Regional Management Corp. (RM) is the 38th largest of 52 Credit Services companies by market capitalisation, at 304.02 Mn, behind CPI Card Group Inc. at 332.13 Mn. It trades on a P/E of 6.25, 36% below the peer median of 9.79. The table below compares all 52 on 4 financial metrics.
| # | Ticker | Company | Market Capitalization | P/E | P/S | Enterprise Value |
|---|---|---|---|---|---|---|
| 1 | V | Visa Inc. | 680.39 Bn | 28.26 | 15.29 | 668.03 Bn |
| 2 | MA | Mastercard Inc | 518.33 Bn | 32.30 | 14.77 | 504.84 Bn |
| 3 | AXP | American Express Co | 224.91 Bn | 19.74 | 2.96 | 175.59 Bn |
| 4 | COF | Capital One Financial Corp | 132.31 Bn | 13.16 | 2.13 | 77.60 Bn |
| 5 | PYPL | PayPal Holdings, Inc. | 46.25 Bn | 9.60 | 1.36 | 35.00 Bn |
| 6 | AFRM | Affirm Holdings, Inc. | 26.22 Bn | 13.51 | 6.15 | 24.59 Bn |
| 7 | SYF | Synchrony Financial | 25.37 Bn | 7.53 | 1.30 | 9.17 Bn |
| 8 | SOFI | SoFi Technologies, Inc. | 23.30 Bn | 36.45 | 5.41 | 20.18 Bn |
| 9 | ALLY | Ally Financial Inc. | 12.85 Bn | 9.79 | 1.48 | 5.01 Bn |
| 10 | FCFS | FirstCash Holdings, Inc. | 9.51 Bn | 24.74 | 2.31 | 9.34 Bn |
| 11 | DXF | Eason Technology Ltd | 6.75 Bn | -4,554.92 | 5,485.56 | 6.75 Bn |
| 12 | CACC | Credit Acceptance Corp | 6.17 Bn | 13.75 | 2.65 | 5.68 Bn |
| 13 | ENVA | Enova International, Inc. | 5.79 Bn | 16.29 | 1.68 | 5.67 Bn |
| 14 | SLM | SLM Corp | 4.96 Bn | 6.91 | 2.51 | 0.17 Bn |
| 15 | NNI | Nelnet Inc | 4.59 Bn | 19.09 | 8.32 | 4.28 Bn |
| 16 | SEZL | Sezzle Inc. | 4.18 Bn | 25.86 | 7.86 | 4.09 Bn |
| 17 | BFH | Bread Financial Holdings, Inc. | 4.09 Bn | 7.47 | 1.03 | -15.99 Bn |
| 18 | UPST | Upstart Holdings, Inc. | 2.83 Bn | 46.55 | 2.27 | 2.38 Bn |
| 19 | AGM | Federal Agricultural Mortgage Corp | 2.40 Bn | 12.01 | 5.39 | 1.36 Bn |
| 20 | WU | Western Union CO | 2.26 Bn | 4.32 | 0.56 | 1.34 Bn |
| 21 | ECPG | Encore Capital Group Inc | 2.10 Bn | 7.07 | 1.10 | 1.92 Bn |
| 22 | EZPW | Ezcorp Inc | 2.03 Bn | 12.76 | 1.28 | 1.72 Bn |
| 23 | ATLC | Atlanticus Holdings Corp | 1.38 Bn | 9.53 | 0.52 | 0.82 Bn |
| 24 | JCAP | Jefferson Capital, Inc. / DE | 1.21 Bn | 8.03 | 1.90 | 1.19 Bn |
| 25 | LU | Lufax Holding Ltd | 1.14 Bn | -2.82 | 0.58 | -1.14 Bn |
| 26 | HTT | High Templar Tech Ltd | 1.11 Bn | 11.97 | 195.46 | 1.11 Bn |
| 27 | QFIN | Qfin Holdings, Inc. | 1.07 Bn | 2.19 | 0.45 | -390.93 Bn |
| 28 | WRLD | World Acceptance Corp | 0.88 Bn | 21.46 | 1.48 | 0.87 Bn |
| 29 | FINV | FinVolution Group | 0.86 Bn | 0.35 | 0.45 | -0.31 Bn |
| 30 | GDOT | Green Dot Corp | 0.76 Bn | -29.18 | 0.33 | -0.38 Bn |
| 31 | PRAA | Pra Group Inc | 0.72 Bn | -2.87 | 0.54 | 0.66 Bn |
| 32 | OPFI | OppFi Inc. | 0.48 Bn | 2.59 | 1.31 | 0.39 Bn |
| 33 | XYF | X Financial | 0.43 Bn | 3.03 | 0.54 | 0.15 Bn |
| 34 | LX | LexinFintech Holdings Ltd. | 0.40 Bn | 0.98 | 0.21 | -0.06 Bn |
| 35 | LPRO | Open Lending Corp | 0.37 Bn | -69.35 | 4.16 | 0.19 Bn |
| 36 | OPRT | Oportun Financial Corp | 0.34 Bn | 18.29 | 0.36 | 0.20 Bn |
| 37 | PMTS | CPI Card Group Inc. | 0.33 Bn | 23.17 | 0.57 | 0.31 Bn |
| 38 | RM | Regional Management Corp. | 0.30 Bn | 6.25 | 0.45 | 0.18 Bn |
| 39 | MFIN | Medallion Financial Corp | 0.28 Bn | 6.69 | — | 0.24 Bn |
| 40 | TROO | Troops, Inc. /Cayman Islands/ | 0.26 Bn | 1.36 | 15.36 | 0.26 Bn |
| 41 | CPSS | Consumer Portfolio Services, Inc. | 0.20 Bn | 9.45 | 0.45 | 0.03 Bn |
| 42 | FOA | Finance of America Companies Inc. | 0.16 Bn | -4.66 | 0.48 | 0.16 Bn |
| 43 | JFIN | Jiayin Group Inc. | 0.11 Bn | 2.51 | 0.19 | 0.04 Bn |
| 44 | YRD | Yiren Digital Ltd. | 0.09 Bn | 0.00 | 0.00 | -409,507.94 Bn |
| 45 | ANTA | Antalpha Platform Holding Co | 0.09 Bn | 0.00 | 1.63 | -1,592.30 Bn |
| 46 | SUIG | SUI Group Holdings Ltd. | 0.07 Bn | -0.26 | 23.31 | 0.07 Bn |
| 47 | VRM | Vroom, Inc. | 0.05 Bn | -1.02 | 0.24 | -0.09 Bn |
| 48 | STQN | Strategic Acquisitions Inc /Nv/ | 0.02 Bn | -131.82 | — | 0.02 Bn |
| 49 | JF | J & Friends Holdings Ltd | 0.02 Bn | -18.12 | 10.12 | 0.02 Bn |
| 50 | SPFX | Standard Premium Finance Holdings, Inc. | 0.01 Bn | 6.71 | 0.65 | 0.01 Bn |
| 51 | SNTG | Sentage Holdings Inc. | 0.00 Bn | -2.14 | 70.84 | -25.75 Bn |
| 52 | SPST | Superstar Platforms Inc. | 0.00 Bn | -7.50 | — | 0.00 Bn |