Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2025)
Rhinebeck Bancorp's (RBKB) quarterly Interest Coverage Ratio came in at 1.7 in Q4 2025, up 3.68% year-on-year from 1.64 in Q4 2024, and down 65.79% on a QoQ basis from 1.03 in Q3 2025.
Rhinebeck Bancorp (RBKB) Interest Coverage Ratio (2017 - 2025) Analysis & Trends
Rhinebeck Bancorp (RBKB) has 9 years of Interest Coverage Ratio data on file, last reported at 1.7 in Q4 2025.
- On a quarterly basis, Interest Coverage Ratio rose 3.68% year-over-year to 1.7 in Q4 2025; TTM through Dec 2025 was 1.74, a 15.67% increase from a year earlier, with the FY2025 full-year figure at 1.64, down 24.3% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.7, down from 1.03 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for RBKB reached as high as 0.21 in Q3 2023 and fell as low as 8.05 in Q4 2021.
- Historically, Interest Coverage Ratio has averaged 1.55 across 5 years, with a median of 0.86 in 2025.
- Across the five-year window, Interest Coverage Ratio surged 95.17% in 2022 and plunged 256.26% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 8.05 in 2021, then jumped by 68.23% to 2.56 in 2022, then jumped by 49.37% to 1.29 in 2023, then plunged by 36.39% to 1.77 in 2024, then advanced by 3.68% to 1.7 in 2025.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.7 in Q4 2025, 1.03 in Q3 2025, and 0.91 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | -22.98 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 1.27 |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 2.19 |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 1.86 |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 0.16 |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Rhinebeck Bancorp | 137.43 Mn | -37.41 Mn | 459,000.00 | -1.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.70 |
| Sep 30, 2025 | -1.03 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.81 |
| Dec 31, 2024 | -1.77 |
| Sep 30, 2024 | -0.58 |
| Jun 30, 2024 | -0.26 |
| Mar 31, 2024 | -0.24 |
| Dec 31, 2023 | -1.29 |
| Sep 30, 2023 | -0.21 |
| Jun 30, 2023 | -0.24 |
| Mar 31, 2023 | -0.26 |
| Dec 31, 2022 | -2.56 |
| Sep 30, 2022 | -0.24 |
| Jun 30, 2022 | -0.37 |
| Mar 31, 2022 | -0.49 |
| Dec 31, 2021 | -8.05 |
| Sep 30, 2021 | -5.02 |
| Jun 30, 2021 | -0.92 |
| Mar 31, 2021 | -4.08 |