Home Federal Bancorp, Inc. of Louisiana (HFBL) Times Interest Earned (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly Times Interest Earned came in at 1.79 in Q4 2025, up 28.1% on a YoY basis from 1.39 in Q4 2024, and up 3.05% quarter-over-quarter from 1.73 in Q3 2025.
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Home Federal Bancorp, Inc. of Louisiana (HFBL) Times Interest Earned (2011 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has reported Times Interest Earned for 15 consecutive years, with 1.79 the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Times Interest Earned rose 28.1% year-over-year to 1.79; the trailing twelve-month figure through Dec 2025 stood at 1.61 (up 24.83% YoY), and the FY2025 full-year result was 1.39, up 6.05% from the prior year.
- Times Interest Earned climbed to 1.79 in Q4 2025 per HFBL's latest filing, from 1.73 in the prior quarter.
- Across five years, Times Interest Earned topped out at 4.65 in Q1 2022 and bottomed at 0.34 in Q2 2023.
- Historically, Times Interest Earned has averaged 2.44 across 5 years, with a median of 1.76 in 2025.
- The sharpest annual moves came in 2023 and 2024: Times Interest Earned plunged 91.73% in 2023, then jumped 260.1% in 2024.
- Over 5 years, Times Interest Earned stood at 3.95 in 2021, then slipped by 3.11% to 3.82 in 2022, then tumbled by 67.2% to 1.25 in 2023, then gained by 11.22% to 1.39 in 2024, then gained by 28.1% to 1.79 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered 1.79, 1.73, and 1.58 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 162.37 Mn | 143.11 Mn | - | 1.79 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.79 |
| Sep 30, 2025 | 1.73 |
| Jun 30, 2025 | 1.58 |
| Mar 31, 2025 | 1.35 |
| Dec 31, 2024 | 1.39 |
| Sep 30, 2024 | 1.28 |
| Jun 30, 2024 | 1.24 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 1.25 |
| Sep 30, 2023 | 1.55 |
| Jun 30, 2023 | 0.34 |
| Mar 31, 2023 | 1.87 |
| Dec 31, 2022 | 3.82 |
| Sep 30, 2022 | 4.53 |
| Jun 30, 2022 | 4.16 |
| Mar 31, 2022 | 4.65 |
| Dec 31, 2021 | 3.95 |
| Sep 30, 2021 | 4.10 |
| Jun 30, 2021 | 3.52 |
| Mar 31, 2021 | 3.41 |