Rhinebeck Bancorp (RBKB) Gross Margin (2017 - 2025)

Rhinebeck Bancorp (RBKB) has 9 years of Gross Margin data on file, last reported at 61.69% in Q4 2025.

• On a quarterly basis, Gross Margin fell 857.0% year-over-year to 61.69% in Q4 2025; TTM through Dec 2025 was 71.21%, a 920.0% decrease from a year earlier, with the FY2025 full-year figure at 71.21%, down 920.0% from the prior year.
• Gross Margin for Q4 2025 stood at 61.69%, down from 79.57% in the prior quarter.
• Over the last five years, Gross Margin for RBKB reached as high as 85.55% in Q1 2021 and fell as low as 48.77% in Q4 2021.
• Historically, Gross Margin has averaged 76.2% across 5 years, with a median of 79.83% in 2023.
• Across the five-year window, Gross Margin slumped 1865 bps in 2021 and jumped 1785 bps in 2022, its largest moves.
• Year by year, Gross Margin stood at 48.77% in 2021, then jumped by 37 bps to 66.62% in 2022, then climbed by 13 bps to 75.28% in 2023, then retreated by 7 bps to 70.27% in 2024, then dropped by 12 bps to 61.69% in 2025.
• Per Business Quant data, the three most recent Gross Margin figures were 61.69% in Q4 2025, 79.57% in Q3 2025, and 69.37% in Q2 2025.