Rhinebeck Bancorp (RBKB) Gross Margin (2018 - 2025)
Rhinebeck Bancorp (RBKB) reported Gross Margin of 61.69% for Q4 2025, down 857.0% year-over-year from 8.15% in Q4 2024, and down 22.46% on a QoQ basis from 79.57% in Q3 2025.
Rhinebeck Bancorp (RBKB) has 8 years of Gross Margin data on file, last reported at 61.69% in Q4 2025.
- Quarterly Gross Margin fell 857.0% year-over-year to 61.69% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 71.21% (down 920.0% YoY) and the FY2025 annual result came in at 71.21%, down 920.0% from the prior year.
- Gross Margin fell to 61.69% in Q4 2025 per RBKB's latest filing, from 79.57% in the prior quarter.
- Across five years, Gross Margin topped out at 85.55% in Q1 2021 and bottomed at 48.77% in Q4 2021.
- The 5-year median for Gross Margin is 79.83% (2023), against an average of 76.2%.
- The widest annual swing landed in 2021, when Gross Margin slumped 1865 bps; it then jumped 1785 bps in 2022.
- Tracing RBKB's Gross Margin over 5 years: stood at 48.77% in 2021, then surged by 37 bps to 66.62% in 2022, then grew by 13 bps to 75.28% in 2023, then decreased by 7 bps to 70.27% in 2024, then declined by 12 bps to 61.69% in 2025.
- Per Business Quant, the three latest RBKB Gross Margin figures stand at 61.69% (Q4 2025), 79.57% (Q3 2025), and 69.37% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Rhinebeck Bancorp | 167.49 Mn | 65.51 Mn | 459,000.00 | 61.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 61.69% |
| Sep 30, 2025 | 79.57% |
| Jun 30, 2025 | 69.37% |
| Mar 31, 2025 | 74.13% |
| Dec 31, 2024 | 70.27% |
| Sep 30, 2024 | 83.31% |
| Jun 30, 2024 | 84.38% |
| Mar 31, 2024 | 83.71% |
| Dec 31, 2023 | 75.28% |
| Sep 30, 2023 | 82.25% |
| Jun 30, 2023 | 80.08% |
| Mar 31, 2023 | 85.31% |
| Dec 31, 2022 | 66.62% |
| Sep 30, 2022 | 80.36% |
| Jun 30, 2022 | 71.53% |
| Mar 31, 2022 | 83.43% |
| Dec 31, 2021 | 48.77% |
| Sep 30, 2021 | 82.08% |
| Jun 30, 2021 | 76.38% |
| Mar 31, 2021 | 85.55% |
| Dec 31, 2020 | 67.43% |
| Sep 30, 2020 | 82.97% |
| Jun 30, 2020 | 83.43% |
| Mar 31, 2020 | 78.07% |
| Dec 31, 2019 | 71.01% |
| Sep 30, 2019 | 77.23% |
| Jun 30, 2019 | 79.41% |
| Mar 31, 2019 | 77.79% |
| Dec 31, 2018 | 75.26% |
| Sep 30, 2018 | 81.15% |