Visa (V) Asset Utilization Ratio (2009 - 2026)

Visa posted quarterly Asset Utilization Ratio of 0.45 for Q1 2026, up 10.12% year-on-year from 0.41 in Q1 2025, and up 6.43% on a QoQ basis from 0.42 in Q4 2025.

Visa (V) Asset Utilization Ratio (2009 - 2026) Analysis & Trends

Visa (V) has 18 years of Asset Utilization Ratio data on file, last reported at 0.45 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 10.12% year-over-year to 0.45; the trailing twelve-month figure through Mar 2026 stood at 0.45 (up 10.12% YoY), and the FY2025 full-year result was 0.41, up 6.1% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.45, up from 0.42 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.45 in Q1 2026 and bottomed at 0.33 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.37 (2024), against an average of 0.38.
  • The widest annual swing landed in 2022, when Asset Utilization Ratio advanced 23.74%; it then advanced 3.2% in 2024.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.35 in 2022, then increased by 3.79% to 0.37 in 2023, then grew by 7.69% to 0.39 in 2024, then gained by 6.72% to 0.42 in 2025, then grew by 6.43% to 0.45 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.45 (Q1 2026), 0.42 (Q4 2025), and 0.4 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.45
2 Mastercard 441.81 Bn 431.60 Bn - 0.64
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.24
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.42
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.16
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.16
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.08
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.45
Dec 31, 2025 0.42
Sep 30, 2025 0.40
Jun 30, 2025 0.40
Mar 31, 2025 0.41
Dec 31, 2024 0.39
Sep 30, 2024 0.39
Jun 30, 2024 0.38
Mar 31, 2024 0.37
Dec 31, 2023 0.37
Sep 30, 2023 0.36
Jun 30, 2023 0.36
Mar 31, 2023 0.36
Dec 31, 2022 0.35
Sep 30, 2022 0.34
Jun 30, 2022 0.34
Mar 31, 2022 0.33
Dec 31, 2021 0.31
Sep 30, 2021 0.29
Jun 30, 2021 0.28