Synchrony Financial (SYF-PB) Asset Utilization Ratio (2014 - 2026)
Synchrony Financial (SYF-PB) posted Asset Utilization Ratio of 0.16 for Q1 2026, down 1.08% quarter-over-quarter from 0.16 in Q4 2025, and up 3.39% year-on-year from 0.15 in Q1 2025.
Synchrony Financial (SYF-PB) Asset Utilization Ratio (2014 - 2026) Analysis & Trends
Synchrony Financial (SYF-PB) has reported Asset Utilization Ratio for 13 consecutive years, with 0.16 the latest figure, recorded in Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 0.16, up 3.39% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.16 (up 3.39% YoY), and the FY2025 annual result was 0.16, down 3.45% from the prior year.
- Asset Utilization Ratio was 0.16 for Q1 2026 at Synchrony Financial, down from 0.16 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.17 in Q3 2022 and troughed at 0.15 in Q3 2023.
- Average Asset Utilization Ratio over 5 years is 0.16, with a median of 0.16 recorded in 2024.
- Year-over-year, Asset Utilization Ratio declined 10.97% in 2023 and increased 6.31% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.16 in 2022, then decreased by 0.21% to 0.16 in 2023, then climbed by 5.21% to 0.16 in 2024, then declined by 1.72% to 0.16 in 2025, then dropped by 1.08% to 0.16 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.16 in Q1 2026, 0.16 in Q4 2025, and 0.16 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Synchrony Financial | - | - | - | 0.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | 0.16 |
| Jun 30, 2025 | 0.15 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.16 |
| Sep 30, 2021 | 0.17 |
| Jun 30, 2021 | 0.17 |