Regional Management (RM) Debt Ratio (2011 - 2026)

Regional Management (RM) posted quarterly Debt Ratio of 0.78 for Q2 2026, up 2.7% year-over-year from 0.76 in Q2 2025, and up 0.71% on a QoQ basis from 0.78 in Q1 2026.

Regional Management (RM) Debt Ratio (2011 - 2026) Analysis & Trends

Regional Management has reported Debt Ratio for 14 years, with the latest figure at 0.78 in Q2 2026.

  • Debt Ratio for Q2 2026 came in at 0.78, up 2.7% year-over-year; the trailing twelve-month figure through Jun 2026 was 0.78 (up 2.7% YoY), and the FY2025 annual result was 1.09, up 5.91% from the prior year.
  • Debt Ratio grew to 0.78 in Q2 2026, from 0.78 in the prior quarter.
  • Over five years, Debt Ratio peaked at 1.09 in Q4 2025 and troughed at 0.71 in Q1 2024.
  • A 5-year average of 0.83 and a median of 0.78 in 2023 frame the typical range for Debt Ratio.
  • The widest annual swing landed in 2022, when Debt Ratio increased 10.63%; it then fell 8.21% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 1.02 in 2022, then decreased by 0.03% to 1.02 in 2023, then gained by 1.21% to 1.03 in 2024, then advanced by 5.91% to 1.09 in 2025, then retreated by 28.28% to 0.78 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.78 in Q2 2026, 0.78 in Q1 2026, and 1.09 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Regional Management 296.42 Mn 175.12 Mn 163.12 Mn 0.78

Historic Data

Download Data
DateValue
Jun 30, 2026 0.78
Mar 31, 2026 0.78
Dec 31, 2025 0.89
Sep 30, 2025 0.78
Jun 30, 2025 0.76
Mar 31, 2025 0.77
Dec 31, 2024 1.03
Sep 30, 2024 0.76
Jun 30, 2024 0.77
Mar 31, 2024 0.71
Dec 31, 2023 1.00
Sep 30, 2023 0.77
Jun 30, 2023 0.78
Mar 31, 2023 0.78
Dec 31, 2022 0.94
Sep 30, 2022 0.77
Jun 30, 2022 0.76
Mar 31, 2022 0.75
Dec 31, 2021 0.80
Sep 30, 2021 0.74