Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2025)
Rhinebeck Bancorp (RBKB) reported Interest Coverage Ratio of 1.63 for Q4 2025, down 0.7% year-over-year from 1.64 in Q4 2024, and down 2.25% on a QoQ basis from 1.6 in Q3 2025.
Rhinebeck Bancorp (RBKB) has 9 years of Interest Coverage Ratio data on file, last reported at 1.63 in Q4 2025.
- Quarterly Interest Coverage Ratio fell 0.7% year-over-year to 1.63 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.64 (down 21.67% YoY) and the FY2025 annual result came in at 0.12, up 231.7% from the prior year.
- Interest Coverage Ratio slipped to 1.63 in Q4 2025 per RBKB's latest filing, from 1.6 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.22 in Q1 2024 and bottomed at 10.3 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 1.69 (2025), against an average of 3.95.
- The widest annual swing landed in 2021, when Interest Coverage Ratio sank 167.0%; it then jumped 84.99% in 2023.
- Tracing RBKB's Interest Coverage Ratio over 5 years: stood at 10.13 in 2021, then soared by 74.75% to 2.56 in 2022, then jumped by 47.89% to 1.33 in 2023, then fell by 21.66% to 1.62 in 2024, then retreated by 0.7% to 1.63 in 2025.
- Per Business Quant, the three latest RBKB Interest Coverage Ratio figures stand at 1.63 (Q4 2025), 1.6 (Q3 2025), and 1.75 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Rhinebeck Bancorp | 167.49 Mn | 65.51 Mn | 459,000.00 | -1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.63 |
| Sep 30, 2025 | -1.60 |
| Jun 30, 2025 | -1.75 |
| Mar 31, 2025 | -1.60 |
| Dec 31, 2024 | -1.62 |
| Sep 30, 2024 | -1.33 |
| Jun 30, 2024 | -1.25 |
| Mar 31, 2024 | -1.22 |
| Dec 31, 2023 | -1.33 |
| Sep 30, 2023 | -1.40 |
| Jun 30, 2023 | -1.55 |
| Mar 31, 2023 | -1.81 |
| Dec 31, 2022 | -2.56 |
| Sep 30, 2022 | -5.95 |
| Jun 30, 2022 | -10.30 |
| Mar 31, 2022 | -9.90 |
| Dec 31, 2021 | -10.13 |
| Sep 30, 2021 | -8.59 |
| Jun 30, 2021 | -7.58 |
| Mar 31, 2021 | -5.85 |
| Dec 31, 2020 | -5.39 |
| Sep 30, 2020 | -3.78 |
| Jun 30, 2020 | -2.84 |
| Mar 31, 2020 | -2.81 |
| Dec 31, 2019 | -2.78 |
| Sep 30, 2019 | -2.66 |
| Jun 30, 2019 | -2.95 |
| Mar 31, 2019 | -3.57 |
| Dec 31, 2018 | 0.32 |
| Sep 30, 2018 | -4.10 |
| Jun 30, 2018 | 1.60 |
| Mar 31, 2018 | 1.78 |
| Dec 31, 2017 | 2.04 |
| Sep 30, 2017 | 5.07 |