Home Federal Bancorp, Inc. of Louisiana (HFBL) Net Margin (2011 - 2025)

Home Federal Bancorp, Inc. of Louisiana (HFBL) has reported Net Margin for 15 consecutive years, with 27.85% the latest figure, recorded in Q4 2025.

• For the quarter ending Q4 2025, Net Margin rose 780.0% year-over-year to 27.85%; the trailing twelve-month figure through Dec 2025 stood at 21.9% (up 683.0% YoY), and the FY2025 full-year result was 278.82%, down 721.0% from the prior year.
• Net Margin climbed to 27.85% in Q4 2025 per HFBL's latest filing, from 27.05% in the prior quarter.
• Across five years, Net Margin topped out at 29.22% in Q4 2022 and bottomed at 5.34% in Q2 2024.
• Historically, Net Margin has averaged 20.4% across 5 years, with a median of 20.69% in 2024.
• The sharpest annual moves came in 2022 and 2025: Net Margin plunged 1029 bps in 2022, then soared 1181 bps in 2025.
• Over 5 years, Net Margin stood at 22.52% in 2021, then increased by 30 bps to 29.22% in 2022, then tumbled by 34 bps to 19.21% in 2023, then increased by 4 bps to 20.05% in 2024, then soared by 39 bps to 27.85% in 2025.
• According to Business Quant data, Net Margin over the past three periods registered 27.85%, 27.05%, and 17.15% for Q4 2025, Q3 2025, and Q2 2025 respectively.