Rhinebeck Bancorp (RBKB) Gross Margin (2017 - 2026)
Rhinebeck Bancorp (RBKB) posted quarterly Gross Margin of 61.69% for Q4 2025, down 857.0% year-over-year from 8.15% in Q4 2024, and down 22.46% quarter-over-quarter from 79.57% in Q3 2025.
Rhinebeck Bancorp (RBKB) Gross Margin (2017 - 2026) Analysis & Trends
Rhinebeck Bancorp (RBKB) has reported Gross Margin for 9 consecutive years, with 61.69% the latest figure, recorded in Q4 2025.
- In Q4 2025, Gross Margin fell 857.0% year-over-year to 61.69%; the TTM figure through Dec 2025 stood at 71.21% (down 920.0% YoY), while the FY2025 annual figure was 71.21%, down 920.0% from the prior year.
- Gross Margin slipped to 61.69% in Q4 2025 per RBKB's latest filing, from 79.57% in the prior quarter.
- Across five years, Gross Margin topped out at 85.55% in Q1 2021 and bottomed at 48.77% in Q4 2021.
- Historically, Gross Margin has averaged 76.2% across 5 years, with a median of 79.83% in 2023.
- Annual changes were most pronounced in 2021 — Gross Margin plunged 1865 bps — and 2022, when it soared 1785 bps.
- Rhinebeck Bancorp's Gross Margin stood at 48.77% in 2021, then surged by 37 bps to 66.62% in 2022, then gained by 13 bps to 75.28% in 2023, then declined by 7 bps to 70.27% in 2024, then decreased by 12 bps to 61.69% in 2025.
- Business Quant data shows RBKB's Gross Margin at 61.69% in Q4 2025, 79.57% in Q3 2025, and 69.37% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | - |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Rhinebeck Bancorp | 137.27 Mn | -255.61 Mn | 606,000.00 | 81.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 81.45% |
| Dec 31, 2025 | 61.69% |
| Sep 30, 2025 | 79.57% |
| Jun 30, 2025 | 69.37% |
| Mar 31, 2025 | 74.13% |
| Dec 31, 2024 | 70.27% |
| Sep 30, 2024 | 83.31% |
| Jun 30, 2024 | 84.38% |
| Mar 31, 2024 | 83.71% |
| Dec 31, 2023 | 75.28% |
| Sep 30, 2023 | 82.25% |
| Jun 30, 2023 | 80.08% |
| Mar 31, 2023 | 85.31% |
| Dec 31, 2022 | 66.62% |
| Sep 30, 2022 | 80.36% |
| Jun 30, 2022 | 71.53% |
| Mar 31, 2022 | 83.43% |
| Dec 31, 2021 | 48.77% |
| Sep 30, 2021 | 82.08% |
| Jun 30, 2021 | 76.38% |