Regional Management (RM) Debt Ratio (2011 - 2026)
Regional Management (RM) posted quarterly Debt Ratio of 0.78 for Q2 2026, up 2.7% year-over-year from 0.76 in Q2 2025, and up 0.71% on a QoQ basis from 0.78 in Q1 2026.
Analysis
Regional Management (RM) Debt Ratio (2011 - 2026) Analysis & Trends
Regional Management has reported Debt Ratio for 14 years, with the latest figure at 0.78 in Q2 2026.
- Debt Ratio for Q2 2026 came in at 0.78, up 2.7% year-over-year; the trailing twelve-month figure through Jun 2026 was 0.78 (up 2.7% YoY), and the FY2025 annual result was 1.09, up 5.91% from the prior year.
- Debt Ratio grew to 0.78 in Q2 2026, from 0.78 in the prior quarter.
- Over five years, Debt Ratio peaked at 1.09 in Q4 2025 and troughed at 0.71 in Q1 2024.
- A 5-year average of 0.83 and a median of 0.78 in 2023 frame the typical range for Debt Ratio.
- The widest annual swing landed in 2022, when Debt Ratio increased 10.63%; it then fell 8.21% in 2024.
- A 5-year view of Debt Ratio shows it stood at 1.02 in 2022, then decreased by 0.03% to 1.02 in 2023, then gained by 1.21% to 1.03 in 2024, then advanced by 5.91% to 1.09 in 2025, then retreated by 28.28% to 0.78 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.78 in Q2 2026, 0.78 in Q1 2026, and 1.09 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | Regional Management | 304.02 Mn | 182.71 Mn | 163.12 Mn | 0.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.78 |
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | 0.78 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.77 |
| Dec 31, 2024 | 1.03 |
| Sep 30, 2024 | 0.76 |
| Jun 30, 2024 | 0.77 |
| Mar 31, 2024 | 0.71 |
| Dec 31, 2023 | 1.02 |
| Sep 30, 2023 | 0.77 |
| Jun 30, 2023 | 0.78 |
| Mar 31, 2023 | 0.78 |
| Dec 31, 2022 | 1.02 |
| Sep 30, 2022 | 0.77 |
| Jun 30, 2022 | 0.76 |
| Mar 31, 2022 | 0.75 |
| Dec 31, 2021 | 1.03 |
| Sep 30, 2021 | 0.74 |