UWM Holdings (UWMC) Net Margin (2020 - 2026)
UWM Holdings' (UWMC) quarterly Net Margin came in at 50.89% in Q2 2026, down 9234.0% year-over-year from 0.56% in Q2 2025, and down 369.25% quarter-over-quarter from 18.9% in Q1 2026.
Analysis
UWM Holdings (UWMC) Net Margin (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Net Margin for 7 consecutive years, with 50.89% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin fell 9234.0% year-over-year to 50.89% in Q2 2026; TTM through Jun 2026 was 2.93%, a 787.0% decrease from a year earlier, with the FY2025 full-year figure at 7.72%, down 460.0% from the prior year.
- Net Margin was 50.89% for Q2 2026 at UWM Holdings, down from 18.9% in the prior quarter.
- Over five years, Net Margin peaked at 55.16% in Q1 2022 and troughed at 85.95% in Q1 2023.
- A 5-year average of 5.36% and a median of 14.83% in 2024 frame the typical range for Net Margin.
- Across the five-year window, Net Margin tumbled 14111 bps in 2023 and soared 11678 bps in 2024, its largest moves.
- Over 5 years, Net Margin stood at 20.66% in 2022, then tumbled by 202 bps to 62.33% in 2023, then jumped by 109 bps to 5.64% in 2024, then jumped by 209 bps to 17.4% in 2025, then tumbled by 392 bps to 50.89% in 2026.
- The last three Net Margin figures came in at 50.89% (Q2 2026), 18.9% (Q1 2026), and 17.4% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 2.02% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 8.23% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 38.76% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 4.37% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 47.10% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -50.89% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 0.93% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -1.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -50.89% |
| Mar 31, 2026 | 18.90% |
| Dec 31, 2025 | 17.40% |
| Sep 30, 2025 | 1.43% |
| Jun 30, 2025 | 41.45% |
| Mar 31, 2025 | -40.27% |
| Dec 31, 2024 | 5.64% |
| Sep 30, 2024 | 4.28% |
| Jun 30, 2024 | 12.26% |
| Mar 31, 2024 | 30.83% |
| Dec 31, 2023 | -62.33% |
| Sep 30, 2023 | 44.45% |
| Jun 30, 2023 | 38.94% |
| Mar 31, 2023 | -85.95% |
| Dec 31, 2022 | -20.66% |
| Sep 30, 2022 | 47.59% |
| Jun 30, 2022 | 38.18% |
| Mar 31, 2022 | 55.16% |
| Dec 31, 2021 | 39.61% |
| Sep 30, 2021 | 47.78% |