UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026)
UWM Holdings' (UWMC) quarterly Interest Coverage Ratio came in at 1.98 in Q2 2026, down 156.96% year-over-year from 3.47 in Q2 2025, and down 187.37% quarter-over-quarter from 2.26 in Q1 2026.
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UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Interest Coverage Ratio for 7 consecutive years, with 1.98 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 156.96% year-over-year to 1.98 in Q2 2026; TTM through Jun 2026 was 0.8, a 36.54% decrease from a year earlier, with the FY2025 full-year figure at 1.47, down 12.58% from the prior year.
- Interest Coverage Ratio was 1.98 for Q2 2026 at UWM Holdings, down from 2.26 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.57 in Q1 2022 and troughed at 4.8 in Q4 2023.
- A 5-year average of 1.9 and a median of 1.94 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio sank 1307.15% in 2023 and jumped 337.73% in 2024, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 0.4 in 2022, then slumped by 1307.15% to 4.8 in 2023, then surged by 127.05% to 1.3 in 2024, then surged by 67.35% to 2.17 in 2025, then sank by 190.99% to 1.98 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.98 (Q2 2026), 2.26 (Q1 2026), and 2.17 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 1.15 |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.25 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -1.98 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.12 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 1.38 |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 0.85 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.98 |
| Mar 31, 2026 | 2.26 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 3.47 |
| Mar 31, 2025 | -1.17 |
| Dec 31, 2024 | 1.30 |
| Sep 30, 2024 | 1.23 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | -4.80 |
| Sep 30, 2023 | 4.22 |
| Jun 30, 2023 | 3.79 |
| Mar 31, 2023 | -1.21 |
| Dec 31, 2022 | 0.40 |
| Sep 30, 2022 | 5.52 |
| Jun 30, 2022 | 4.76 |
| Mar 31, 2022 | 8.57 |
| Dec 31, 2021 | 3.61 |
| Sep 30, 2021 | 4.69 |