Regional Management (RM) Debt Ratio (2011 - 2025)
Regional Management (RM) posted quarterly Debt Ratio of 0.11 for Q4 2025, down 56.57% YoY from 0.24 in Q4 2024, and down 56.57% sequentially from 0.24 in Q4 2024.
Regional Management (RM) Debt Ratio (2011 - 2025) Analysis & Trends
Regional Management has disclosed Debt Ratio across 9 years of filings, most recently posting 0.11 for Q4 2025.
- In Q4 2025, Debt Ratio fell 56.57% year-over-year to 0.11; the TTM figure through Dec 2025 stood at 0.11 (down 56.57% YoY), while the FY2025 annual figure was 0.11, down 56.57% from the prior year.
- Debt Ratio slipped to 0.11 in Q4 2025, from 0.24 in the prior quarter.
- Over the last five years, Debt Ratio for RM reached as high as 0.25 in Q4 2023 and fell as low as 0.02 in Q4 2022.
- The 5-year median for Debt Ratio is 0.11 (2025), against an average of 0.13.
- Annual changes were most pronounced in 2022 — Debt Ratio tumbled 63.56% — and 2023, when it soared 1214.41%.
- A 5-year view of Debt Ratio shows it stood at 0.05 in 2021, then plunged by 63.56% to 0.02 in 2022, then soared by 1214.41% to 0.25 in 2023, then retreated by 0.3% to 0.24 in 2024, then slumped by 56.57% to 0.11 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.24, and 0.25 for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.24 |
| Dec 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.05 |
| Dec 31, 2020 | 0.09 |
| Mar 31, 2013 | 0.65 |
| Dec 31, 2012 | 0.67 |
| Sep 30, 2012 | 0.66 |
| Jun 30, 2012 | 0.62 |
| Mar 31, 2012 | 0.08 |
| Dec 31, 2011 | 0.08 |