CNFinance Holdings (CNF) Debt Ratio (2017 - 2025)
CNFinance Holdings (CNF) reported Debt Ratio of 0.27 for Q4 2025, up 142.99% on a YoY basis from 0.11 in Q4 2024, and up 51.87% quarter-over-quarter from 0.18 in Q2 2025.
CNFinance Holdings (CNF) Debt Ratio (2017 - 2025) Analysis & Trends
CNFinance Holdings has reported Debt Ratio for 9 years, with the latest figure at 0.27 in Q4 2025.
- For the quarter ending Q4 2025, Debt Ratio rose 142.99% year-over-year to 0.27; the trailing twelve-month figure through Dec 2025 stood at 0.27 (up 142.99% YoY), and the FY2025 full-year result was 0.27, up 142.99% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.27, up from 0.18 in the prior quarter.
- The five-year high for Debt Ratio was 0.27 in Q4 2025, with the low at 0.0 in Q3 2022.
- Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.03 in 2021.
- Annual changes were most pronounced in 2022 — Debt Ratio sank 97.87% — and 2023, when it jumped 7775.11%.
- CNFinance Holdings' Debt Ratio stood at 0.0 in 2021, then surged by 147.29% to 0.01 in 2022, then surged by 439.41% to 0.04 in 2023, then soared by 164.76% to 0.11 in 2024, then soared by 142.99% to 0.27 in 2025.
- The last three Debt Ratio figures came in at 0.27 (Q4 2025), 0.18 (Q2 2025), and 0.11 (Q4 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.27 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.15 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.06 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.10 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.07 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.27 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.13 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.08 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.27 |
| Jun 30, 2025 | 0.18 |
| Dec 31, 2024 | 0.11 |
| Jun 30, 2024 | 0.07 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.02 |
| Mar 31, 2021 | 0.03 |
| Dec 31, 2020 | 0.04 |
| Sep 30, 2020 | 0.06 |
| Jun 30, 2020 | 0.08 |
| Mar 31, 2020 | 0.04 |
| Dec 31, 2019 | 0.07 |