Regional Management (RM) Debt Ratio (2011 - 2025)
Regional Management (RM) reported Debt Ratio of 0.11 for Q4 2025, down 56.57% year-over-year from 0.24 in Q4 2024, and down 56.57% quarter-over-quarter from 0.24 in Q4 2024.
Regional Management (RM) Debt Ratio (2011 - 2025) Analysis & Trends
Regional Management (RM) has 9 years of Debt Ratio data on file, last reported at 0.11 in Q4 2025.
- Debt Ratio for Q4 2025 came in at 0.11, down 56.57% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.11 (down 56.57% YoY), and the FY2025 annual result was 0.11, down 56.57% from the prior year.
- Debt Ratio fell to 0.11 in Q4 2025 per RM's latest filing, from 0.24 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.25 in Q4 2023 and troughed at 0.02 in Q4 2022.
- A 5-year average of 0.13 and a median of 0.11 in 2025 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 63.56% in 2022, then soared 1214.41% in 2023.
- A 5-year view of Debt Ratio shows it stood at 0.05 in 2021, then slumped by 63.56% to 0.02 in 2022, then soared by 1214.41% to 0.25 in 2023, then retreated by 0.3% to 0.24 in 2024, then plunged by 56.57% to 0.11 in 2025.
- Business Quant data shows RM's Debt Ratio at 0.11 in Q4 2025, 0.24 in Q4 2024, and 0.25 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.25 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.36 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.06 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.06 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.24 |
| Dec 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.05 |
| Dec 31, 2020 | 0.09 |
| Mar 31, 2013 | 0.65 |
| Dec 31, 2012 | 0.67 |
| Sep 30, 2012 | 0.66 |
| Jun 30, 2012 | 0.62 |
| Mar 31, 2012 | 0.08 |
| Dec 31, 2011 | 0.08 |