CNFinance Holdings (CNF) Debt Ratio (2017 - 2025)

CNFinance Holdings (CNF) reported Debt Ratio of 0.27 for Q4 2025, up 142.99% on a YoY basis from 0.11 in Q4 2024, and up 51.87% quarter-over-quarter from 0.18 in Q2 2025.

CNFinance Holdings (CNF) Debt Ratio (2017 - 2025) Analysis & Trends

CNFinance Holdings has reported Debt Ratio for 9 years, with the latest figure at 0.27 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio rose 142.99% year-over-year to 0.27; the trailing twelve-month figure through Dec 2025 stood at 0.27 (up 142.99% YoY), and the FY2025 full-year result was 0.27, up 142.99% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.27, up from 0.18 in the prior quarter.
  • The five-year high for Debt Ratio was 0.27 in Q4 2025, with the low at 0.0 in Q3 2022.
  • Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.03 in 2021.
  • Annual changes were most pronounced in 2022 — Debt Ratio sank 97.87% — and 2023, when it jumped 7775.11%.
  • CNFinance Holdings' Debt Ratio stood at 0.0 in 2021, then surged by 147.29% to 0.01 in 2022, then surged by 439.41% to 0.04 in 2023, then soared by 164.76% to 0.11 in 2024, then soared by 142.99% to 0.27 in 2025.
  • The last three Debt Ratio figures came in at 0.27 (Q4 2025), 0.18 (Q2 2025), and 0.11 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.27
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.15
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.06
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.10
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.07
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.27
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.13
8 Onity 306.24 Mn 306.24 Mn - 0.08
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.03

Historic Data

Download Data
DateValue
Dec 31, 2025 0.27
Jun 30, 2025 0.18
Dec 31, 2024 0.11
Jun 30, 2024 0.07
Dec 31, 2023 0.04
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.02
Dec 31, 2022 0.01
Sep 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.00
Sep 30, 2021 0.02
Jun 30, 2021 0.02
Mar 31, 2021 0.03
Dec 31, 2020 0.04
Sep 30, 2020 0.06
Jun 30, 2020 0.08
Mar 31, 2020 0.04
Dec 31, 2019 0.07