Regional Management (RM) Gross Margin (2012 - 2026)
Regional Management (RM) posted quarterly Gross Margin of 97.09% for Q2 2026, up 30.0% year-over-year from 74.68% in Q2 2025, and little changed on a QoQ basis from 97.5% in Q1 2026.
Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends
Regional Management has reported Gross Margin for 15 years, with the latest figure at 97.09% in Q2 2026.
- Gross Margin for Q2 2026 came in at 97.09%, up 30.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 97.44% (up 76.0% YoY), and the FY2025 annual result was 97.13%, up 36.0% from the prior year.
- Gross Margin held at 97.09% in Q2 2026, from 97.5% in the prior quarter.
- Over five years, Gross Margin peaked at 97.72% in Q4 2025 and troughed at 96.47% in Q1 2025.
- A 5-year average of 97.03% and a median of 97.01% in 2022 frame the typical range for Gross Margin.
- The largest YoY upside for Gross Margin was 145 bps in 2022 against a maximum downside of 77 bps in 2022.
- A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then rose by 0 bps to 96.84% in 2023, then advanced by 0 bps to 96.91% in 2024, then increased by 1 bps to 97.72% in 2025, then fell by 1 bps to 97.09% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 97.09% in Q2 2026, 97.5% in Q1 2026, and 97.72% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | Regional Management | 296.42 Mn | 175.12 Mn | 163.12 Mn | 97.09% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 97.09% |
| Mar 31, 2026 | 64.60% |
| Dec 31, 2025 | 65.98% |
| Sep 30, 2025 | 63.02% |
| Jun 30, 2025 | 56.00% |
| Mar 31, 2025 | 52.15% |
| Dec 31, 2024 | 96.91% |
| Sep 30, 2024 | 96.53% |
| Jun 30, 2024 | 96.62% |
| Mar 31, 2024 | 97.01% |
| Dec 31, 2023 | 82.98% |
| Sep 30, 2023 | 97.11% |
| Jun 30, 2023 | 65.69% |
| Mar 31, 2023 | 69.17% |
| Dec 31, 2022 | 96.79% |
| Sep 30, 2022 | 97.00% |
| Jun 30, 2022 | 96.66% |
| Mar 31, 2022 | 70.68% |
| Dec 31, 2021 | 96.29% |
| Sep 30, 2021 | 97.77% |