UWM Holdings UWMC
NYSE UWMC
$1.25 +0.00 (+0.00%)
At close: Sep 18, 2026 · 4:00 PM EDT

UWM Holdings (UWMC) Debt Ratio (2019 - 2026)

UWM Holdings' (UWMC) quarterly Debt Ratio came in at 0.17 in Q2 2026, down 17.14% year-over-year from 0.2 in Q2 2025, and up 7.43% quarter-over-quarter from 0.15 in Q1 2026.

Analysis

UWM Holdings (UWMC) Debt Ratio (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has reported Debt Ratio for 8 consecutive years, with 0.17 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 17.14% year-over-year to 0.17 in Q2 2026; TTM through Jun 2026 was 0.17, a 17.14% decrease from a year earlier, with the FY2025 full-year figure at 0.18, down 0.89% from the prior year.
  • Debt Ratio was 0.17 for Q2 2026 at UWM Holdings, up from 0.15 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.22 in Q3 2025 and troughed at 0.13 in Q3 2024.
  • A 5-year average of 0.17 and a median of 0.17 in 2023 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio surged 129.31% in 2022 and slipped 21.94% in 2026, its largest moves.
  • Over 5 years, Debt Ratio stood at 0.15 in 2022, then advanced by 14.79% to 0.17 in 2023, then climbed by 6.13% to 0.18 in 2024, then declined by 0.89% to 0.18 in 2025, then slipped by 5.57% to 0.17 in 2026.
  • The last three Debt Ratio figures came in at 0.17 (Q2 2026), 0.15 (Q1 2026), and 0.18 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 0.27
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - -
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 0.46
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 0.16
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 1.77
6 UWM Holdings 2.01 Bn 2.36 Bn - 0.17
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 0.17
8 CNFinance Holdings 1.25 Bn 1.25 Bn - 0.04
9 Velocity Financial 630.27 Mn -6.82 Bn - 0.07
10 Onity 266.14 Mn 69.84 Mn - 0.46
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.17
Mar 31, 2026 0.15
Dec 31, 2025 0.18
Sep 30, 2025 0.22
Jun 30, 2025 0.20
Mar 31, 2025 0.20
Dec 31, 2024 0.18
Sep 30, 2024 0.13
Jun 30, 2024 0.15
Mar 31, 2024 0.16
Dec 31, 2023 0.17
Sep 30, 2023 0.16
Jun 30, 2023 0.16
Mar 31, 2023 0.18
Dec 31, 2022 0.15
Sep 30, 2022 0.17
Jun 30, 2022 0.18
Mar 31, 2022 0.18
Dec 31, 2021 0.09
Sep 30, 2021 0.09