Regional Management (RM) Gross Margin (2012 - 2026)

Regional Management (RM) posted quarterly Gross Margin of 97.5% for Q1 2026, up 103.0% YoY from 48.03% in Q1 2025, and little changed sequentially from 97.72% in Q4 2025.

Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends

Regional Management has disclosed Gross Margin across 15 years of filings, most recently posting 97.5% for Q1 2026.

  • In Q1 2026, Gross Margin rose 103.0% year-over-year to 97.5%; the TTM figure through Mar 2026 stood at 97.37% (up 2784.0% YoY), while the FY2025 annual figure was 97.13%, up 3029.0% from the prior year.
  • Gross Margin was little changed at 97.5% in Q1 2026, from 97.72% in the prior quarter.
  • Over the last five years, Gross Margin for RM reached as high as 101.27% in Q4 2024 and fell as low as 96.47% in Q1 2025.
  • The 5-year median for Gross Margin is 97.01% (2024), against an average of 97.28%.
  • Annual changes were most pronounced in 2024 — Gross Margin surged 443 bps — and 2025, when it tumbled 355 bps.
  • A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then increased by 0 bps to 96.84% in 2023, then gained by 5 bps to 101.27% in 2024, then decreased by 4 bps to 97.72% in 2025, then retreated by 0 bps to 97.5% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 97.5%, 97.72%, and 97.45% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn 97.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 97.50%
Dec 31, 2025 97.72%
Sep 30, 2025 97.45%
Jun 30, 2025 96.79%
Mar 31, 2025 96.47%
Dec 31, 2024 101.27%
Sep 30, 2024 96.53%
Jun 30, 2024 96.62%
Mar 31, 2024 97.01%
Dec 31, 2023 96.84%
Sep 30, 2023 97.11%
Jun 30, 2023 97.12%
Mar 31, 2023 97.50%
Dec 31, 2022 96.79%
Sep 30, 2022 97.00%
Jun 30, 2022 96.66%
Mar 31, 2022 97.44%
Dec 31, 2021 96.29%
Sep 30, 2021 97.77%
Jun 30, 2021 95.21%