Regional Management (RM) Gross Margin (2012 - 2026)
Regional Management (RM) posted quarterly Gross Margin of 97.5% for Q1 2026, up 103.0% YoY from 48.03% in Q1 2025, and little changed sequentially from 97.72% in Q4 2025.
Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends
Regional Management has disclosed Gross Margin across 15 years of filings, most recently posting 97.5% for Q1 2026.
- In Q1 2026, Gross Margin rose 103.0% year-over-year to 97.5%; the TTM figure through Mar 2026 stood at 97.37% (up 2784.0% YoY), while the FY2025 annual figure was 97.13%, up 3029.0% from the prior year.
- Gross Margin was little changed at 97.5% in Q1 2026, from 97.72% in the prior quarter.
- Over the last five years, Gross Margin for RM reached as high as 101.27% in Q4 2024 and fell as low as 96.47% in Q1 2025.
- The 5-year median for Gross Margin is 97.01% (2024), against an average of 97.28%.
- Annual changes were most pronounced in 2024 — Gross Margin surged 443 bps — and 2025, when it tumbled 355 bps.
- A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then increased by 0 bps to 96.84% in 2023, then gained by 5 bps to 101.27% in 2024, then decreased by 4 bps to 97.72% in 2025, then retreated by 0 bps to 97.5% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 97.5%, 97.72%, and 97.45% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | 97.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 97.50% |
| Dec 31, 2025 | 97.72% |
| Sep 30, 2025 | 97.45% |
| Jun 30, 2025 | 96.79% |
| Mar 31, 2025 | 96.47% |
| Dec 31, 2024 | 101.27% |
| Sep 30, 2024 | 96.53% |
| Jun 30, 2024 | 96.62% |
| Mar 31, 2024 | 97.01% |
| Dec 31, 2023 | 96.84% |
| Sep 30, 2023 | 97.11% |
| Jun 30, 2023 | 97.12% |
| Mar 31, 2023 | 97.50% |
| Dec 31, 2022 | 96.79% |
| Sep 30, 2022 | 97.00% |
| Jun 30, 2022 | 96.66% |
| Mar 31, 2022 | 97.44% |
| Dec 31, 2021 | 96.29% |
| Sep 30, 2021 | 97.77% |
| Jun 30, 2021 | 95.21% |