Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Coverage Ratio (2011 - 2025)

Home Federal Bancorp, Inc. of Louisiana (HFBL) reported Interest Coverage Ratio of 1.79 for Q4 2025, up 28.1% on a YoY basis from 1.39 in Q4 2024, and up 3.05% quarter-over-quarter from 1.73 in Q3 2025.

Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Coverage Ratio (2011 - 2025) Analysis & Trends

Home Federal Bancorp, Inc. of Louisiana has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.79 in Q4 2025.

  • For the quarter ending Q4 2025, Interest Coverage Ratio rose 28.1% year-over-year to 1.79; the trailing twelve-month figure through Dec 2025 stood at 1.61 (up 24.83% YoY), and the FY2025 full-year result was 0.08, up 25.29% from the prior year.
  • Interest Coverage Ratio for Q4 2025 stood at 1.79, up from 1.73 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 4.65 in Q1 2022, with the low at 1.24 in Q2 2024.
  • Historically, Interest Coverage Ratio has averaged 2.51 across 5 years, with a median of 1.76 in 2025.
  • Annual changes were most pronounced in 2021 — Interest Coverage Ratio soared 76.35% — and 2023, when it tumbled 67.2%.
  • Home Federal Bancorp, Inc. of Louisiana's Interest Coverage Ratio stood at 3.95 in 2021, then retreated by 3.11% to 3.82 in 2022, then sank by 67.2% to 1.25 in 2023, then increased by 11.22% to 1.39 in 2024, then increased by 28.1% to 1.79 in 2025.
  • The last three Interest Coverage Ratio figures came in at 1.79 (Q4 2025), 1.73 (Q3 2025), and 1.58 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Home Federal Bancorp, Inc. of Louisiana 122.50 Mn 102.58 Mn - 1.79

Historic Data

Download Data
DateValue
Dec 31, 2025 1.79
Sep 30, 2025 1.73
Jun 30, 2025 1.58
Mar 31, 2025 1.35
Dec 31, 2024 1.39
Sep 30, 2024 1.28
Jun 30, 2024 1.24
Mar 31, 2024 1.26
Dec 31, 2023 1.25
Sep 30, 2023 1.55
Jun 30, 2023 1.70
Mar 31, 2023 1.87
Dec 31, 2022 3.82
Sep 30, 2022 4.53
Jun 30, 2022 4.16
Mar 31, 2022 4.65
Dec 31, 2021 3.95
Sep 30, 2021 4.10
Jun 30, 2021 3.52
Mar 31, 2021 3.41