Home Federal Bancorp, Inc. of Louisiana Ratios (2018-2025) | HFBL

Ratios Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
EBT Margin 33.61%35.28%34.65%32.71%31.94%15.66%27.04%25.99%27.58%29.97%32.06%32.28%32.54%28.27%30.29%24.17%28.71%36.79%22.29%26.88%26.76%16.01%18.49%16.93%19.86%23.72%18.32%27.50%34.12%35.13%
EBIT Margin 55.51%59.93%61.71%61.63%60.28%45.23%56.03%47.54%45.09%45.09%45.38%45.10%43.03%37.87%38.60%31.82%36.85%49.82%48.04%65.49%75.55%79.05%89.49%88.00%89.97%83.82%71.11%74.68%80.63%79.78%
EBITDA Margin 55.51%59.93%61.71%61.63%60.28%45.23%56.03%47.54%45.09%45.09%45.38%45.10%43.03%37.87%38.60%31.82%36.85%49.82%48.04%65.49%75.55%79.05%89.49%88.00%89.97%83.82%71.11%74.68%80.63%79.78%
Net Margin 26.72%26.95%27.54%25.34%26.10%12.53%21.29%20.67%21.90%23.45%25.08%24.42%25.82%22.52%25.02%14.13%28.56%29.22%17.76%18.20%21.34%19.90%14.91%13.11%19.91%20.05%14.35%18.00%27.05%27.85%
FCF Margin 77.29%17.61%-13.85%-33.78%-38.64%-19.42%108.58%-59.69%-203.43%0.13%145.15%184.57%94.87%1.53%168.03%16.29%72.28%9.04%51.46%51.84%31.29%-69.42%-2.89%30.49%18.17%50.79%18.67%17.87%46.83%47.46%
Efficiency
Assets Average 426.95M429.96M438.40M451.17M457.59M457.90M489.36M529.92M538.51M549.33M564.50M566.27M569.05M572.94M582.54M586.03M579.06M631.26M673.45M661.76M658.39M648.61M640.27M632.96M618.08M613.69M614.56M616.06M622.04M
Equity Average 48.30M48.81M49.66M50.04M49.86M49.81M50.09M50.79M51.26M51.80M52.43M53.20M53.55M53.02M52.49M49.74M47.91M49.41M50.33M50.51M51.53M52.57M52.68M53.53M54.10M54.33M54.96M55.90M57.17M
Invested Capital 47.96M48.64M48.98M50.34M49.74M49.97M49.65M50.53M51.05M51.46M52.14M52.73M53.68M53.41M52.63M52.35M47.12M48.69M50.12M50.54M50.47M52.59M52.55M52.80M54.27M53.93M54.72M55.20M56.59M57.75M
Asset Utilization Ratio 0.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.040.030.030.030.030.030.030.030.040.04
Leverage & Solvency
Interest Coverage Ratio 2.542.432.282.132.131.531.932.212.572.983.413.524.103.954.654.164.533.821.871.701.551.251.261.241.281.391.351.581.731.79
Debt to Equity 0.020.010.010.010.020.020.040.050.030.050.030.050.020.050.030.040.130.130.160.170.180.180.160.130.100.070.070.070.070.07
Debt Ratio 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.010.010.010.010.010.010.010.010.010.010.010.010.010.01
Equity Ratio 0.110.110.110.110.110.110.110.100.090.100.090.090.090.090.090.090.080.080.070.080.080.080.080.080.090.090.090.090.090.09
Times Interest Earned 2.542.432.282.132.131.531.932.212.572.983.413.524.103.954.654.164.533.821.871.701.551.251.261.241.281.391.351.581.731.79
Dividends & Payouts
FCF Payout Ratio 0.080.34-0.44-0.17-0.16-0.310.06-0.09-0.0235.380.030.030.074.200.040.400.100.710.120.120.22-0.11-2.770.260.480.160.420.400.150.15
Valuation
Enterprise Value -13.34M-10.87M-11.41M-18.11M-33.14M-14.90M-41.61M-54.87M-75.63M-79.80M-100.97M-104.41M-101.26M-74.40M-79.07M-64.08M-37.53M-20.45M-45.57M-26.31M-8.88M-8.67M-9.62M-36.56M-42.68M-21.19M-31.07M-18.00M-27.15M-19.92M
Return Ratios
Return on Sales 0.27%0.27%0.28%0.25%0.26%0.13%0.21%0.21%0.22%0.23%0.25%0.24%0.26%0.23%0.25%0.14%0.29%0.29%0.18%0.18%0.21%0.20%0.15%0.13%0.20%0.20%0.14%0.18%0.27%0.28%
Return on Invested Capital 0.17%0.17%0.17%0.16%0.16%0.15%0.16%0.16%0.15%0.14%0.13%0.13%0.11%0.13%0.15%0.16%0.19%0.21%0.24%0.26%0.28%0.30%0.27%0.26%0.24%0.23%0.23%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.09%0.09%0.08%0.08%0.08%0.08%0.09%0.10%0.10%0.10%0.10%0.10%0.09%0.10%0.11%0.11%0.11%0.10%0.08%0.08%0.07%0.06%0.06%0.06%0.07%0.08%0.09%