UWM Holdings (UWMC) EBITDA Margin (2020 - 2026)
UWM Holdings (UWMC) reported EBITDA Margin of 35.31% for Q1 2026, up 5820.0% year-over-year from 0.6% in Q1 2025, and up 6.13% quarter-over-quarter from 33.27% in Q4 2025.
UWM Holdings (UWMC) EBITDA Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of EBITDA Margin data on file, last reported at 35.31% in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 35.31%, up 5820.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 35.97% (up 2104.0% YoY), and the FY2025 annual result was 24.73%, down 618.0% from the prior year.
- EBITDA Margin grew to 35.31% in Q1 2026 per UWMC's latest filing, from 33.27% in the prior quarter.
- Over five years, EBITDA Margin peaked at 63.0% in Q1 2022 and troughed at 52.41% in Q4 2023.
- A 5-year average of 26.37% and a median of 33.27% in 2025 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2023 and 2024: EBITDA Margin slumped 11033 bps in 2023, then jumped 9565 bps in 2024.
- A 5-year view of EBITDA Margin shows it stood at 15.1% in 2022, then plunged by 447 bps to 52.41% in 2023, then soared by 149 bps to 25.63% in 2024, then advanced by 30 bps to 33.27% in 2025, then advanced by 6 bps to 35.31% in 2026.
- Business Quant data shows UWMC's EBITDA Margin at 35.31% in Q1 2026, 33.27% in Q4 2025, and 17.17% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.34% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 5.04% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 35.31% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -151.46% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 474.35% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -4.21% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.31% |
| Dec 31, 2025 | 33.27% |
| Sep 30, 2025 | 17.17% |
| Jun 30, 2025 | 61.01% |
| Mar 31, 2025 | -22.89% |
| Dec 31, 2024 | 25.63% |
| Sep 30, 2024 | 23.26% |
| Jun 30, 2024 | 29.84% |
| Mar 31, 2024 | 48.32% |
| Dec 31, 2023 | -52.41% |
| Sep 30, 2023 | 58.40% |
| Jun 30, 2023 | 53.18% |
| Mar 31, 2023 | -47.33% |
| Dec 31, 2022 | 15.10% |
| Sep 30, 2022 | 58.98% |
| Jun 30, 2022 | 48.52% |
| Mar 31, 2022 | 63.00% |
| Dec 31, 2021 | 52.95% |
| Sep 30, 2021 | 61.36% |
| Jun 30, 2021 | 43.92% |