Regional Management (RM) Gross Margin (2012 - 2026)

Regional Management (RM) reported Gross Margin of 97.5% for Q1 2026, up 103.0% year-over-year from 48.03% in Q1 2025, and little changed quarter-over-quarter from 97.72% in Q4 2025.

Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends

Regional Management (RM) has 15 years of Gross Margin data on file, last reported at 97.5% in Q1 2026.

  • Gross Margin for Q1 2026 came in at 97.5%, up 103.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 97.37% (up 2784.0% YoY), and the FY2025 annual result was 97.13%, up 3029.0% from the prior year.
  • Gross Margin held at 97.5% in Q1 2026 per RM's latest filing, from 97.72% in the prior quarter.
  • Over five years, Gross Margin peaked at 101.27% in Q4 2024 and troughed at 96.47% in Q1 2025.
  • A 5-year average of 97.28% and a median of 97.01% in 2024 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2024 and 2025: Gross Margin surged 443 bps in 2024, then sank 355 bps in 2025.
  • A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then increased by 0 bps to 96.84% in 2023, then gained by 5 bps to 101.27% in 2024, then decreased by 4 bps to 97.72% in 2025, then retreated by 0 bps to 97.5% in 2026.
  • Business Quant data shows RM's Gross Margin at 97.5% in Q1 2026, 97.72% in Q4 2025, and 97.45% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 Regional Management 329.23 Mn 324.37 Mn 163.11 Mn 97.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 97.50%
Dec 31, 2025 97.72%
Sep 30, 2025 97.45%
Jun 30, 2025 96.79%
Mar 31, 2025 96.47%
Dec 31, 2024 101.27%
Sep 30, 2024 96.53%
Jun 30, 2024 96.62%
Mar 31, 2024 97.01%
Dec 31, 2023 96.84%
Sep 30, 2023 97.11%
Jun 30, 2023 97.12%
Mar 31, 2023 97.50%
Dec 31, 2022 96.79%
Sep 30, 2022 97.00%
Jun 30, 2022 96.66%
Mar 31, 2022 97.44%
Dec 31, 2021 96.29%
Sep 30, 2021 97.77%
Jun 30, 2021 95.21%