Rhinebeck Bancorp (RBKB) Change in Net Loans (2019 - 2025)
Rhinebeck Bancorp (RBKB) posted quarterly Change in Net Loans of -$23.2 million for Q4 2025, down 365.65% year-over-year from $8.7 million in Q4 2024, and down 228.05% quarter-over-quarter from $18.1 million in Q3 2025.
Rhinebeck Bancorp (RBKB) Change in Net Loans (2019 - 2025) Analysis & Trends
Rhinebeck Bancorp (RBKB) has reported Change in Net Loans for 7 consecutive years, with -$23.2 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Change in Net Loans fell 365.65% year-over-year to -$23.2 million; the TTM figure through Dec 2025 stood at -$16.7 million (up 49.84% YoY), while the FY2025 annual figure was -$16.7 million, up 49.84% from the prior year.
- Change in Net Loans slipped to -$23.2 million in Q4 2025 per RBKB's latest filing, from $18.1 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $66.3 million in Q2 2022 and bottomed at -$28.2 million in Q3 2021.
- Historically, Change in Net Loans has averaged $4.3 million across 5 years, with a median of $4.8 million in 2023.
- Annual changes were most pronounced in 2021 — Change in Net Loans slumped 420.79% — and 2022, when it surged 817.46%.
- Rhinebeck Bancorp's Change in Net Loans stood at $18.6 million in 2021, then soared by 132.53% to $43.2 million in 2022, then slumped by 89.56% to $4.5 million in 2023, then soared by 93.29% to $8.7 million in 2024, then slumped by 365.65% to -$23.2 million in 2025.
- Business Quant data shows RBKB's Change in Net Loans at -$23.2 million in Q4 2025, $18.1 million in Q3 2025, and -$16.7 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Rhinebeck Bancorp | 137.54 Mn | -255.34 Mn | 606,000.00 | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -23.18 Mn |
| Sep 30, 2025 | 18.10 Mn |
| Jun 30, 2025 | -16.74 Mn |
| Mar 31, 2025 | 5.08 Mn |
| Dec 31, 2024 | 8.73 Mn |
| Sep 30, 2024 | -16.80 Mn |
| Jun 30, 2024 | -9.88 Mn |
| Mar 31, 2024 | -15.41 Mn |
| Dec 31, 2023 | 4.51 Mn |
| Sep 30, 2023 | 17.97 Mn |
| Jun 30, 2023 | -17.93 Mn |
| Mar 31, 2023 | 11.60 Mn |
| Dec 31, 2022 | 43.23 Mn |
| Sep 30, 2022 | 26.78 Mn |
| Jun 30, 2022 | 66.31 Mn |
| Mar 31, 2022 | 8.20 Mn |
| Dec 31, 2021 | 18.59 Mn |
| Sep 30, 2021 | -28.24 Mn |
| Jun 30, 2021 | -9.24 Mn |
| Mar 31, 2021 | -4.85 Mn |