Synchrony Financial (SYF) Debt Ratio (2013 - 2026)

Synchrony Financial (SYF) has reported Debt Ratio for 14 consecutive years, with 0.13 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Debt Ratio rose 1.44% year-over-year to 0.13; the trailing twelve-month figure through Jun 2026 stood at 0.13 (up 1.44% YoY), and the FY2025 full-year result was 0.13, down 1.51% from the prior year.
• Debt Ratio was little changed at 0.13 in Q2 2026 per SYF's latest filing, from 0.14 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.14 in Q3 2022 and bottomed at 0.12 in Q3 2025.
• Historically, Debt Ratio has averaged 0.13 across 5 years, with a median of 0.13 in 2024.
• The sharpest annual moves came in 2022 and 2025: Debt Ratio retreated 12.68% in 2022, then advanced 4.69% in 2025.
• Over 5 years, Debt Ratio stood at 0.14 in 2022, then gained by 0.24% to 0.14 in 2023, then declined by 4.86% to 0.13 in 2024, then decreased by 1.51% to 0.13 in 2025, then rose by 5.72% to 0.13 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.13, 0.14, and 0.13 for Q2 2026, Q1 2026, and Q4 2025 respectively.