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Growth Metrics

Mastercard (MA) Asset Utilization Ratio (2016 - 2025)

Mastercard's Asset Utilization Ratio history spans 17 years, with the latest figure at 0.61 for Q4 2025.

  • For Q4 2025, Asset Utilization Ratio rose 3.28% year-over-year to 0.61; the TTM value through Dec 2025 reached 0.61, up 3.28%, while the annual FY2025 figure was 0.64, 3.08% up from the prior year.
  • Asset Utilization Ratio reached 0.61 in Q4 2025 per MA's latest filing, up from 0.6 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.62 in Q2 2024 to a low of 0.45 in Q1 2021.
  • Average Asset Utilization Ratio over 5 years is 0.57, with a median of 0.6 recorded in 2024.
  • Peak YoY movement for Asset Utilization Ratio: dropped 20.44% in 2021, then grew 19.1% in 2022.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.52 in 2021, then increased by 12.73% to 0.58 in 2022, then rose by 4.91% to 0.61 in 2023, then fell by 3.31% to 0.59 in 2024, then rose by 3.28% to 0.61 in 2025.
  • Per Business Quant, the three most recent readings for MA's Asset Utilization Ratio are 0.61 (Q4 2025), 0.6 (Q3 2025), and 0.61 (Q2 2025).