Rhinebeck Bancorp (RBKB) Times Interest Earned (2017 - 2026)
Rhinebeck Bancorp (RBKB) posted quarterly Times Interest Earned of -$1.7 for Q4 2025, down 4.9% year-over-year from -$1.79 in Q4 2024, and down 65.79% quarter-over-quarter from -$1.03 in Q3 2025.
Rhinebeck Bancorp (RBKB) Times Interest Earned (2017 - 2026) Analysis & Trends
Rhinebeck Bancorp (RBKB) has reported Times Interest Earned for 9 consecutive years, with -$1.7 the latest figure, recorded in Q4 2025.
- In Q4 2025, Times Interest Earned fell 4.9% year-over-year to -$1.7; the TTM figure through Dec 2025 stood at -$1.76 (up 17.08% YoY), while the FY2025 annual figure was -$1.64, down 24.3% from the prior year.
- Times Interest Earned declined to -$1.7 in Q4 2025 per RBKB's latest filing, from -$1.03 in the prior quarter.
- Across five years, Times Interest Earned topped out at -$0.21 in Q3 2023 and bottomed at -$10.13 in Q4 2021.
- Historically, Times Interest Earned has averaged -$1.65 across 5 years, with a median of -$0.86 in 2025.
- Annual changes were most pronounced in 2022 — Times Interest Earned jumped 95.17% — and 2025, when it slumped 256.26%.
- Rhinebeck Bancorp's Times Interest Earned stood at -$10.13 in 2021, then jumped by 75.09% to -$2.52 in 2022, then jumped by 42.46% to -$1.45 in 2023, then declined by 11.67% to -$1.62 in 2024, then retreated by 4.9% to -$1.7 in 2025.
- Business Quant data shows RBKB's Times Interest Earned at -$1.7 in Q4 2025, -$1.03 in Q3 2025, and -$0.91 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Rhinebeck Bancorp | 137.54 Mn | -255.34 Mn | 606,000.00 | -1.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.07 |
| Dec 31, 2025 | -1.70 |
| Sep 30, 2025 | -1.03 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.81 |
| Dec 31, 2024 | -1.62 |
| Sep 30, 2024 | -0.58 |
| Jun 30, 2024 | -0.26 |
| Mar 31, 2024 | -0.24 |
| Dec 31, 2023 | -1.45 |
| Sep 30, 2023 | -0.21 |
| Jun 30, 2023 | -0.24 |
| Mar 31, 2023 | -0.26 |
| Dec 31, 2022 | -2.52 |
| Sep 30, 2022 | -0.24 |
| Jun 30, 2022 | -0.37 |
| Mar 31, 2022 | -0.49 |
| Dec 31, 2021 | -10.13 |
| Sep 30, 2021 | -5.02 |
| Jun 30, 2021 | -0.92 |