UWM Holdings (UWMC) EBT Margin (2020 - 2026)
UWM Holdings' EBT Margin came in at -53.26% for Q2 2026, down 96.68 percentage points from 43.42% a year earlier and down 72.95 percentage points from the prior quarter.
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Analysis
UWM Holdings (UWMC) EBT Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, UWM Holdings reported EBT Margin of -3.16%, down 8.21 percentage points year-over-year; for FY2025, it came in at 7.94%, down 4.62 percentage points from FY2024.
- EBT Margin carries a five-year change of -60.60 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 12.56% in FY2024 (+16.09 pp), -3.52% in FY2023 (-42.92 pp), 39.39% in FY2022 (-13.74 pp) and 53.13% in FY2021 (-15.41 pp).
- The Q2 2026 figure represents the lowest quarterly EBT Margin since Q4 2023.
- Year-over-year, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of -4.90 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q1 2024 (a gain of 118.04 percentage points), and the weakest in Q1 2023 (a drop of 142.22 percentage points).
- Business Quant data shows UWMC's EBT Margin at 19.69% (Q1 2026), 17.94% (Q4 2025) and 1.50% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 10.09% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 46.33% |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 12.09% |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 66.15% |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 14.50% |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 24.99% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 65.65% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | UWM Holdings | 2.01 Bn | 560.14 Mn | - | -53.26% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -53.26% |
| Mar 31, 2026 | 19.69% |
| Dec 31, 2025 | 17.94% |
| Sep 30, 2025 | 1.50% |
| Jun 30, 2025 | 43.42% |
| Mar 31, 2025 | -42.52% |
| Dec 31, 2024 | 5.87% |
| Sep 30, 2024 | 4.33% |
| Jun 30, 2024 | 12.38% |
| Mar 31, 2024 | 31.47% |
| Dec 31, 2023 | -63.34% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 39.15% |
| Mar 31, 2023 | -86.57% |
| Dec 31, 2022 | -22.90% |
| Sep 30, 2022 | 48.29% |
| Jun 30, 2022 | 38.32% |
| Mar 31, 2022 | 55.65% |
| Dec 31, 2021 | 38.29% |
| Sep 30, 2021 | 48.29% |
API Access
UWM Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UWMC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();