Synchrony Financial (SYF) Debt Ratio (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Debt Ratio data on file, last reported at 0.13 in Q2 2026.

• Quarterly Debt Ratio rose 1.44% year-over-year to 0.13 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.13 (up 1.44% YoY) and the FY2025 annual result came in at 0.13, down 1.51% from the prior year.
• Debt Ratio was little changed at 0.13 in Q2 2026, from 0.14 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.14 in Q3 2022 to a low of 0.12 in Q3 2025.
• A 5-year average of 0.13 and a median of 0.13 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio fell 12.68% — and 2025, when it gained 4.69%.
• Tracing SYF's Debt Ratio over 5 years: stood at 0.14 in 2022, then increased by 0.24% to 0.14 in 2023, then slipped by 4.86% to 0.13 in 2024, then fell by 1.51% to 0.13 in 2025, then grew by 5.72% to 0.13 in 2026.
• The last three Debt Ratio figures came in at 0.13 (Q2 2026), 0.14 (Q1 2026), and 0.13 (Q4 2025), per Business Quant data.