Unity Bancorp (UNTY) Provisions (2010 - 2026)
Unity Bancorp (UNTY) recorded Provisions of $1.04 million in Q2 2026, down 39.7% from $1.73 million a year earlier and down 0.3% from the prior quarter.
Unity Bancorp (UNTY) Provisions (2010 - 2026) Analysis & Trends
On a TTM basis, Unity Bancorp's Provisions came in at $5.75 million as of Jun 30, 2026, up 5.3% year-over-year; for FY2025, it was $6.7 million, up 178.3% from FY2024.
- Annual Provisions has a five-year compound annual growth rate of -0.9% (FY2020 to FY2025).
- Across earlier years, Provisions came in at $2.41 million in FY2024 (+31.4%), $1.83 million in FY2023 (-56.0%), $4.16 million in FY2022 and $181,000 in FY2021 (-97.4%).
- The Q2 2026 figure is the lowest quarterly Provisions since Q2 2024.
- On a year-over-year basis, Provisions rose in six of the last eight quarters, with growth averaging 68.5%.
- Peak year-over-year performance for Provisions in the last five years was growth of 495.4% in Q1 2024, against a decline of 75.0% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.04 million (Q1 2026), $2.26 million (Q4 2025) and $1.41 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Unity Bancorp | 550.76 Mn | 550.76 Mn | - | 1.04 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 Mn |
| Mar 31, 2026 | 1.04 Mn |
| Dec 31, 2025 | 2.26 Mn |
| Sep 30, 2025 | 1.41 Mn |
| Jun 30, 2025 | 1.73 Mn |
| Mar 31, 2025 | 1.36 Mn |
| Dec 31, 2024 | 1.30 Mn |
| Sep 30, 2024 | 1.08 Mn |
| Jun 30, 2024 | 926,000.00 |
| Mar 31, 2024 | 643,000.00 |
| Dec 31, 2023 | 413,000.00 |
| Sep 30, 2023 | 556,000.00 |
| Jun 30, 2023 | 777,000.00 |
| Mar 31, 2023 | 108,000.00 |
| Dec 31, 2022 | 1.65 Mn |
| Sep 30, 2022 | 1.53 Mn |
| Jun 30, 2022 | 1.24 Mn |
| Mar 31, 2022 | -178,000.00 |
| Dec 31, 2021 | -319,000.00 |
| Mar 31, 2021 | 500,000.00 |
Unity Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=UNTY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "UNTY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=UNTY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();