Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Coverage Ratio (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana posted quarterly Interest Coverage Ratio of 1.79 for Q4 2025, up 28.1% year-on-year from 1.39 in Q4 2024, and up 3.05% on a QoQ basis from 1.73 in Q3 2025.
Home Federal Bancorp, Inc. of Louisiana (HFBL) has 15 years of Interest Coverage Ratio data on file, last reported at 1.79 in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio rose 28.1% year-over-year to 1.79; the trailing twelve-month figure through Dec 2025 stood at 1.61 (up 24.83% YoY), and the FY2025 full-year result was 0.08, up 25.29% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.79, up from 1.73 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 4.65 in Q1 2022 and bottomed at 1.24 in Q2 2024.
- The 5-year median for Interest Coverage Ratio is 1.76 (2025), against an average of 2.51.
- The widest annual swing landed in 2021, when Interest Coverage Ratio soared 76.35%; it then sank 67.2% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.95 in 2021, then decreased by 3.11% to 3.82 in 2022, then plunged by 67.2% to 1.25 in 2023, then rose by 11.22% to 1.39 in 2024, then rose by 28.1% to 1.79 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.79 (Q4 2025), 1.73 (Q3 2025), and 1.58 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 116.50 Mn | 96.58 Mn | - | 1.79 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.79 |
| Sep 30, 2025 | 1.73 |
| Jun 30, 2025 | 1.58 |
| Mar 31, 2025 | 1.35 |
| Dec 31, 2024 | 1.39 |
| Sep 30, 2024 | 1.28 |
| Jun 30, 2024 | 1.24 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 1.25 |
| Sep 30, 2023 | 1.55 |
| Jun 30, 2023 | 1.70 |
| Mar 31, 2023 | 1.87 |
| Dec 31, 2022 | 3.82 |
| Sep 30, 2022 | 4.53 |
| Jun 30, 2022 | 4.16 |
| Mar 31, 2022 | 4.65 |
| Dec 31, 2021 | 3.95 |
| Sep 30, 2021 | 4.10 |
| Jun 30, 2021 | 3.52 |
| Mar 31, 2021 | 3.41 |
| Dec 31, 2020 | 2.98 |
| Sep 30, 2020 | 2.57 |
| Jun 30, 2020 | 2.21 |
| Mar 31, 2020 | 1.93 |
| Dec 31, 2019 | 1.53 |
| Sep 30, 2019 | 2.13 |
| Jun 30, 2019 | 2.13 |
| Mar 31, 2019 | 2.28 |
| Dec 31, 2018 | 2.43 |
| Sep 30, 2018 | 2.54 |
| Jun 30, 2018 | 2.72 |
| Mar 31, 2018 | 2.37 |
| Dec 31, 2017 | 2.72 |
| Sep 30, 2017 | 2.86 |
| Jun 30, 2017 | 2.95 |
| Mar 31, 2017 | 2.80 |
| Dec 31, 2016 | 2.64 |
| Sep 30, 2016 | 3.35 |
| Jun 30, 2016 | 3.33 |
| Mar 31, 2016 | 2.79 |
| Dec 31, 2015 | 2.51 |
| Sep 30, 2015 | 3.09 |
| Jun 30, 2015 | 2.97 |
| Mar 31, 2015 | 3.00 |
| Dec 31, 2014 | 3.01 |
| Sep 30, 2014 | 3.12 |
| Jun 30, 2014 | 3.06 |
| Mar 31, 2014 | 2.68 |
| Dec 31, 2013 | 2.58 |
| Sep 30, 2013 | 2.68 |
| Jun 30, 2013 | 2.67 |
| Mar 31, 2013 | 2.61 |
| Dec 31, 2012 | 3.04 |
| Sep 30, 2012 | 3.03 |
| Jun 30, 2012 | 2.46 |
| Mar 31, 2012 | 2.13 |
| Dec 31, 2011 | 2.26 |
| Sep 30, 2011 | 2.35 |
| Jun 30, 2011 | 1.85 |
| Mar 31, 2011 | 1.61 |