Home Federal Bancorp, Inc. of Louisiana (HFBL) Net Margin (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly Net Margin came in at 29.53% in Q4 2025, up 696.0% YoY from 3.71% in Q4 2024, and up 9.17% on a QoQ basis from 27.05% in Q3 2025.
Home Federal Bancorp, Inc. of Louisiana (HFBL) Net Margin (2011 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has 15 years of Net Margin data on file, last reported at 29.53% in Q4 2025.
- Quarterly Net Margin rose 696.0% year-over-year to 29.53% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 23.93% (up 584.0% YoY) and the FY2025 annual result came in at 282.5%, down 3761.0% from the prior year.
- Net Margin grew to 29.53% in Q4 2025, from 27.05% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 59.34% in Q3 2022 to a low of 14.31% in Q2 2022.
- A 5-year average of 27.04% and a median of 25.46% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin surged 3288 bps — and 2023, when it tumbled 3550 bps.
- Tracing HFBL's Net Margin over 5 years: stood at 22.52% in 2021, then surged by 146 bps to 55.4% in 2022, then sank by 64 bps to 19.9% in 2023, then rose by 13 bps to 22.57% in 2024, then jumped by 31 bps to 29.53% in 2025.
- The last three Net Margin figures came in at 29.53% (Q4 2025), 27.05% (Q3 2025), and 23.87% (Q2 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 74.50 Mn | 55.23 Mn | - | 27.85% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 29.53% |
| Sep 30, 2025 | 27.05% |
| Jun 30, 2025 | 23.87% |
| Mar 31, 2025 | 14.35% |
| Dec 31, 2024 | 22.57% |
| Sep 30, 2024 | 19.91% |
| Jun 30, 2024 | 15.02% |
| Mar 31, 2024 | 14.91% |
| Dec 31, 2023 | 19.90% |
| Sep 30, 2023 | 31.76% |
| Jun 30, 2023 | 27.41% |
| Mar 31, 2023 | 17.23% |
| Dec 31, 2022 | 55.40% |
| Sep 30, 2022 | 59.34% |
| Jun 30, 2022 | 14.31% |
| Mar 31, 2022 | 32.59% |
| Dec 31, 2021 | 22.52% |
| Sep 30, 2021 | 30.58% |
| Jun 30, 2021 | 32.03% |
| Mar 31, 2021 | 30.45% |