Home Federal Bancorp, Inc. of Louisiana (HFBL) FCF Payout Ratio (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly FCF Payout Ratio came in at 0.15 in Q4 2025, down 7.05% on a YoY basis from 0.16 in Q4 2024, and down 2.35% quarter-over-quarter from 0.15 in Q3 2025.
Analysis
Home Federal Bancorp, Inc. of Louisiana (HFBL) FCF Payout Ratio (2011 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has reported FCF Payout Ratio for 15 consecutive years, with 0.15 the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, FCF Payout Ratio fell 7.05% year-over-year to 0.15; the trailing twelve-month figure through Dec 2025 stood at 0.22 (down 35.28% YoY), and the FY2025 full-year result was 0.3, up 107.04% from the prior year.
- FCF Payout Ratio fell to 0.15 in Q4 2025 per HFBL's latest filing, from 0.15 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 4.2 in Q4 2021 and bottomed at 2.77 in Q1 2024.
- Historically, FCF Payout Ratio has averaged 0.26 across 5 years, with a median of 0.15 in 2025.
- The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio soared 1231.78% in 2022, then sank 2318.41% in 2024.
- Over 5 years, FCF Payout Ratio stood at 4.2 in 2021, then plunged by 83.2% to 0.71 in 2022, then plunged by 115.88% to 0.11 in 2023, then surged by 240.59% to 0.16 in 2024, then slipped by 7.05% to 0.15 in 2025.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.15, 0.15, and 0.4 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 162.37 Mn | 143.11 Mn | - | 0.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.15 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.48 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | -2.77 |
| Dec 31, 2023 | -0.11 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.71 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.40 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 4.20 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.03 |
| Mar 31, 2021 | 0.03 |