UWM Holdings (UWMC) EBITDA Margin (2020 - 2026)

UWM Holdings' (UWMC) quarterly EBITDA Margin came in at 35.88% in Q1 2026, up 5878.0% year-on-year from 0.6% in Q1 2025, and up 21.18% on a QoQ basis from 29.61% in Q4 2025.

UWM Holdings (UWMC) EBITDA Margin (2020 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 7 years of EBITDA Margin data on file, last reported at 35.88% in Q1 2026.

  • On a quarterly basis, EBITDA Margin rose 5878.0% year-over-year to 35.88% in Q1 2026; TTM through Mar 2026 was 35.12%, a 2019.0% increase from a year earlier, with the FY2025 full-year figure at 24.73%, down 618.0% from the prior year.
  • EBITDA Margin for Q1 2026 stood at 35.88%, up from 29.61% in the prior quarter.
  • Over the last five years, EBITDA Margin for UWMC reached as high as 63.0% in Q1 2022 and fell as low as 51.57% in Q4 2023.
  • Historically, EBITDA Margin has averaged 27.59% across 5 years, with a median of 35.88% in 2026.
  • Across the five-year window, EBITDA Margin tumbled 11030 bps in 2023 and jumped 9563 bps in 2024, its largest moves.
  • Year by year, EBITDA Margin stood at 37.92% in 2022, then sank by 236 bps to 51.57% in 2023, then surged by 150 bps to 25.63% in 2024, then climbed by 16 bps to 29.61% in 2025, then gained by 21 bps to 35.88% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 35.88% in Q1 2026, 29.61% in Q4 2025, and 17.17% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 25.47%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 714.17%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 558.67%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 15.34%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 14.28%
7 Velocity Financial 681.36 Mn -6.51 Bn - -132.28%
8 UWM Holdings 540.43 Mn 116.43 Mn - 35.88%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -95.13%
10 Onity 340.51 Mn 215.81 Mn - 401.05%

Historic Data

Download Data
DateValue
Mar 31, 2026 35.88%
Dec 31, 2025 29.61%
Sep 30, 2025 17.17%
Jun 30, 2025 61.01%
Mar 31, 2025 -22.89%
Dec 31, 2024 25.63%
Sep 30, 2024 23.26%
Jun 30, 2024 29.84%
Mar 31, 2024 48.32%
Dec 31, 2023 -51.57%
Sep 30, 2023 58.40%
Jun 30, 2023 53.18%
Mar 31, 2023 -47.31%
Dec 31, 2022 37.92%
Sep 30, 2022 58.98%
Jun 30, 2022 48.52%
Mar 31, 2022 63.00%
Dec 31, 2021 52.95%
Sep 30, 2021 61.36%
Jun 30, 2021 43.92%