BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026)
BayFirst Financial's EBITDA Margin came in at -1321.97% for Q2 2026, down 1370.78 percentage points from 48.81% a year earlier and down 1347.18 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, BayFirst Financial reported EBITDA Margin of -111.31%, down 182.58 percentage points year-over-year; for FY2025, it was 31.16%, down 41.94 percentage points from FY2024.
- EBITDA Margin carries a five-year change of +25.64 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 73.10% in FY2024 (+23.68 pp), 49.42% in FY2023 (+19.27 pp), 30.15% in FY2022 (-5.02 pp) and 35.18% in FY2021 (+29.66 pp).
- The Q2 2026 figure represents the lowest quarterly EBITDA Margin in data going back to Q4 2020.
- Year-over-year, EBITDA Margin has declined for five consecutive quarters, with an average year-over-year change of -196.65 percentage points over the last eight quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q4 2022 (a gain of 37.05 percentage points), and the weakest in Q2 2026 (a drop of 1370.78 percentage points).
- Business Quant data shows BAFN's EBITDA Margin at 25.21% (Q1 2026), 77.51% (Q4 2025) and -123.02% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | 69.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 69.86% |
| Jun 30, 2026 | -1,321.97% |
| Mar 31, 2026 | 25.21% |
| Dec 31, 2025 | 86.61% |
| Sep 30, 2025 | -123.02% |
| Jun 30, 2025 | 48.81% |
| Mar 31, 2025 | 60.87% |
| Dec 31, 2024 | 95.78% |
| Sep 30, 2024 | 69.55% |
| Jun 30, 2024 | 70.00% |
| Mar 31, 2024 | 49.30% |
| Dec 31, 2023 | 60.55% |
| Sep 30, 2023 | 51.06% |
| Jun 30, 2023 | 47.35% |
| Mar 31, 2023 | 35.58% |
| Dec 31, 2022 | 48.54% |
| Sep 30, 2022 | 35.79% |
| Jun 30, 2022 | 17.73% |
| Mar 31, 2022 | 7.00% |
| Dec 31, 2021 | 11.49% |
API Access
BayFirst Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();