UWM Holdings (UWMC) Net Margin (2020 - 2026)

UWM Holdings' (UWMC) quarterly Net Margin came in at 18.9% in Q1 2026, up 5917.0% year-on-year from 0.31% in Q1 2025, and up 8.62% on a QoQ basis from 17.4% in Q4 2025.

UWM Holdings (UWMC) Net Margin (2020 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 7 years of Net Margin data on file, last reported at 18.9% in Q1 2026.

  • On a quarterly basis, Net Margin rose 5917.0% year-over-year to 18.9% in Q1 2026; TTM through Mar 2026 was 19.18%, a 2281.0% increase from a year earlier, with the FY2025 full-year figure at 7.72%, down 460.0% from the prior year.
  • Net Margin for Q1 2026 stood at 18.9%, up from 17.4% in the prior quarter.
  • Over the last five years, Net Margin for UWMC reached as high as 55.16% in Q1 2022 and fell as low as 85.95% in Q1 2023.
  • Historically, Net Margin has averaged 8.67% across 5 years, with a median of 17.4% in 2025.
  • Across the five-year window, Net Margin plunged 14111 bps in 2023 and surged 11678 bps in 2024, its largest moves.
  • Year by year, Net Margin stood at 20.66% in 2022, then tumbled by 202 bps to 62.33% in 2023, then surged by 109 bps to 5.64% in 2024, then surged by 209 bps to 17.4% in 2025, then climbed by 9 bps to 18.9% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 18.9% in Q1 2026, 17.4% in Q4 2025, and 1.43% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 10.10%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 1.18%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.33%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 15.11%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 5.95%
7 Velocity Financial 681.36 Mn -6.51 Bn - -22.22%
8 UWM Holdings 540.43 Mn 116.43 Mn - 18.90%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -44.13%
10 Onity 340.51 Mn 215.81 Mn - 34.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.90%
Dec 31, 2025 17.40%
Sep 30, 2025 1.43%
Jun 30, 2025 41.45%
Mar 31, 2025 -40.27%
Dec 31, 2024 5.64%
Sep 30, 2024 4.28%
Jun 30, 2024 12.26%
Mar 31, 2024 30.83%
Dec 31, 2023 -62.33%
Sep 30, 2023 44.45%
Jun 30, 2023 38.94%
Mar 31, 2023 -85.95%
Dec 31, 2022 -20.66%
Sep 30, 2022 47.59%
Jun 30, 2022 38.18%
Mar 31, 2022 55.16%
Dec 31, 2021 39.61%
Sep 30, 2021 47.78%
Jun 30, 2021 28.62%