Rhinebeck Bancorp, Inc. Ratios

Ratios Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 74.20%76.42%77.77%72.60%75.50%80.73%80.41%
EBT Margin 274.31%191.41%265.30%328.47%580.15%314.46%194.93%-364.32%
EBIT Margin 411.47%40.20%55.70%68.98%121.83%66.03%40.94%-76.52%
Operating Margin 40.20%55.70%68.98%121.83%66.03%40.94%-76.52%
Net Margin 124.77%155.27%207.83%192.71%447.29%247.33%140.38%-287.14%
FCF Margin 194.93%265.93%337.18%570.21%227.48%482.96%224.65%255.80%
Efficiency
Assets Average 812.26M928.18M1,051.39M1,205.00M1,308.57M1,324.59M1,284.48M
Equity Average 57.13M84.58M113.19M121.23M117.05M110.91M117.76M
Invested Capital 54.98M59.28M109.88M116.50M125.97M108.13M113.69M121.83M
Asset Utilization Ratio 0.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 3.000.210.180.200.730.280.05-0.09
Debt to Equity 0.270.530.600.430.140.531.130.57
Debt Ratio 0.020.040.070.040.010.040.100.06
Equity Ratio 0.070.070.110.100.100.080.090.10
Times Interest Earned 3.000.210.180.200.730.280.05-0.09
Dividends & Payouts
FCF Payout Ratio 0.01
Valuation
Enterprise Value -113.30M125.92M95.19M48.33M71.42M67.01M69.73M
Market Capitalization 125.92M95.19M120.42M102.80M89.13M107.22M
Return Ratios
Return on Sales 1.25%1.55%2.08%1.93%4.47%2.47%1.40%-2.87%
Return on Invested Capital 0.02%0.01%0.01%0.02%0.01%0.01%-0.02%
Return on Assets 0.01%0.01%0.00%0.01%0.01%0.00%-0.01%
Return on Equity 0.08%0.07%0.04%0.10%0.06%0.04%-0.07%