UWM Holdings (UWMC) EBITDA Margin (2020 - 2026)
UWM Holdings (UWMC) posted quarterly EBITDA Margin of 35.88% for Q1 2026, up 5878.0% year-over-year from 0.6% in Q1 2025, and up 7.87% quarter-over-quarter from 33.27% in Q4 2025.
UWM Holdings (UWMC) EBITDA Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported EBITDA Margin for 7 consecutive years, with 35.88% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin rose 5878.0% year-over-year to 35.88%; the TTM figure through Mar 2026 stood at 36.12% (up 2170.0% YoY), while the FY2025 annual figure was 24.73%, down 618.0% from the prior year.
- EBITDA Margin grew to 35.88% in Q1 2026 per UWMC's latest filing, from 33.27% in the prior quarter.
- Across five years, EBITDA Margin topped out at 63.0% in Q1 2022 and bottomed at 48.75% in Q4 2023.
- Historically, EBITDA Margin has averaged 26.6% across 5 years, with a median of 33.27% in 2025.
- Annual changes were most pronounced in 2023 — EBITDA Margin sank 11030 bps — and 2024, when it soared 9563 bps.
- UWM Holdings' EBITDA Margin stood at 16.67% in 2022, then sank by 392 bps to 48.75% in 2023, then jumped by 149 bps to 23.72% in 2024, then soared by 40 bps to 33.27% in 2025, then advanced by 8 bps to 35.88% in 2026.
- Business Quant data shows UWMC's EBITDA Margin at 35.88% in Q1 2026, 33.27% in Q4 2025, and 17.17% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 23.53% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 507.88% |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 551.48% |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 2.95% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 6.15% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -141.05% |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | -35.36% |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 31.11% |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 9.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -35.36% |
| Mar 31, 2026 | 35.88% |
| Dec 31, 2025 | 33.27% |
| Sep 30, 2025 | 17.17% |
| Jun 30, 2025 | 61.01% |
| Mar 31, 2025 | -22.89% |
| Dec 31, 2024 | 23.72% |
| Sep 30, 2024 | 23.26% |
| Jun 30, 2024 | 29.84% |
| Mar 31, 2024 | 48.32% |
| Dec 31, 2023 | -48.75% |
| Sep 30, 2023 | 58.40% |
| Jun 30, 2023 | 53.18% |
| Mar 31, 2023 | -47.31% |
| Dec 31, 2022 | 16.67% |
| Sep 30, 2022 | 58.98% |
| Jun 30, 2022 | 48.52% |
| Mar 31, 2022 | 63.00% |
| Dec 31, 2021 | 50.09% |
| Sep 30, 2021 | 61.36% |