Rhinebeck Bancorp, Inc. Income Statement

Income Statement Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 0.90M2.10M2.46M7.14M-3.67M1.41M1.70M2.81M
Revenue 2.41M2.81M2.82M2.28M2.58M2.83M2.88M3.00M
Interest income
Interest income - Loans 25.37M31.31M38.26M42.22M41.36M44.42M55.08M58.37M
Interest Income - Debt Securities 4.40M4.37M4.77M5.18M6.11M5.99M6.53M6.47M
Other interest income 0.05M0.06M0.06M0.05M0.10M0.33M1.17M1.11M
Interest Income - Total 27.89M33.73M40.99M44.40M43.70M48.59M60.66M63.76M
Interest expenses
Interest Expense - Deposits 3.06M4.20M6.99M6.67M3.60M5.61M17.62M21.29M
Interest Expense - Debt 0.24M1.12M1.75M1.35M0.69M1.15M5.08M4.23M
Interest Expenses 3.30M5.32M8.74M8.02M4.29M6.76M22.69M25.53M
Interest Income - Net 24.59M28.41M32.25M36.38M39.41M41.84M37.97M38.23M
Non-interest income
Interest Income - Total 23.69M26.31M29.79M29.24M43.08M40.42M36.26M35.43M
Financial Services Fees 0.75M0.81M0.94M1.29M1.13M1.23M1.16M1.53M
Investment Gain (Loss) -0.03M-0.02M-0.07M-0.03M-0.00M-0.17M-16.04M
Investment Banking Income 0.57M0.62M1.17M3.76M2.58M0.86M0.12M0.16M
Other Non-Interest Income 2.41M2.01M4.28M2.51M2.08M3.27M1.23M1.10M
Non-Interest Income 8.06M5.18M5.63M8.30M7.42M5.90M5.78M-9.52M
Operating Items
Amortization - Intangibles 0.07M0.04M0.04M0.04M0.10M0.10M0.09M0.08M
Research & Development 1.16M1.16M1.34M1.40M1.74M1.88M2.02M2.04M
Wages, Salaries and Other 13.54M14.36M15.63M16.80M20.11M21.60M19.46M20.37M
Rent Expense 3.40M3.40M3.49M3.54M4.12M4.58M4.26M4.27M
Other Operating Expenses 20.59M21.55M23.09M25.12M29.64M30.96M30.16M30.54M
Operating Expenses 25.14M26.12M27.93M30.07M35.51M37.42M36.43M36.85M
Operating Income 1.13M1.57M1.57M3.15M1.87M1.18M-2.30M
EBIT 9.90M1.13M1.57M1.57M3.15M1.87M1.18M-2.30M
Non-operating items
Non Operating Investment Income 1.83M
Net income details
EBT 6.60M5.37M7.49M7.48M14.99M8.90M5.61M-10.94M
Tax Provisions 3.60M1.01M1.62M3.09M3.43M1.90M1.57M-2.32M
Profit After Tax 3.00M4.36M5.87M4.39M11.56M7.00M4.04M-8.62M
Income from Continuing Operations 3.00M4.36M5.87M4.39M11.56M7.00M4.04M-8.62M
Consolidated Net Income 3.00M4.36M5.87M4.39M11.56M7.00M4.04M-8.62M
Income towards Parent Company 3.00M4.36M5.87M4.39M11.56M7.00M4.04M-8.62M
Net Income towards Common Stockholders 3.00M4.36M5.87M4.39M11.56M7.00M4.04M-8.62M
Additional items
EPS (Basic) 0.390.560.551.070.650.41-0.80
EPS (Weighted Average and Diluted) 0.560.551.060.640.40-0.80
Shares Outstanding (Weighted Average) 11.13M11.13M11.13M11.30M11.28M11.07M11.09M
Shares Outstanding (Diluted Average) 10.71M10.74M
Tax Rate 54.52%18.88%21.66%41.33%22.90%21.35%27.98%21.18%