Rhinebeck Bancorp (RBKB) Net Margin (2017 - 2025)

Rhinebeck Bancorp (RBKB) has 9 years of Net Margin data on file, last reported at 310.75% in Q4 2025.

• On a quarterly basis, Net Margin rose 66729.0% year-over-year to 310.75% in Q4 2025; TTM through Dec 2025 was 335.82%, a 62363.0% increase from a year earlier, with the FY2025 full-year figure at 330.29%, up 62636.0% from the prior year.
• Net Margin for Q4 2025 stood at 310.75%, down from 364.68% in the prior quarter.
• Over the last five years, Net Margin for RBKB reached as high as 545.32% in Q1 2021 and fell as low as 1042.95% in Q3 2024.
• Historically, Net Margin has averaged 190.35% across 5 years, with a median of 289.09% in 2022.
• Across the five-year window, Net Margin sank 121043 bps in 2024 and surged 140763 bps in 2025, its largest moves.
• Year by year, Net Margin stood at 472.15% in 2021, then plunged by 75 bps to 116.76% in 2022, then jumped by 132 bps to 270.39% in 2023, then plunged by 232 bps to 356.53% in 2024, then surged by 187 bps to 310.75% in 2025.
• Per Business Quant data, the three most recent Net Margin figures were 310.75% in Q4 2025, 364.68% in Q3 2025, and 374.45% in Q2 2025.