Regional Management (RM) Gross Margin (2012 - 2026)

Regional Management (RM) posted quarterly Gross Margin of 97.09% for Q2 2026, up 30.0% year-over-year from 74.68% in Q2 2025, and little changed on a QoQ basis from 97.5% in Q1 2026.

Regional Management (RM) Gross Margin (2012 - 2026) Analysis & Trends

Regional Management has reported Gross Margin for 15 years, with the latest figure at 97.09% in Q2 2026.

  • Gross Margin for Q2 2026 came in at 97.09%, up 30.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 97.44% (up 76.0% YoY), and the FY2025 annual result was 97.13%, up 36.0% from the prior year.
  • Gross Margin held at 97.09% in Q2 2026, from 97.5% in the prior quarter.
  • Over five years, Gross Margin peaked at 97.72% in Q4 2025 and troughed at 96.47% in Q1 2025.
  • A 5-year average of 97.03% and a median of 97.01% in 2022 frame the typical range for Gross Margin.
  • The largest YoY upside for Gross Margin was 145 bps in 2022 against a maximum downside of 77 bps in 2022.
  • A 5-year view of Gross Margin shows it stood at 96.79% in 2022, then rose by 0 bps to 96.84% in 2023, then advanced by 0 bps to 96.91% in 2024, then increased by 1 bps to 97.72% in 2025, then fell by 1 bps to 97.09% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 97.09% in Q2 2026, 97.5% in Q1 2026, and 97.72% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 91.60%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -32.14%
10 Regional Management 296.42 Mn 175.12 Mn 163.12 Mn 97.09%

Historic Data

Download Data
DateValue
Jun 30, 2026 97.09%
Mar 31, 2026 64.60%
Dec 31, 2025 65.98%
Sep 30, 2025 63.02%
Jun 30, 2025 56.00%
Mar 31, 2025 52.15%
Dec 31, 2024 96.91%
Sep 30, 2024 96.53%
Jun 30, 2024 96.62%
Mar 31, 2024 97.01%
Dec 31, 2023 82.98%
Sep 30, 2023 97.11%
Jun 30, 2023 65.69%
Mar 31, 2023 69.17%
Dec 31, 2022 96.79%
Sep 30, 2022 97.00%
Jun 30, 2022 96.66%
Mar 31, 2022 70.68%
Dec 31, 2021 96.29%
Sep 30, 2021 97.77%