Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2025)
Rhinebeck Bancorp (RBKB) reported Interest Coverage Ratio of 1.63 for Q4 2025, down 0.7% year-over-year from 1.64 in Q4 2024, and down 2.25% quarter-over-quarter from 1.6 in Q3 2025.
Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2025) Analysis & Trends
Rhinebeck Bancorp (RBKB) has 9 years of Interest Coverage Ratio data on file, last reported at 1.63 in Q4 2025.
- Interest Coverage Ratio for Q4 2025 came in at 1.63, down 0.7% year-over-year; the trailing twelve-month figure through Dec 2025 was 1.64 (down 21.67% YoY), and the FY2025 annual result was 0.12, up 231.7% from the prior year.
- Interest Coverage Ratio retreated to 1.63 in Q4 2025 per RBKB's latest filing, from 1.6 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.22 in Q1 2024 and troughed at 10.3 in Q2 2022.
- A 5-year average of 3.95 and a median of 1.69 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio tumbled 167.0% in 2021, then soared 84.99% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 10.13 in 2021, then surged by 74.75% to 2.56 in 2022, then soared by 47.89% to 1.33 in 2023, then decreased by 21.66% to 1.62 in 2024, then slipped by 0.7% to 1.63 in 2025.
- Business Quant data shows RBKB's Interest Coverage Ratio at 1.63 in Q4 2025, 1.6 in Q3 2025, and 1.75 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Rhinebeck Bancorp | 180.68 Mn | 78.69 Mn | 459,000.00 | -1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.63 |
| Sep 30, 2025 | -1.60 |
| Jun 30, 2025 | -1.75 |
| Mar 31, 2025 | -1.60 |
| Dec 31, 2024 | -1.62 |
| Sep 30, 2024 | -1.33 |
| Jun 30, 2024 | -1.25 |
| Mar 31, 2024 | -1.22 |
| Dec 31, 2023 | -1.33 |
| Sep 30, 2023 | -1.40 |
| Jun 30, 2023 | -1.55 |
| Mar 31, 2023 | -1.81 |
| Dec 31, 2022 | -2.56 |
| Sep 30, 2022 | -5.95 |
| Jun 30, 2022 | -10.30 |
| Mar 31, 2022 | -9.90 |
| Dec 31, 2021 | -10.13 |
| Sep 30, 2021 | -8.59 |
| Jun 30, 2021 | -7.58 |
| Mar 31, 2021 | -5.85 |