Rhinebeck Bancorp (RBKB) Debt Ratio (2017 - 2025)

Rhinebeck Bancorp (RBKB) reported Debt Ratio of 0.01 for Q4 2025, down 3.8% year-over-year from 0.01 in Q4 2024, and down 64.28% on a QoQ basis from 0.02 in Q3 2025.

Rhinebeck Bancorp (RBKB) has 9 years of Debt Ratio data on file, last reported at 0.01 in Q4 2025.

  • Quarterly Debt Ratio fell 3.8% year-over-year to 0.01 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01 (down 3.8% YoY) and the FY2025 annual result came in at 0.01, down 3.8% from the prior year.
  • Debt Ratio eased to 0.01 in Q4 2025 per RBKB's latest filing, from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.08 in Q2 2023 and bottomed at 0.0 in Q4 2023.
  • The 5-year median for Debt Ratio is 0.01 (2021), against an average of 0.02.
  • The widest annual swing landed in 2023, when Debt Ratio soared 1896.52%; it then tumbled 94.93% in 2024.
  • Tracing RBKB's Debt Ratio over 5 years: stood at 0.01 in 2021, then surged by 206.83% to 0.04 in 2022, then sank by 90.91% to 0.0 in 2023, then soared by 91.19% to 0.01 in 2024, then dropped by 3.8% to 0.01 in 2025.
  • Per Business Quant, the three latest RBKB Debt Ratio figures stand at 0.01 (Q4 2025), 0.02 (Q3 2025), and 0.0 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Rhinebeck Bancorp 167.49 Mn 65.51 Mn 459,000.00 0.01

Historic Data

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DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.02
Jun 30, 2025 0.00
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.05
Jun 30, 2024 0.00
Mar 31, 2024 0.01
Dec 31, 2023 0.00
Sep 30, 2023 0.07
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.01
Sep 30, 2021 0.00
Jun 30, 2021 0.02
Mar 31, 2021 0.03
Dec 31, 2020 0.00
Sep 30, 2020 0.00
Jun 30, 2020 0.05
Mar 31, 2020 0.08
Dec 31, 2019 0.07
Sep 30, 2019 0.01
Jun 30, 2019 0.07
Mar 31, 2019 0.09
Dec 31, 2018 0.01
Sep 30, 2018 0.07
Dec 31, 2017 0.02