UWM Holdings (UWMC) FCF Margin (2020 - 2026)
UWM Holdings (UWMC) posted quarterly FCF Margin of 249.49% for Q1 2026, down 34342.0% year-over-year from N/an in Q1 2025, and down 2975.27% quarter-over-quarter from 8.68% in Q4 2025.
UWM Holdings (UWMC) FCF Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported FCF Margin for 7 consecutive years, with 249.49% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 34342.0% year-over-year to 249.49%; the TTM figure through Mar 2026 stood at 160.84% (down 3148.0% YoY), while the FY2025 annual figure was 86.11%, up 14877.0% from the prior year.
- FCF Margin fell to 249.49% in Q1 2026 per UWMC's latest filing, from 8.68% in the prior quarter.
- Across five years, FCF Margin topped out at 1429.27% in Q1 2022 and bottomed at 843.33% in Q4 2022.
- Historically, FCF Margin has averaged 9.29% across 5 years, with a median of 76.54% in 2024.
- Annual changes were most pronounced in 2022 — FCF Margin jumped 137451 bps — and 2024, when it tumbled 160820 bps.
- UWM Holdings' FCF Margin stood at 843.33% in 2022, then surged by 95 bps to 45.44% in 2023, then sank by 68 bps to 76.54% in 2024, then jumped by 111 bps to 8.68% in 2025, then sank by 2975 bps to 249.49% in 2026.
- Business Quant data shows UWMC's FCF Margin at 249.49% in Q1 2026, 8.68% in Q4 2025, and 366.4% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | -44.76% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 122.69% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 46.04% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 428.66% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 381.13% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -3.99% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | 37.68% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -182.71% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 151.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.68% |
| Mar 31, 2026 | -249.49% |
| Dec 31, 2025 | 8.68% |
| Sep 30, 2025 | -366.40% |
| Jun 30, 2025 | -38.23% |
| Mar 31, 2025 | 93.93% |
| Dec 31, 2024 | -76.54% |
| Sep 30, 2024 | -293.80% |
| Jun 30, 2024 | -213.54% |
| Mar 31, 2024 | -377.39% |
| Dec 31, 2023 | -45.44% |
| Sep 30, 2023 | 50.15% |
| Jun 30, 2023 | -314.82% |
| Mar 31, 2023 | 1,230.81% |
| Dec 31, 2022 | -843.33% |
| Sep 30, 2022 | -80.87% |
| Jun 30, 2022 | -70.95% |
| Mar 31, 2022 | 1,429.27% |
| Dec 31, 2021 | -1,026.70% |
| Sep 30, 2021 | 82.88% |