BayFirst Financial (BAFN) EBT Margin (2020 - 2026)
BayFirst Financial's EBT Margin was -1685.42% in Q2 2026, down 1674.49 percentage points from -10.93% a year earlier and down 1608.26 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) EBT Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, BayFirst Financial's EBT Margin was -251.13% through Jun 30, 2026, down 259.25 percentage points year-over-year; for FY2025, it came in at -52.37%, down 66.73 percentage points from FY2024.
- EBT Margin shows a five-year change of -64.40 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 14.36% in FY2024 (+5.04 pp), 9.32% in FY2023 (-2.11 pp), 11.43% in FY2022 (-7.40 pp) and 18.84% in FY2021 (+6.81 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin in data going back to Q3 2020.
- Compared with a year earlier, EBT Margin has declined for six straight quarters, with an average year-over-year change of -262.57 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q3 2022 (a gain of 40.91 percentage points); the worst was Q2 2026 (a drop of 1674.49 percentage points).
- Per Business Quant data, BAFN's EBT Margin in the three quarters before Q2 2026 was -77.16% (Q1 2026), -50.49% (Q4 2025) and -255.00% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | -8.69% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -8.69% |
| Jun 30, 2026 | -1,685.42% |
| Mar 31, 2026 | -77.16% |
| Dec 31, 2025 | -28.38% |
| Sep 30, 2025 | -255.00% |
| Jun 30, 2025 | -10.93% |
| Mar 31, 2025 | -6.68% |
| Dec 31, 2024 | 32.37% |
| Sep 30, 2024 | 7.07% |
| Jun 30, 2024 | 5.88% |
| Mar 31, 2024 | 5.12% |
| Dec 31, 2023 | 10.03% |
| Sep 30, 2023 | 11.46% |
| Jun 30, 2023 | 8.92% |
| Mar 31, 2023 | 6.20% |
| Dec 31, 2022 | 16.40% |
| Sep 30, 2022 | 21.43% |
| Jun 30, 2022 | 2.14% |
| Mar 31, 2022 | -1.13% |
| Dec 31, 2021 | 5.10% |
API Access
BayFirst Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();