Visa (V) Asset Utilization Ratio (2009 - 2026)

Visa (V) reported Asset Utilization Ratio of 0.45 for Q1 2026, up 10.12% on a YoY basis from 0.41 in Q1 2025, and up 6.43% quarter-over-quarter from 0.42 in Q4 2025.

Visa (V) Asset Utilization Ratio (2009 - 2026) Analysis & Trends

Visa has reported Asset Utilization Ratio for 18 years, with the latest figure at 0.45 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 10.12% year-over-year to 0.45; the trailing twelve-month figure through Mar 2026 stood at 0.45 (up 10.12% YoY), and the FY2025 full-year result was 0.41, up 6.1% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.45, up from 0.42 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.45 in Q1 2026, with the low at 0.33 in Q1 2022.
  • Historically, Asset Utilization Ratio has averaged 0.38 across 5 years, with a median of 0.37 in 2024.
  • Annual changes were most pronounced in 2022 — Asset Utilization Ratio advanced 23.74% — and 2024, when it advanced 3.2%.
  • Visa's Asset Utilization Ratio stood at 0.35 in 2022, then grew by 3.79% to 0.37 in 2023, then climbed by 7.69% to 0.39 in 2024, then rose by 6.72% to 0.42 in 2025, then climbed by 6.43% to 0.45 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.45 (Q1 2026), 0.42 (Q4 2025), and 0.4 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.45
2 Mastercard 437.48 Bn 427.27 Bn - 0.64
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.24
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.42
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.16
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.16
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.08
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.45
Dec 31, 2025 0.42
Sep 30, 2025 0.40
Jun 30, 2025 0.40
Mar 31, 2025 0.41
Dec 31, 2024 0.39
Sep 30, 2024 0.39
Jun 30, 2024 0.38
Mar 31, 2024 0.37
Dec 31, 2023 0.37
Sep 30, 2023 0.36
Jun 30, 2023 0.36
Mar 31, 2023 0.36
Dec 31, 2022 0.35
Sep 30, 2022 0.34
Jun 30, 2022 0.34
Mar 31, 2022 0.33
Dec 31, 2021 0.31
Sep 30, 2021 0.29
Jun 30, 2021 0.28