Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2026)
Rhinebeck Bancorp (RBKB) posted quarterly Interest Coverage Ratio of 1.7 for Q4 2025, down 4.9% year-over-year from 1.79 in Q4 2024, and down 65.79% quarter-over-quarter from 1.03 in Q3 2025.
Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
Rhinebeck Bancorp (RBKB) has reported Interest Coverage Ratio for 9 consecutive years, with 1.7 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio fell 4.9% year-over-year to 1.7; the TTM figure through Dec 2025 stood at 1.76 (up 17.08% YoY), while the FY2025 annual figure was 1.64, down 24.3% from the prior year.
- Interest Coverage Ratio declined to 1.7 in Q4 2025 per RBKB's latest filing, from 1.03 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.21 in Q3 2023 and bottomed at 10.13 in Q4 2021.
- Historically, Interest Coverage Ratio has averaged 1.65 across 5 years, with a median of 0.86 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 95.17% — and 2025, when it slumped 256.26%.
- Rhinebeck Bancorp's Interest Coverage Ratio stood at 10.13 in 2021, then jumped by 75.09% to 2.52 in 2022, then jumped by 42.46% to 1.45 in 2023, then declined by 11.67% to 1.62 in 2024, then retreated by 4.9% to 1.7 in 2025.
- Business Quant data shows RBKB's Interest Coverage Ratio at 1.7 in Q4 2025, 1.03 in Q3 2025, and 0.91 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.77 Bn | 84.57 Bn | - | - |
| 2 | Pnc Financial Services | 98.03 Bn | 98.03 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.45 Bn | 96.45 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.96 Bn | -144.13 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.13 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.92 Bn | 57.24 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.97 Bn | 26.24 Bn | - | 1.90 |
| 10 | Rhinebeck Bancorp | 137.54 Mn | -255.34 Mn | 606,000.00 | -1.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.07 |
| Dec 31, 2025 | -1.70 |
| Sep 30, 2025 | -1.03 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.81 |
| Dec 31, 2024 | -1.62 |
| Sep 30, 2024 | -0.58 |
| Jun 30, 2024 | -0.26 |
| Mar 31, 2024 | -0.24 |
| Dec 31, 2023 | -1.45 |
| Sep 30, 2023 | -0.21 |
| Jun 30, 2023 | -0.24 |
| Mar 31, 2023 | -0.26 |
| Dec 31, 2022 | -2.52 |
| Sep 30, 2022 | -0.24 |
| Jun 30, 2022 | -0.37 |
| Mar 31, 2022 | -0.49 |
| Dec 31, 2021 | -10.13 |
| Sep 30, 2021 | -5.02 |
| Jun 30, 2021 | -0.92 |