UWM Holdings (UWMC) Net Margin (2020 - 2026)
UWM Holdings (UWMC) reported Net Margin of 18.9% for Q1 2026, up 5917.0% year-over-year from 0.31% in Q1 2025, and up 8.62% quarter-over-quarter from 17.4% in Q4 2025.
UWM Holdings (UWMC) Net Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of Net Margin data on file, last reported at 18.9% in Q1 2026.
- Net Margin for Q1 2026 came in at 18.9%, up 5917.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 19.18% (up 2281.0% YoY), and the FY2025 annual result was 7.72%, down 460.0% from the prior year.
- Net Margin grew to 18.9% in Q1 2026 per UWMC's latest filing, from 17.4% in the prior quarter.
- Over five years, Net Margin peaked at 55.16% in Q1 2022 and troughed at 85.95% in Q1 2023.
- A 5-year average of 8.67% and a median of 17.4% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2024: Net Margin slumped 14111 bps in 2023, then jumped 11678 bps in 2024.
- A 5-year view of Net Margin shows it stood at 20.66% in 2022, then slumped by 202 bps to 62.33% in 2023, then surged by 109 bps to 5.64% in 2024, then surged by 209 bps to 17.4% in 2025, then rose by 9 bps to 18.9% in 2026.
- Business Quant data shows UWMC's Net Margin at 18.9% in Q1 2026, 17.4% in Q4 2025, and 1.43% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 5.95% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 18.90% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -44.13% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 34.55% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.18% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.90% |
| Dec 31, 2025 | 17.40% |
| Sep 30, 2025 | 1.43% |
| Jun 30, 2025 | 41.45% |
| Mar 31, 2025 | -40.27% |
| Dec 31, 2024 | 5.64% |
| Sep 30, 2024 | 4.28% |
| Jun 30, 2024 | 12.26% |
| Mar 31, 2024 | 30.83% |
| Dec 31, 2023 | -62.33% |
| Sep 30, 2023 | 44.45% |
| Jun 30, 2023 | 38.94% |
| Mar 31, 2023 | -85.95% |
| Dec 31, 2022 | -20.66% |
| Sep 30, 2022 | 47.59% |
| Jun 30, 2022 | 38.18% |
| Mar 31, 2022 | 55.16% |
| Dec 31, 2021 | 39.61% |
| Sep 30, 2021 | 47.78% |
| Jun 30, 2021 | 28.62% |