in Q1 2026, 0.19 in Q4 2025, and 0.19 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.14 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.23 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -0.05 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.19 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.09 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.19 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.23 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.25 |
| Jun 30, 2021 | 0.39 |