Stellar Bancorp Growth Metrics (2018-2025) | STEL

Growth Metrics Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) 444.00593.000.22M0.14M0.14M0.11M-0.05M-0.22M0.24M0.32M-0.04M2.19M0.16M1.67M1.65M-2.01M-0.01M-1.58M-1.26M0.44M-0.04M0.02M0.07M-0.03M-0.03M-0.04M-0.08M-0.04M
EBITDA Margin Growth (3y) (Quarter) 0.38M0.43M0.13M2.10M0.55M2.10M1.56M-0.05M0.40M0.41M0.35M0.62M0.12M0.11M0.46M-1.60M-0.07M-1.60M-1.27M0.37M
EBITDA Margin Growth (5y) (Quarter) 0.54M0.52M0.52M0.53M0.50M0.54M0.37M0.36M0.33M0.39M0.33M0.54M
EBITDA Margin (QoQ) (Quarter) 530.00892.00179.00-0.00M678.000.22M-0.08M0.00M-0.03M0.06M-0.25M0.46M0.05M-0.29M1.97M-1.56M1.55M-0.32M-1.69M0.45M-0.02M-0.00M0.02M-0.03M0.04M0.05M-0.09M-0.03M0.03M0.00M-0.04M
EBIT Margin Growth (1y) (Quarter) 444.00593.000.22M0.14M0.14M0.11M-0.05M-0.22M0.24M0.32M-0.04M2.19M0.14M1.59M1.58M-2.02M7.00-1.51M-1.20M0.44M-0.04M0.02M0.07M-0.03M-0.03M-0.04M-0.09M-0.04M
EBIT Margin Growth (3y) (Quarter) 0.38M0.43M0.13M2.10M0.53M2.02M1.49M-0.06M0.39M0.40M0.33M0.60M0.11M0.10M0.44M-1.61M-0.06M-1.53M-1.22M0.37M
EBIT Margin Growth (5y) (Quarter) 0.53M0.51M0.51M0.52M0.49M0.53M0.36M0.35M0.32M0.38M0.32M0.53M
EBIT Margin (QoQ) (Quarter) 530.00892.00179.00-0.00M678.000.22M-0.08M0.00M-0.03M0.06M-0.25M0.46M0.05M-0.29M1.97M-1.58M1.49M-0.31M-1.63M0.44M-0.01M-0.00M0.02M-0.03M0.04M0.05M-0.09M-0.03M0.03M0.00M-0.04M
EBT Margin Growth (1y) (Quarter) 82.00202.000.17M0.10M0.10M0.07M-0.04M-0.18M0.25M0.32M-0.01M1.62M0.09M1.21M1.09M-1.54M-0.08M-1.33M-0.98M0.21M-0.14M-0.04M0.03M-0.02M-0.01M-0.02M-0.06M-0.00M
EBT Margin Growth (3y) (Quarter) 0.34M0.39M0.12M1.55M0.43M1.59M1.04M-0.10M0.25M0.19M0.10M0.29M-0.14M-0.17M0.14M-1.35M-0.24M-1.39M-1.01M0.19M
EBT Margin Growth (5y) (Quarter) 0.35M0.27M0.23M0.22M0.20M0.22M0.09M0.09M0.09M0.13M0.07M0.27M
EBT Margin (QoQ) (Quarter) 506.00651.0087.00-0.00M626.000.17M-0.07M-0.01M-0.02M0.06M-0.21M0.41M0.05M-0.27M1.42M-1.12M1.16M-0.38M-1.21M0.34M-0.08M-0.03M-0.01M-0.02M0.02M0.04M-0.07M-0.00M0.02M-0.00M-0.01M
Enterprise Value Growth (1y) (Quarter) 1.21%-8.77%-2.75%2.61%-6.32%-88.36%-33.78%-46.77%-107.23%-56.90%-158.05%-38.73%-26.55%37.88%62.07%50.94%65.85%37.91%20.23%-7.41%-51.80%-61.22%-70.78%-128.24%-40.23%-17.92%-41.11%53.97%
Enterprise Value Growth (3y) (Quarter) -29.59%-47.58%-52.51%-25.64%-40.75%-22.45%-9.40%0.04%3.60%15.42%7.92%9.92%13.10%14.65%19.76%-6.34%10.08%-5.68%-24.34%-4.11%
Enterprise Value Growth (5y) (Quarter) 1.21%-4.39%-1.42%-0.88%-7.65%-12.94%-12.27%-19.62%-13.78%-2.84%-13.48%5.14%
Enterprise Value (QoQ) (Quarter) 12.38%-14.83%-35.66%27.63%3.52%-8.48%-28.58%20.99%-70.93%22.96%-41.07%-11.55%-29.41%-26.71%24.16%-1.75%36.47%22.63%1.91%29.16%-15.48%0.60%-32.08%-0.13%-22.64%-5.30%-76.52%38.48%-3.13%-26.01%42.42%
FCF Margin Growth (1y) (Quarter) 275.00-571.000.21M0.08M0.11M0.38M-0.36M-0.29M0.32M-0.16M0.38M1.60M-0.13M1.72M2.05M-1.24M0.05M-1.65M-2.05M0.04M-0.16M-0.08M0.14M-0.18M-0.23M-0.07M0.04M0.06M
FCF Margin Growth (3y) (Quarter) 0.43M0.22M0.22M1.39M0.30M1.95M2.07M0.07M0.24M-0.08M0.37M0.40M-0.24M-0.00M0.14M-1.38M-0.34M-1.79M-1.87M-0.08M
FCF Margin Growth (5y) (Quarter) 0.35M0.30M0.22M0.19M0.19M0.22M0.15M-0.06M-0.15M-0.23M0.55M0.28M
FCF Margin (QoQ) (Quarter) 0.00M-44.00-142.00-0.00M785.000.21M-0.13M0.03M0.27M-0.54M-0.06M0.64M-0.21M-0.00M1.17M-1.10M1.65M0.32M-2.12M0.20M-0.05M-0.08M-0.02M-0.01M0.03M0.14M-0.35M-0.06M0.20M0.25M-0.33M
FCF Payout Ratio Growth (1y) (Quarter) 57.54%94.20%42.65%135.48%-9.09%2.20%-327.36%-91.94%-35.09%107.29%134.90%-3.18%13.48%-66.23%-9.94%1,156.51%-19.36%11.51%104.62%6.31%57.28%28.77%-37.96%1,147.88%-594.45%57.20%-4.54%-77.84%
FCF Payout Ratio Growth (3y) (Quarter) -2.40%60.24%4.21%-43.15%-12.51%-10.56%-10.60%-0.66%-15.94%-7.92%38.26%134.73%12.91%-21.43%4.57%450.35%-102.24%31.18%6.62%43.25%
FCF Payout Ratio Growth (5y) (Quarter) -3.18%9.15%15.84%19.67%-3.21%0.54%-1.93%67.04%-45.94%9.58%18.95%104.50%
FCF Payout Ratio (QoQ) (Quarter) -45.05%-0.78%0.90%186.40%-32.27%-27.12%66.57%10.57%-23.85%-262.13%105.90%790.72%143.17%-72.71%-83.62%943.95%-27.63%-27.22%128.52%-33.00%0.07%33.54%18.73%-0.88%-18.07%-35.66%2,288.01%-139.28%126.05%-60.93%454.35%
Interest Coverage Ratio Growth (1y) (Quarter) -29.54%-29.38%-27.41%-26.43%-26.68%-40.65%6.69%89.58%193.53%261.58%171.44%-53.24%-44.65%-55.64%-73.33%-70.48%-46.58%-55.82%-46.22%55.69%-41.30%-17.26%-0.59%-3.25%0.49%0.29%-7.09%6.09%
Interest Coverage Ratio Growth (3y) (Quarter) 14.89%14.87%28.10%-13.28%6.01%-1.62%-8.24%-36.04%-4.61%-10.84%-26.97%-40.10%-44.22%-45.47%-47.75%-23.67%-31.95%-28.43%-20.80%16.91%
Interest Coverage Ratio Growth (5y) (Quarter) -14.82%-21.55%-21.32%-21.41%-17.88%-19.03%-16.21%-16.99%-12.53%-10.07%-18.49%-26.09%
Interest Coverage Ratio (QoQ) (Quarter) 8.90%-12.81%-6.38%-20.73%9.15%-10.39%-5.11%-21.00%-11.65%61.08%68.60%22.32%8.84%20.93%-70.96%44.80%-12.77%-27.29%-67.86%162.02%-27.85%-11.49%-6.96%-1.20%1.69%6.35%-9.44%2.62%1.48%-1.47%3.40%
Net Margin Growth (1y) (Quarter) 37.00229.000.14M0.09M0.08M0.06M-0.03M-0.25M0.20M0.26M-0.01M1.42M0.08M0.98M0.88M-1.26M-0.08M-1.08M-0.79M0.17M-0.11M-0.04M0.02M-0.02M-0.01M-0.01M-0.05M0.01M
Net Margin Growth (3y) (Quarter) 0.28M0.32M0.10M1.26M0.35M1.30M0.84M-0.08M0.19M0.16M0.07M0.34M-0.11M-0.14M0.11M-1.11M-0.20M-1.14M-0.82M0.15M
Net Margin Growth (5y) (Quarter) 0.27M0.22M0.19M0.18M0.16M0.18M0.07M0.07M0.07M0.11M0.05M0.32M
Net Margin (QoQ) (Quarter) 399.00504.0091.00-957.00592.000.14M-0.05M-0.01M-0.02M0.05M-0.27M0.44M0.04M-0.21M1.16M-0.91M0.95M-0.32M-0.98M0.27M-0.05M-0.03M-0.01M-0.02M0.02M0.03M-0.05M-0.00M0.01M-0.00M-0.00M
Return on Assets Growth (1y) (Quarter) 0.00M0.00M-1.00-1.00-1.00-1.000.00M0.00M1.001.001.001.00-1.00-1.00-1.00-1.001.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets Growth (3y) (Quarter) 0.00M0.00M1.001.00-1.00-1.000.00M0.00M1.000.00M0.00M0.00M0.00M0.00M-1.00-1.000.00M
Return on Assets Growth (5y) (Quarter) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets (QoQ) (Quarter) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M1.000.00M-2.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Equity Growth (1y) (Quarter) -2.00-2.00-4.00-5.00-4.00-3.000.00M3.008.007.006.006.00-7.00-7.00-7.00-7.004.003.001.000.00M-2.00-1.00-1.00-1.00-1.00
Return on Equity Growth (3y) (Quarter) 2.002.003.004.00-3.00-3.000.00M2.005.003.000.00M-1.00-5.00-4.00-6.00-8.001.00
Return on Equity Growth (5y) (Quarter) -1.00-2.00-3.00-3.00-1.00-1.000.00M1.002.00
Return on Equity (QoQ) (Quarter) 0.00M0.00M0.00M-2.00-1.00-1.00-1.00-1.000.00M3.001.004.000.00M2.001.00-9.000.00M1.001.002.00-1.000.00M0.00M0.00M0.00M0.00M-1.000.00M
Return on Invested Capital Growth (1y) (Quarter) -2.00-2.00-5.00-5.00-5.00-4.00-1.002.009.008.008.009.00-6.00-6.00-7.00-6.008.009.006.004.001.000.00M0.00M-1.00-2.00
Return on Invested Capital Growth (3y) (Quarter) 2.002.003.006.00-2.00-2.001.005.0010.0011.007.007.003.003.00-1.00-3.007.00
Return on Invested Capital Growth (5y) (Quarter) 4.004.002.004.007.007.007.008.0010.00
Return on Invested Capital (QoQ) (Quarter) 0.00M1.00-1.00-2.000.00M-1.00-1.00-2.000.00M2.001.005.000.00M2.002.00-10.000.00M2.002.004.001.00-1.001.001.000.00M-1.000.00M0.00M
Return on Sales Growth (1y) (Quarter) 0.00M2.000.00M854.00789.00587.00-275.00-0.00M0.00M0.00M-99.000.01M757.000.01M0.01M-0.01M-786.00-0.01M-0.01M0.00M-0.00M-428.00218.00-208.00-77.00-117.00-465.0057.00
Return on Sales Growth (3y) (Quarter) 0.00M0.00M0.00M0.01M0.00M0.01M0.01M-793.000.00M0.00M743.000.00M-0.00M-0.00M0.00M-0.01M-0.00M-0.01M-0.01M0.00M
Return on Sales Growth (5y) (Quarter) 0.00M0.00M0.00M0.00M0.00M0.00M686.00694.00742.000.00M496.000.00M
Return on Sales (QoQ) (Quarter) 4.005.001.00-10.006.000.00M-548.00-74.00-196.00544.00-0.00M0.00M414.00-0.00M0.01M-0.01M0.01M-0.00M-0.01M0.00M-520.00-325.00-114.00-158.00169.00321.00-541.00-26.00129.00-27.00-19.00