Growth Metrics

UWM Holdings (UWMC) Net Margin (2020 - 2025)

UWM Holdings (UWMC) has disclosed Net Margin for 6 consecutive years, with 17.4% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 1177.0% to 17.4% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 7.72% through Dec 2025, down 460.0% year-over-year, with the annual reading at 7.72% for FY2025, 460.0% down from the prior year.
  • Net Margin for Q4 2025 was 17.4% at UWM Holdings, up from 1.43% in the prior quarter.
  • The five-year high for Net Margin was 72.28% in Q1 2021, with the low at 85.95% in Q1 2023.
  • Average Net Margin over 5 years is 15.84%, with a median of 29.73% recorded in 2021.
  • The sharpest move saw Net Margin crashed -14111bps in 2023, then surged 11678bps in 2024.
  • Over 5 years, Net Margin stood at 39.61% in 2021, then crashed by -152bps to 20.66% in 2022, then plummeted by -202bps to 62.33% in 2023, then skyrocketed by 109bps to 5.64% in 2024, then skyrocketed by 209bps to 17.4% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 17.4%, 1.43%, and 41.45% for Q4 2025, Q3 2025, and Q2 2025 respectively.