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Unity Bancorp (UNTY) Loans - Loss Allowance (2019 - 2025)

Unity Bancorp (UNTY) has disclosed Loans - Loss Allowance for 7 consecutive years, with $32.3 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 20.73% to $32.3 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $32.3 million through Dec 2025, up 20.73% year-over-year, with the annual reading at $32.3 million for FY2025, 20.73% up from the prior year.
  • Loans - Loss Allowance hit $32.3 million in Q4 2025 for Unity Bancorp, up from $30.2 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $32.3 million in Q4 2025 to a low of $22.2 million in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $25.7 million across 5 years, with a median of $26.0 million in 2023.
  • Biggest YoY gain for Loans - Loss Allowance was 32.17% in 2021; the steepest drop was 3.48% in 2021.
  • Year by year, Loans - Loss Allowance stood at $22.3 million in 2021, then grew by 12.98% to $25.2 million in 2022, then increased by 2.61% to $25.9 million in 2023, then grew by 3.61% to $26.8 million in 2024, then rose by 20.73% to $32.3 million in 2025.
  • Business Quant data shows Loans - Loss Allowance for UNTY at $32.3 million in Q4 2025, $30.2 million in Q3 2025, and $29.0 million in Q2 2025.