Regional Management (RM) Debt Ratio (2011 - 2025)

Regional Management (RM) reported Debt Ratio of 0.11 for Q4 2025, down 56.57% year-over-year from 0.24 in Q4 2024, and down 56.57% quarter-over-quarter from 0.24 in Q4 2024.

Regional Management (RM) Debt Ratio (2011 - 2025) Analysis & Trends

Regional Management (RM) has 9 years of Debt Ratio data on file, last reported at 0.11 in Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.11, down 56.57% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.11 (down 56.57% YoY), and the FY2025 annual result was 0.11, down 56.57% from the prior year.
  • Debt Ratio fell to 0.11 in Q4 2025 per RM's latest filing, from 0.24 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.25 in Q4 2023 and troughed at 0.02 in Q4 2022.
  • A 5-year average of 0.13 and a median of 0.11 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 63.56% in 2022, then soared 1214.41% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.05 in 2021, then slumped by 63.56% to 0.02 in 2022, then soared by 1214.41% to 0.25 in 2023, then retreated by 0.3% to 0.24 in 2024, then plunged by 56.57% to 0.11 in 2025.
  • Business Quant data shows RM's Debt Ratio at 0.11 in Q4 2025, 0.24 in Q4 2024, and 0.25 in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Regional Management 329.23 Mn 324.37 Mn 163.11 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.11
Dec 31, 2024 0.24
Dec 31, 2023 0.25
Dec 31, 2022 0.02
Dec 31, 2021 0.05
Dec 31, 2020 0.09
Mar 31, 2013 0.65
Dec 31, 2012 0.67
Sep 30, 2012 0.66
Jun 30, 2012 0.62
Mar 31, 2012 0.08
Dec 31, 2011 0.08