UWM Holdings (UWMC) FCF Margin (2020 - 2026)
UWM Holdings' FCF Margin was 37.68% in Q2 2026, up 75.91 percentage points from -38.23% a year earlier and up 287.16 percentage points from the prior quarter.
UWM Holdings (UWMC) FCF Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, UWM Holdings' FCF Margin was -137.57% through Jun 30, 2026, down 51.03 percentage points year-over-year; for FY2025, it came in at -86.11%, up 148.77 percentage points from FY2024.
- FCF Margin shows a five-year change of -86.09 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was -234.88% in FY2024 (-241.29 pp), 6.41% in FY2023 (-340.95 pp), 347.36% in FY2022 (+684.78 pp) and -337.42% in FY2021 (-337.40 pp).
- The Q2 2026 figure marks the highest quarterly FCF Margin since Q1 2025.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of +2.09 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q2 2022 (a gain of 1374.51 percentage points); the worst was Q1 2024 (a drop of 1608.20 percentage points).
- Per Business Quant data, UWMC's FCF Margin in the three quarters before Q2 2026 was -249.49% (Q1 2026), 8.68% (Q4 2025) and -366.40% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | -44.76% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 122.69% |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 19.67% |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 51.00% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 74.39% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | UWM Holdings | 2.01 Bn | 560.14 Mn | - | 37.68% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.68% |
| Mar 31, 2026 | -249.49% |
| Dec 31, 2025 | 8.68% |
| Sep 30, 2025 | -366.40% |
| Jun 30, 2025 | -38.23% |
| Mar 31, 2025 | 93.93% |
| Dec 31, 2024 | -76.54% |
| Sep 30, 2024 | -293.80% |
| Jun 30, 2024 | -213.54% |
| Mar 31, 2024 | -377.39% |
| Dec 31, 2023 | -45.44% |
| Sep 30, 2023 | 50.15% |
| Jun 30, 2023 | -314.82% |
| Mar 31, 2023 | 1,230.81% |
| Dec 31, 2022 | -843.33% |
| Sep 30, 2022 | -80.87% |
| Jun 30, 2022 | -70.95% |
| Mar 31, 2022 | 1,429.27% |
| Dec 31, 2021 | -1,026.70% |
| Sep 30, 2021 | 82.88% |
UWM Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UWMC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();