UWM Holdings (UWMC) Debt Ratio (2019 - 2026)
UWM Holdings' (UWMC) quarterly Debt Ratio came in at 0.17 in Q2 2026, down 17.14% year-over-year from 0.2 in Q2 2025, and up 7.43% quarter-over-quarter from 0.15 in Q1 2026.
Analysis
UWM Holdings (UWMC) Debt Ratio (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Debt Ratio for 8 consecutive years, with 0.17 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio fell 17.14% year-over-year to 0.17 in Q2 2026; TTM through Jun 2026 was 0.17, a 17.14% decrease from a year earlier, with the FY2025 full-year figure at 0.18, down 0.89% from the prior year.
- Debt Ratio was 0.17 for Q2 2026 at UWM Holdings, up from 0.15 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.22 in Q3 2025 and troughed at 0.13 in Q3 2024.
- A 5-year average of 0.17 and a median of 0.17 in 2023 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio surged 129.31% in 2022 and slipped 21.94% in 2026, its largest moves.
- Over 5 years, Debt Ratio stood at 0.15 in 2022, then advanced by 14.79% to 0.17 in 2023, then climbed by 6.13% to 0.18 in 2024, then declined by 0.89% to 0.18 in 2025, then slipped by 5.57% to 0.17 in 2026.
- The last three Debt Ratio figures came in at 0.17 (Q2 2026), 0.15 (Q1 2026), and 0.18 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | - |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 0.46 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.16 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.77 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 0.17 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 0.17 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 0.04 |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 0.07 |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 0.46 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.22 |
| Jun 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.20 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.15 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.16 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.09 |