UWM Holdings (UWMC) EBT Margin (2020 - 2026)
UWM Holdings (UWMC) reported EBT Margin of 19.69% for Q1 2026, up 6221.0% year-over-year from 0.31% in Q1 2025, and up 9.73% quarter-over-quarter from 17.94% in Q4 2025.
UWM Holdings (UWMC) EBT Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of EBT Margin data on file, last reported at 19.69% in Q1 2026.
- EBT Margin for Q1 2026 came in at 19.69%, up 6221.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 19.99% (up 2402.0% YoY), and the FY2025 annual result was 7.94%, down 462.0% from the prior year.
- EBT Margin grew to 19.69% in Q1 2026 per UWMC's latest filing, from 17.94% in the prior quarter.
- Over five years, EBT Margin peaked at 55.65% in Q1 2022 and troughed at 86.57% in Q1 2023.
- A 5-year average of 8.66% and a median of 17.94% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2023 and 2024: EBT Margin plunged 14222 bps in 2023, then soared 11804 bps in 2024.
- A 5-year view of EBT Margin shows it stood at 22.9% in 2022, then sank by 177 bps to 63.34% in 2023, then jumped by 109 bps to 5.87% in 2024, then surged by 205 bps to 17.94% in 2025, then advanced by 10 bps to 19.69% in 2026.
- Business Quant data shows UWMC's EBT Margin at 19.69% in Q1 2026, 17.94% in Q4 2025, and 1.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 13.60% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 19.21% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 8.61% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 19.69% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -107.20% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 41.36% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.24% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.69% |
| Dec 31, 2025 | 17.94% |
| Sep 30, 2025 | 1.50% |
| Jun 30, 2025 | 43.42% |
| Mar 31, 2025 | -42.52% |
| Dec 31, 2024 | 5.87% |
| Sep 30, 2024 | 4.33% |
| Jun 30, 2024 | 12.38% |
| Mar 31, 2024 | 31.47% |
| Dec 31, 2023 | -63.34% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 39.15% |
| Mar 31, 2023 | -86.57% |
| Dec 31, 2022 | -22.90% |
| Sep 30, 2022 | 48.29% |
| Jun 30, 2022 | 38.32% |
| Mar 31, 2022 | 55.65% |
| Dec 31, 2021 | 38.29% |
| Sep 30, 2021 | 48.29% |
| Jun 30, 2021 | 28.92% |