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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

UWM Holdings (UWMC) Debt Ratio (2019 - 2025)

UWM Holdings (UWMC) has disclosed Debt Ratio for 7 consecutive years, with 0.18 as the latest value for Q4 2025.

  • On a quarterly basis, Debt Ratio fell 0.89% to 0.18 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.18, a 0.89% decrease, with the full-year FY2025 number at 0.18, down 0.89% from a year prior.
  • Debt Ratio was 0.18 for Q4 2025 at UWM Holdings, down from 0.22 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.22 in Q3 2025 to a low of 0.01 in Q2 2025.
  • A 5-year average of 0.11 and a median of 0.15 in 2022 define the central range for Debt Ratio.
  • Biggest YoY gain for Debt Ratio was 1019.36% in 2025; the steepest drop was 95.93% in 2025.
  • UWM Holdings' Debt Ratio stood at 0.09 in 2021, then surged by 66.0% to 0.15 in 2022, then grew by 14.79% to 0.17 in 2023, then increased by 6.13% to 0.18 in 2024, then dropped by 0.89% to 0.18 in 2025.
  • Per Business Quant, the three most recent readings for UWMC's Debt Ratio are 0.18 (Q4 2025), 0.22 (Q3 2025), and 0.01 (Q2 2025).