UWM Holdings (UWMC) Net Margin (2020 - 2026)
UWM Holdings (UWMC) posted quarterly Net Margin of 18.9% for Q1 2026, up 5917.0% year-over-year from 0.31% in Q1 2025, and up 8.62% quarter-over-quarter from 17.4% in Q4 2025.
UWM Holdings (UWMC) Net Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Net Margin for 7 consecutive years, with 18.9% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 5917.0% year-over-year to 18.9%; the TTM figure through Mar 2026 stood at 19.18% (up 2281.0% YoY), while the FY2025 annual figure was 7.72%, down 460.0% from the prior year.
- Net Margin improved to 18.9% in Q1 2026 per UWMC's latest filing, from 17.4% in the prior quarter.
- Across five years, Net Margin topped out at 55.16% in Q1 2022 and bottomed at 85.95% in Q1 2023.
- Historically, Net Margin has averaged 8.67% across 5 years, with a median of 17.4% in 2025.
- Annual changes were most pronounced in 2023 — Net Margin slumped 14111 bps — and 2024, when it jumped 11678 bps.
- UWM Holdings' Net Margin stood at 20.66% in 2022, then tumbled by 202 bps to 62.33% in 2023, then soared by 109 bps to 5.64% in 2024, then soared by 209 bps to 17.4% in 2025, then gained by 9 bps to 18.9% in 2026.
- Business Quant data shows UWMC's Net Margin at 18.9% in Q1 2026, 17.4% in Q4 2025, and 1.43% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 8.23% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 2.02% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | -0.15% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 4.37% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.93% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -27.18% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -50.89% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -4.56% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -50.89% |
| Mar 31, 2026 | 18.90% |
| Dec 31, 2025 | 17.40% |
| Sep 30, 2025 | 1.43% |
| Jun 30, 2025 | 41.45% |
| Mar 31, 2025 | -40.27% |
| Dec 31, 2024 | 5.64% |
| Sep 30, 2024 | 4.28% |
| Jun 30, 2024 | 12.26% |
| Mar 31, 2024 | 30.83% |
| Dec 31, 2023 | -62.33% |
| Sep 30, 2023 | 44.45% |
| Jun 30, 2023 | 38.94% |
| Mar 31, 2023 | -85.95% |
| Dec 31, 2022 | -20.66% |
| Sep 30, 2022 | 47.59% |
| Jun 30, 2022 | 38.18% |
| Mar 31, 2022 | 55.16% |
| Dec 31, 2021 | 39.61% |
| Sep 30, 2021 | 47.78% |