Visa (V) Debt Ratio (2009 - 2026)

Visa (V) posted Debt Ratio of 0.25 for Q1 2026, up 15.32% quarter-over-quarter from 0.22 in Q4 2025, and up 12.81% year-on-year from 0.22 in Q1 2025.

Visa (V) Debt Ratio (2009 - 2026) Analysis & Trends

Visa (V) has reported Debt Ratio for 14 consecutive years, with 0.25 the latest figure, recorded in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.25, up 12.81% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.25 (up 12.81% YoY), and the FY2025 annual result was 0.25, up 14.6% from the prior year.
  • Debt Ratio was 0.25 for Q1 2026 at Visa, up from 0.22 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.28 in Q2 2022 and troughed at 0.22 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.24, with a median of 0.23 recorded in 2023.
  • Year-over-year, Debt Ratio decreased 17.3% in 2023 and grew 14.6% in 2025.
  • Over 5 years, Debt Ratio stood at 0.24 in 2022, then declined by 5.6% to 0.23 in 2023, then decreased by 0.97% to 0.22 in 2024, then slipped by 2.47% to 0.22 in 2025, then advanced by 15.32% to 0.25 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.25 in Q1 2026, 0.22 in Q4 2025, and 0.25 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Sezzle 5.91 Bn 5.79 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.25
Dec 31, 2025 0.22
Sep 30, 2025 0.25
Jun 30, 2025 0.25
Mar 31, 2025 0.22
Dec 31, 2024 0.22
Sep 30, 2024 0.22
Jun 30, 2024 0.23
Mar 31, 2024 0.22
Dec 31, 2023 0.23
Sep 30, 2023 0.23
Jun 30, 2023 0.23
Mar 31, 2023 0.24
Dec 31, 2022 0.24
Sep 30, 2022 0.26
Jun 30, 2022 0.28
Mar 31, 2022 0.26
Dec 31, 2021 0.26
Sep 30, 2021 0.25
Jun 30, 2021 0.25