UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026)
UWM Holdings (UWMC) reported Interest Coverage Ratio of 2.26 for Q1 2026, up 293.9% year-over-year from 0.57 in Q1 2025, and up 4.14% quarter-over-quarter from 2.17 in Q4 2025.
UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of Interest Coverage Ratio data on file, last reported at 2.26 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.26, up 293.9% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.25 (up 185.93% YoY), and the FY2025 annual result was 1.47, down 12.58% from the prior year.
- Interest Coverage Ratio improved to 2.26 in Q1 2026 per UWMC's latest filing, from 2.17 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.57 in Q1 2022 and troughed at 4.8 in Q4 2023.
- A 5-year average of 2.13 and a median of 2.17 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 1307.15% in 2023, then surged 337.73% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 0.4 in 2022, then sank by 1307.15% to 4.8 in 2023, then soared by 127.05% to 1.3 in 2024, then soared by 67.35% to 2.17 in 2025, then increased by 4.14% to 2.26 in 2026.
- Business Quant data shows UWMC's Interest Coverage Ratio at 2.26 in Q1 2026, 2.17 in Q4 2025, and 1.1 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 2.74 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 2.26 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -7.89 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 1.10 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -0.28 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.26 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 3.47 |
| Mar 31, 2025 | -1.17 |
| Dec 31, 2024 | 1.30 |
| Sep 30, 2024 | 1.23 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | -4.80 |
| Sep 30, 2023 | 4.22 |
| Jun 30, 2023 | 3.79 |
| Mar 31, 2023 | -1.21 |
| Dec 31, 2022 | 0.40 |
| Sep 30, 2022 | 5.52 |
| Jun 30, 2022 | 4.76 |
| Mar 31, 2022 | 8.57 |
| Dec 31, 2021 | 3.61 |
| Sep 30, 2021 | 4.69 |
| Jun 30, 2021 | 2.93 |