Unity Bancorp (UNTY) Provisions (2010 - 2026)
Unity Bancorp's (UNTY) quarterly Provisions came in at $1.0 million in Q2 2026, down 39.71% year-over-year from $1.7 million in Q2 2025, and little changed quarter-over-quarter from $1.0 million in Q1 2026.
Analysis
Unity Bancorp (UNTY) Provisions (2010 - 2026) Analysis & Trends
Unity Bancorp has disclosed Provisions across 17 years of filings, most recently posting $1.0 million for Q2 2026.
- In Q2 2026, Provisions fell 39.71% year-over-year to $1.0 million; the TTM figure through Jun 2026 stood at $5.8 million (up 5.25% YoY), while the FY2025 annual figure was $6.7 million, up 178.31% from the prior year.
- Provisions came in at $1.0 million for Q2 2026 at Unity Bancorp, roughly flat from $1.0 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $2.3 million in Q4 2025 to a low of -$178000.0 in Q1 2022.
- Average Provisions over 5 years is $1.0 million, with a median of $1.1 million recorded in 2024.
- The largest YoY upside for Provisions was 617.87% in 2022 against a maximum downside of 127.81% in 2022.
- Over 5 years, Provisions stood at $1.7 million in 2022, then plunged by 75.0% to $413000.0 in 2023, then soared by 214.77% to $1.3 million in 2024, then surged by 73.69% to $2.3 million in 2025, then sank by 53.94% to $1.0 million in 2026.
- Per Business Quant data, the three most recent Provisions figures were $1.0 million in Q2 2026, $1.0 million in Q1 2026, and $2.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 395.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 131.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 120.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 132.00 Mn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 146.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 68.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -10.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 111.00 Mn |
| 10 | Unity Bancorp | 590.21 Mn | 332.92 Mn | - | 1.04 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 Mn |
| Mar 31, 2026 | 1.04 Mn |
| Dec 31, 2025 | 2.26 Mn |
| Sep 30, 2025 | 1.41 Mn |
| Jun 30, 2025 | 1.73 Mn |
| Mar 31, 2025 | 1.36 Mn |
| Dec 31, 2024 | 1.30 Mn |
| Sep 30, 2024 | 1.08 Mn |
| Jun 30, 2024 | 926,000.00 |
| Mar 31, 2024 | 643,000.00 |
| Dec 31, 2023 | 413,000.00 |
| Sep 30, 2023 | 556,000.00 |
| Jun 30, 2023 | 777,000.00 |
| Mar 31, 2023 | 108,000.00 |
| Dec 31, 2022 | 1.65 Mn |
| Sep 30, 2022 | 1.53 Mn |
| Jun 30, 2022 | 1.24 Mn |
| Mar 31, 2022 | -178,000.00 |
| Dec 31, 2021 | -319,000.00 |
| Sep 30, 2021 | 983,000.00 |