UWM Holdings (UWMC) Interest Coverage Ratio (2019 - 2026)
UWM Holdings (UWMC) posted quarterly Interest Coverage Ratio of 2.22 for Q1 2026, up 290.04% year-over-year from 0.57 in Q1 2025, and up 2.06% quarter-over-quarter from 2.17 in Q4 2025.
UWM Holdings (UWMC) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Interest Coverage Ratio for 8 consecutive years, with 2.22 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 290.04% year-over-year to 2.22; the TTM figure through Mar 2026 stood at 2.24 (up 186.58% YoY), while the FY2025 annual figure was 1.47, down 12.58% from the prior year.
- Interest Coverage Ratio improved to 2.22 in Q1 2026 per UWMC's latest filing, from 2.17 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 8.57 in Q1 2022 and bottomed at 3.34 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 2.21 across 5 years, with a median of 2.17 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 893.54% — and 2024, when it jumped 338.0%.
- UWM Holdings' Interest Coverage Ratio stood at 0.42 in 2022, then tumbled by 893.54% to 3.34 in 2023, then jumped by 139.76% to 1.33 in 2024, then jumped by 63.34% to 2.17 in 2025, then grew by 2.06% to 2.22 in 2026.
- Business Quant data shows UWMC's Interest Coverage Ratio at 2.22 in Q1 2026, 2.17 in Q4 2025, and 1.1 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | -1.98 |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 0.85 |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.98 |
| Mar 31, 2026 | 2.22 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 3.47 |
| Mar 31, 2025 | -1.17 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.23 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | -3.34 |
| Sep 30, 2023 | 4.22 |
| Jun 30, 2023 | 3.79 |
| Mar 31, 2023 | -1.20 |
| Dec 31, 2022 | 0.42 |
| Sep 30, 2022 | 5.52 |
| Jun 30, 2022 | 4.76 |
| Mar 31, 2022 | 8.57 |
| Dec 31, 2021 | 4.25 |
| Sep 30, 2021 | 4.69 |