Home Federal Bancorp, Inc. of Louisiana (HFBL) Asset Utilization Ratio (2011 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly Asset Utilization Ratio came in at 0.04 in Q4 2025, up 15.58% on a YoY basis from 0.03 in Q4 2024, and up 3.24% quarter-over-quarter from 0.04 in Q3 2025.
Analysis
Home Federal Bancorp, Inc. of Louisiana (HFBL) Asset Utilization Ratio (2011 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has reported Asset Utilization Ratio for 15 consecutive years, with 0.04 the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Asset Utilization Ratio rose 15.58% year-over-year to 0.04; the trailing twelve-month figure through Dec 2025 stood at 0.04 (up 15.58% YoY), and the FY2025 full-year result was 0.0, up 22.34% from the prior year.
- Asset Utilization Ratio advanced to 0.04 in Q4 2025 per HFBL's latest filing, from 0.04 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.04 in Q3 2023 and bottomed at 0.03 in Q3 2024.
- Historically, Asset Utilization Ratio has averaged 0.04 across 5 years, with a median of 0.04 in 2022.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio climbed 17.88% in 2023, then declined 27.01% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.04 in 2021, then rose by 2.48% to 0.04 in 2022, then advanced by 9.97% to 0.04 in 2023, then decreased by 24.43% to 0.03 in 2024, then gained by 15.58% to 0.04 in 2025.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.04, 0.04, and 0.03 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.04 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.03 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.04 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.05 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.00 |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 162.37 Mn | 143.11 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |
| Jun 30, 2021 | 0.04 |
| Mar 31, 2021 | 0.04 |