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Unity Bancorp (UNTY) Interest Coverage Ratio: 2011-2024

Historic Interest Coverage Ratio for Unity Bancorp (UNTY) over the last 14 years, with Dec 2024 value amounting to 0.20.

  • Unity Bancorp's Interest Coverage Ratio fell 14.33% to -0.89 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.89, marking a year-over-year decrease of 8.28%. This contributed to the annual value of 0.20 for FY2024, which is 12.87% down from last year.
  • Per Unity Bancorp's latest filing, its Interest Coverage Ratio stood at 0.20 for FY2024, which was down 12.87% from 0.23 recorded in FY2023.
  • Over the past 5 years, Unity Bancorp's Interest Coverage Ratio peaked at 1.31 during FY2021, and registered a low of 0.20 during FY2024.
  • In the last 3 years, Unity Bancorp's Interest Coverage Ratio had a median value of 0.23 in 2023 and averaged 0.48.
  • Per our database at Business Quant, Unity Bancorp's Interest Coverage Ratio spiked by 189.30% in 2021 and then tumbled by 77.41% in 2023.
  • Over the past 5 years, Unity Bancorp's Interest Coverage Ratio (Yearly) stood at 0.45 in 2020, then soared by 189.30% to 1.31 in 2021, then fell by 22.21% to 1.02 in 2022, then slumped by 77.41% to 0.23 in 2023, then dropped by 12.87% to 0.20 in 2024.