Regional Management (RM) Gross Margin (2012 - 2026)
Regional Management (RM) reported Gross Margin of 97.5% for Q1 2026, up 103.0% year-over-year from 48.03% in Q1 2025, and little changed quarter-over-quarter from 97.72% in Q4 2025.
Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends
Regional Management (RM) has 15 years of Gross Margin data on file, last reported at 97.5% in Q1 2026.
- Gross Margin for Q1 2026 came in at 97.5%, up 103.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 97.37% (up 2784.0% YoY), and the FY2025 annual result was 97.13%, up 3029.0% from the prior year.
- Gross Margin held at 97.5% in Q1 2026 per RM's latest filing, from 97.72% in the prior quarter.
- Over five years, Gross Margin peaked at 101.27% in Q4 2024 and troughed at 96.47% in Q1 2025.
- A 5-year average of 97.28% and a median of 97.01% in 2024 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2024 and 2025: Gross Margin surged 443 bps in 2024, then sank 355 bps in 2025.
- A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then increased by 0 bps to 96.84% in 2023, then gained by 5 bps to 101.27% in 2024, then decreased by 4 bps to 97.72% in 2025, then retreated by 0 bps to 97.5% in 2026.
- Business Quant data shows RM's Gross Margin at 97.5% in Q1 2026, 97.72% in Q4 2025, and 97.45% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | 97.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 97.50% |
| Dec 31, 2025 | 97.72% |
| Sep 30, 2025 | 97.45% |
| Jun 30, 2025 | 96.79% |
| Mar 31, 2025 | 96.47% |
| Dec 31, 2024 | 101.27% |
| Sep 30, 2024 | 96.53% |
| Jun 30, 2024 | 96.62% |
| Mar 31, 2024 | 97.01% |
| Dec 31, 2023 | 96.84% |
| Sep 30, 2023 | 97.11% |
| Jun 30, 2023 | 97.12% |
| Mar 31, 2023 | 97.50% |
| Dec 31, 2022 | 96.79% |
| Sep 30, 2022 | 97.00% |
| Jun 30, 2022 | 96.66% |
| Mar 31, 2022 | 97.44% |
| Dec 31, 2021 | 96.29% |
| Sep 30, 2021 | 97.77% |
| Jun 30, 2021 | 95.21% |