Regional Management (RM) Debt Ratio (2011 - 2026)
Regional Management's (RM) quarterly Debt Ratio came in at 0.78 in Q2 2026, up 2.7% year-over-year from 0.76 in Q2 2025, and up 0.71% quarter-over-quarter from 0.78 in Q1 2026.
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Analysis
Regional Management (RM) Debt Ratio (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported Debt Ratio for 14 consecutive years, with 0.78 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio rose 2.7% year-over-year to 0.78 in Q2 2026; TTM through Jun 2026 was 0.78, a 2.7% increase from a year earlier, with the FY2025 full-year figure at 1.09, up 5.91% from the prior year.
- Debt Ratio was 0.78 for Q2 2026 at Regional Management, up from 0.78 in the prior quarter.
- Over five years, Debt Ratio peaked at 1.09 in Q4 2025 and troughed at 0.71 in Q1 2024.
- A 5-year average of 0.83 and a median of 0.78 in 2023 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio rose 10.63% in 2022 and retreated 8.21% in 2024, its largest moves.
- Over 5 years, Debt Ratio stood at 1.02 in 2022, then fell by 0.03% to 1.02 in 2023, then increased by 1.21% to 1.03 in 2024, then rose by 5.91% to 1.09 in 2025, then declined by 28.28% to 0.78 in 2026.
- The last three Debt Ratio figures came in at 0.78 (Q2 2026), 0.78 (Q1 2026), and 1.09 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 0.21 |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 0.13 |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 0.43 |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 0.58 |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 0.20 |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 0.69 |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 0.15 |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 0.24 |
| 10 | Regional Management | 292.53 Mn | 171.22 Mn | 163.12 Mn | 0.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.78 |
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | 0.78 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.77 |
| Dec 31, 2024 | 1.03 |
| Sep 30, 2024 | 0.76 |
| Jun 30, 2024 | 0.77 |
| Mar 31, 2024 | 0.71 |
| Dec 31, 2023 | 1.02 |
| Sep 30, 2023 | 0.77 |
| Jun 30, 2023 | 0.78 |
| Mar 31, 2023 | 0.78 |
| Dec 31, 2022 | 1.02 |
| Sep 30, 2022 | 0.77 |
| Jun 30, 2022 | 0.76 |
| Mar 31, 2022 | 0.75 |
| Dec 31, 2021 | 1.03 |
| Sep 30, 2021 | 0.74 |
API Access
Regional Management Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();