Stellar Bancorp, Inc. Ratios

Ratios Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 30.95%33.44%36.09%933.82%947.33%3,658.24%5,978.10%1,694.42%2,669.59%2,254.43%
EBIT Margin 10.83%11.70%12.63%196.10%198.93%444.64%572.05%2,616.80%5,210.13%5,277.88%
Operating Margin 10.83%11.70%12.63%196.10%198.93%444.64%572.05%
Net Margin 21.39%23.20%22.60%752.89%770.78%2,976.08%4,880.49%1,393.82%2,152.00%1,788.54%
FCF Margin 26.63%31.99%30.80%764.66%817.85%3,521.63%6,250.69%2,852.44%2,660.88%1,989.98%
Efficiency
Assets Average 3.38B3.71B5.53B9.00B10.77B10.78B
Equity Average 0.60B0.73B0.79B1.10B1.45B1.56B
Invested Capital 0.54B0.77B0.79B0.91B1.45B1.57B1.61B
Asset Utilization Ratio 0.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 1.601.631.731.110.750.170.392.842.051.75
Debt to Equity 0.010.000.130.080.070.04
Debt Ratio 0.000.000.020.010.010.01
Equity Ratio 0.150.200.190.110.130.140.15
Times Interest Earned 1.601.631.731.110.750.170.392.842.051.75
Dividends & Payouts
FCF Payout Ratio 0.150.120.120.100.190.150.090.150.170.22
Valuation
Enterprise Value 0.74B0.38B0.43B0.09B-0.05B1.17B1.08B0.60B
Market Capitalization 0.74B0.76B0.81B0.63B0.71B1.54B1.48B1.51B
Return Ratios
Return on Sales 0.20%0.23%0.23%7.44%7.49%29.76%48.80%13.94%21.52%17.89%
Return on Invested Capital 0.02%0.01%0.01%0.07%0.17%0.17%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.08%0.06%0.10%0.05%0.09%0.07%