UWM Holdings (UWMC) Debt Ratio (2019 - 2026)

UWM Holdings (UWMC) reported Debt Ratio of 0.1 for Q1 2026, down 47.66% year-over-year from 0.2 in Q1 2025, and down 41.07% quarter-over-quarter from 0.18 in Q4 2025.

UWM Holdings (UWMC) Debt Ratio (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Debt Ratio data on file, last reported at 0.1 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.1, down 47.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.1 (down 47.66% YoY), and the FY2025 annual result was 0.18, up 2945.32% from the prior year.
  • Debt Ratio slipped to 0.1 in Q1 2026 per UWMC's latest filing, from 0.18 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.2 in Q1 2025 and troughed at 0.01 in Q3 2025.
  • A 5-year average of 0.07 and a median of 0.03 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2025: Debt Ratio tumbled 95.49% in 2023, then surged 2945.32% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then jumped by 747.81% to 0.06 in 2023, then sank by 90.84% to 0.01 in 2024, then surged by 2945.32% to 0.18 in 2025, then tumbled by 41.07% to 0.1 in 2026.
  • Business Quant data shows UWMC's Debt Ratio at 0.1 in Q1 2026, 0.18 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.27
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.15
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.06
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.10
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.07
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.27
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.13
8 Onity 306.24 Mn 306.24 Mn - 0.08
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.18
Sep 30, 2025 0.01
Jun 30, 2025 0.03
Mar 31, 2025 0.20
Dec 31, 2024 0.01
Sep 30, 2024 0.02
Jun 30, 2024 0.01
Mar 31, 2024 0.16
Dec 31, 2023 0.06
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.05
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.18
Mar 31, 2022 0.18
Dec 31, 2021 0.09
Jun 30, 2021 0.09
Mar 31, 2021 0.08