Growth Metrics

UWM Holdings (UWMC) Net Margin (2020 - 2025)

UWM Holdings (UWMC) has disclosed Net Margin for 6 consecutive years, with 17.4% as the latest value for Q4 2025.

  • On a quarterly basis, Net Margin rose 1177.0% to 17.4% in Q4 2025 year-over-year; TTM through Dec 2025 was 7.72%, a 402.0% decrease, with the full-year FY2025 number at 7.72%, down 460.0% from a year prior.
  • Net Margin was 17.4% for Q4 2025 at UWM Holdings, up from 1.43% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 72.28% in Q1 2021 to a low of 85.95% in Q1 2023.
  • A 5-year average of 15.8% and a median of 29.73% in 2021 define the central range for Net Margin.
  • Peak YoY movement for Net Margin: crashed -14676bps in 2021, then skyrocketed 11678bps in 2024.
  • UWM Holdings' Net Margin stood at 39.61% in 2021, then tumbled by -152bps to 20.66% in 2022, then crashed by -202bps to 62.33% in 2023, then soared by 109bps to 5.64% in 2024, then soared by 209bps to 17.4% in 2025.
  • Per Business Quant, the three most recent readings for UWMC's Net Margin are 17.4% (Q4 2025), 1.43% (Q3 2025), and 41.45% (Q2 2025).