Regional Management (RM) Debt Ratio (2011 - 2025)

Regional Management (RM) posted quarterly Debt Ratio of 0.11 for Q4 2025, down 56.57% YoY from 0.24 in Q4 2024, and down 56.57% sequentially from 0.24 in Q4 2024.

Regional Management (RM) Debt Ratio (2011 - 2025) Analysis & Trends

Regional Management has disclosed Debt Ratio across 9 years of filings, most recently posting 0.11 for Q4 2025.

  • In Q4 2025, Debt Ratio fell 56.57% year-over-year to 0.11; the TTM figure through Dec 2025 stood at 0.11 (down 56.57% YoY), while the FY2025 annual figure was 0.11, down 56.57% from the prior year.
  • Debt Ratio slipped to 0.11 in Q4 2025, from 0.24 in the prior quarter.
  • Over the last five years, Debt Ratio for RM reached as high as 0.25 in Q4 2023 and fell as low as 0.02 in Q4 2022.
  • The 5-year median for Debt Ratio is 0.11 (2025), against an average of 0.13.
  • Annual changes were most pronounced in 2022 — Debt Ratio tumbled 63.56% — and 2023, when it soared 1214.41%.
  • A 5-year view of Debt Ratio shows it stood at 0.05 in 2021, then plunged by 63.56% to 0.02 in 2022, then soared by 1214.41% to 0.25 in 2023, then retreated by 0.3% to 0.24 in 2024, then slumped by 56.57% to 0.11 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.24, and 0.25 for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.11
Dec 31, 2024 0.24
Dec 31, 2023 0.25
Dec 31, 2022 0.02
Dec 31, 2021 0.05
Dec 31, 2020 0.09
Mar 31, 2013 0.65
Dec 31, 2012 0.67
Sep 30, 2012 0.66
Jun 30, 2012 0.62
Mar 31, 2012 0.08
Dec 31, 2011 0.08