CNFinance Holdings (CNF) Debt Ratio (2017 - 2026)
CNFinance Holdings' (CNF) quarterly Debt Ratio came in at 0.04 in Q2 2026, down 81.93% on a YoY basis from 0.24 in Q2 2025, and down 33.03% quarter-over-quarter from 0.07 in Q4 2025.
Analysis
CNFinance Holdings (CNF) Debt Ratio (2017 - 2026) Analysis & Trends
CNFinance Holdings (CNF) has reported Debt Ratio for 10 consecutive years, with 0.04 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 81.93% year-over-year to 0.04; the trailing twelve-month figure through Jun 2026 stood at 0.04 (down 81.93% YoY), and the FY2025 full-year result was 0.07, down 64.32% from the prior year.
- Debt Ratio fell to 0.04 in Q2 2026 per CNF's latest filing, from 0.07 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.55 in Q1 2022 and bottomed at 0.04 in Q2 2026.
- Historically, Debt Ratio has averaged 0.37 across 5 years, with a median of 0.48 in 2024.
- The sharpest annual moves came in 2024 and 2026: Debt Ratio soared 80.48% in 2024, then sank 81.93% in 2026.
- Over 5 years, Debt Ratio stood at 0.53 in 2022, then sank by 80.88% to 0.1 in 2023, then jumped by 80.48% to 0.18 in 2024, then sank by 64.32% to 0.07 in 2025, then sank by 33.03% to 0.04 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.04, 0.07, and 0.24 for Q2 2026, Q4 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | - |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 0.27 |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 0.46 |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 0.16 |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 1.77 |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | 0.17 |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | 0.04 |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 0.17 |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | 0.07 |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 0.32 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Dec 31, 2025 | 0.07 |
| Jun 30, 2025 | 0.24 |
| Dec 31, 2024 | 0.18 |
| Jun 30, 2024 | 0.48 |
| Dec 31, 2023 | 0.10 |
| Sep 30, 2023 | 0.47 |
| Jun 30, 2023 | 0.49 |
| Mar 31, 2023 | 0.50 |
| Dec 31, 2022 | 0.53 |
| Sep 30, 2022 | 0.54 |
| Jun 30, 2022 | 0.54 |
| Mar 31, 2022 | 0.55 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 0.56 |
| Jun 30, 2021 | 0.53 |
| Mar 31, 2021 | 0.51 |
| Dec 31, 2020 | 0.46 |
| Sep 30, 2020 | 0.45 |
| Jun 30, 2020 | 0.45 |