UWM Holdings (UWMC) EBT Margin (2020 - 2026)
UWM Holdings' (UWMC) quarterly EBT Margin came in at 19.69% in Q1 2026, up 6221.0% year-on-year from 0.31% in Q1 2025, and up 9.73% on a QoQ basis from 17.94% in Q4 2025.
UWM Holdings (UWMC) EBT Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of EBT Margin data on file, last reported at 19.69% in Q1 2026.
- On a quarterly basis, EBT Margin rose 6221.0% year-over-year to 19.69% in Q1 2026; TTM through Mar 2026 was 19.99%, a 2402.0% increase from a year earlier, with the FY2025 full-year figure at 7.94%, down 462.0% from the prior year.
- EBT Margin for Q1 2026 stood at 19.69%, up from 17.94% in the prior quarter.
- Over the last five years, EBT Margin for UWMC reached as high as 55.65% in Q1 2022 and fell as low as 86.57% in Q1 2023.
- Historically, EBT Margin has averaged 8.66% across 5 years, with a median of 17.94% in 2025.
- Across the five-year window, EBT Margin slumped 14222 bps in 2023 and jumped 11804 bps in 2024, its largest moves.
- Year by year, EBT Margin stood at 22.9% in 2022, then slumped by 177 bps to 63.34% in 2023, then jumped by 109 bps to 5.87% in 2024, then surged by 205 bps to 17.94% in 2025, then increased by 10 bps to 19.69% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 19.69% in Q1 2026, 17.94% in Q4 2025, and 1.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 13.60% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 84.74% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 72.25% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 19.21% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 8.61% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -31.11% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 19.69% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -107.20% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 41.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.69% |
| Dec 31, 2025 | 17.94% |
| Sep 30, 2025 | 1.50% |
| Jun 30, 2025 | 43.42% |
| Mar 31, 2025 | -42.52% |
| Dec 31, 2024 | 5.87% |
| Sep 30, 2024 | 4.33% |
| Jun 30, 2024 | 12.38% |
| Mar 31, 2024 | 31.47% |
| Dec 31, 2023 | -63.34% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 39.15% |
| Mar 31, 2023 | -86.57% |
| Dec 31, 2022 | -22.90% |
| Sep 30, 2022 | 48.29% |
| Jun 30, 2022 | 38.32% |
| Mar 31, 2022 | 55.65% |
| Dec 31, 2021 | 38.29% |
| Sep 30, 2021 | 48.29% |
| Jun 30, 2021 | 28.92% |