Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Coverage Ratio (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly Interest Coverage Ratio came in at 1.79 in Q4 2025, up 31.08% YoY from 1.36 in Q4 2024, and up 3.05% on a QoQ basis from 1.73 in Q3 2025.
Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Coverage Ratio (2011 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has 15 years of Interest Coverage Ratio data on file, last reported at 1.79 in Q4 2025.
- Quarterly Interest Coverage Ratio rose 31.08% year-over-year to 1.79 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.61 (down 69.53% YoY) and the FY2025 annual result came in at 1.27, down 6.03% from the prior year.
- Interest Coverage Ratio rose to 1.79 in Q4 2025, from 1.73 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.23 in Q2 2022 to a low of 1.23 in Q2 2024.
- A 5-year average of 2.14 and a median of 1.65 in 2022 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2021 — Interest Coverage Ratio surged 125.54% — and 2022, when it tumbled 62.89%.
- Tracing HFBL's Interest Coverage Ratio over 5 years: stood at 3.95 in 2021, then sank by 57.98% to 1.66 in 2022, then declined by 24.38% to 1.25 in 2023, then advanced by 8.69% to 1.36 in 2024, then jumped by 31.08% to 1.79 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.79 (Q4 2025), 1.73 (Q3 2025), and 1.56 (Q2 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 74.50 Mn | 55.23 Mn | - | 1.79 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.79 |
| Sep 30, 2025 | 1.73 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.35 |
| Dec 31, 2024 | 1.36 |
| Sep 30, 2024 | 1.28 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 1.25 |
| Sep 30, 2023 | 1.34 |
| Jun 30, 2023 | 1.65 |
| Mar 31, 2023 | 1.98 |
| Dec 31, 2022 | 1.66 |
| Sep 30, 2022 | 1.52 |
| Jun 30, 2022 | 4.23 |
| Mar 31, 2022 | 2.47 |
| Dec 31, 2021 | 3.95 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 3.62 |
| Mar 31, 2021 | 3.41 |