CNFinance Holdings (CNF) Debt Ratio (2017 - 2025)
CNFinance Holdings (CNF) posted Debt Ratio of 0.27 for Q4 2025, up 51.87% on a QoQ basis from 0.18 in Q2 2025, and up 142.99% year-over-year from 0.11 in Q4 2024.
CNFinance Holdings (CNF) Debt Ratio (2017 - 2025) Analysis & Trends
CNFinance Holdings' Debt Ratio history runs 9 years deep, the most recent figure standing at 0.27 for Q4 2025.
- Quarterly Debt Ratio rose 142.99% year-over-year to 0.27 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.27 (up 142.99% YoY) and the FY2025 annual result came in at 0.27, up 142.99% from the prior year.
- Debt Ratio was 0.27 for Q4 2025 at CNFinance Holdings, up from 0.18 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.27 in Q4 2025 and bottomed at 0.0 in Q3 2022.
- A 5-year average of 0.06 and a median of 0.03 in 2021 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2022 — Debt Ratio plunged 97.87% — and 2023, when it jumped 7707.5%.
- CNFinance Holdings' Debt Ratio stood at 0.0 in 2021, then jumped by 147.29% to 0.01 in 2022, then jumped by 439.41% to 0.04 in 2023, then surged by 164.76% to 0.11 in 2024, then soared by 142.99% to 0.27 in 2025.
- Business Quant data shows CNF's Debt Ratio at 0.27 in Q4 2025, 0.18 in Q2 2025, and 0.11 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.18 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.06 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.13 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.08 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.00 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.13 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.27 |
| Jun 30, 2025 | 0.18 |
| Dec 31, 2024 | 0.11 |
| Jun 30, 2024 | 0.07 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.02 |
| Mar 31, 2021 | 0.03 |
| Dec 31, 2020 | 0.04 |
| Sep 30, 2020 | 0.06 |
| Jun 30, 2020 | 0.08 |
| Mar 31, 2020 | 0.04 |
| Dec 31, 2019 | 0.07 |