UWM Holdings (UWMC) EBT Margin (2020 - 2026)
UWM Holdings (UWMC) posted quarterly EBT Margin of 19.69% for Q1 2026, up 6221.0% year-over-year from 0.31% in Q1 2025, and up 9.73% quarter-over-quarter from 17.94% in Q4 2025.
UWM Holdings (UWMC) EBT Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported EBT Margin for 7 consecutive years, with 19.69% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin rose 6221.0% year-over-year to 19.69%; the TTM figure through Mar 2026 stood at 19.99% (up 2402.0% YoY), while the FY2025 annual figure was 7.94%, down 462.0% from the prior year.
- EBT Margin improved to 19.69% in Q1 2026 per UWMC's latest filing, from 17.94% in the prior quarter.
- Across five years, EBT Margin topped out at 55.65% in Q1 2022 and bottomed at 86.57% in Q1 2023.
- Historically, EBT Margin has averaged 8.66% across 5 years, with a median of 17.94% in 2025.
- Annual changes were most pronounced in 2023 — EBT Margin plunged 14222 bps — and 2024, when it soared 11804 bps.
- UWM Holdings' EBT Margin stood at 22.9% in 2022, then slumped by 177 bps to 63.34% in 2023, then surged by 109 bps to 5.87% in 2024, then soared by 205 bps to 17.94% in 2025, then climbed by 10 bps to 19.69% in 2026.
- Business Quant data shows UWMC's EBT Margin at 19.69% in Q1 2026, 17.94% in Q4 2025, and 1.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 10.09% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 66.15% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 79.69% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 6.34% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.68% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -38.58% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -53.26% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -5.34% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -53.26% |
| Mar 31, 2026 | 19.69% |
| Dec 31, 2025 | 17.94% |
| Sep 30, 2025 | 1.50% |
| Jun 30, 2025 | 43.42% |
| Mar 31, 2025 | -42.52% |
| Dec 31, 2024 | 5.87% |
| Sep 30, 2024 | 4.33% |
| Jun 30, 2024 | 12.38% |
| Mar 31, 2024 | 31.47% |
| Dec 31, 2023 | -63.34% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 39.15% |
| Mar 31, 2023 | -86.57% |
| Dec 31, 2022 | -22.90% |
| Sep 30, 2022 | 48.29% |
| Jun 30, 2022 | 38.32% |
| Mar 31, 2022 | 55.65% |
| Dec 31, 2021 | 38.29% |
| Sep 30, 2021 | 48.29% |