CNFinance Holdings (CNF) Debt Ratio (2017 - 2025)
CNFinance Holdings' (CNF) quarterly Debt Ratio came in at 0.27 in Q4 2025, up 142.99% YoY from 0.11 in Q4 2024, and up 51.87% on a QoQ basis from 0.18 in Q2 2025.
CNFinance Holdings (CNF) Debt Ratio (2017 - 2025) Analysis & Trends
CNFinance Holdings (CNF) has 9 years of Debt Ratio data on file, last reported at 0.27 in Q4 2025.
- Quarterly Debt Ratio rose 142.99% year-over-year to 0.27 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.27 (up 142.99% YoY) and the FY2025 annual result came in at 0.27, up 142.99% from the prior year.
- Debt Ratio grew to 0.27 in Q4 2025, from 0.18 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.53 in Q2 2022 to a low of 0.0 in Q3 2022.
- A 5-year average of 0.09 and a median of 0.03 in 2021 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2022 — Debt Ratio sank 97.87% — and 2023, when it jumped 7707.5%.
- Tracing CNF's Debt Ratio over 5 years: stood at 0.0 in 2021, then surged by 147.29% to 0.01 in 2022, then surged by 439.41% to 0.04 in 2023, then soared by 164.76% to 0.11 in 2024, then soared by 142.99% to 0.27 in 2025.
- The last three Debt Ratio figures came in at 0.27 (Q4 2025), 0.18 (Q2 2025), and 0.11 (Q4 2024), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 0.05 |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 0.16 |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.17 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 0.07 |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | 0.17 |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 0.29 |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.27 |
| Jun 30, 2025 | 0.18 |
| Dec 31, 2024 | 0.11 |
| Jun 30, 2024 | 0.07 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.53 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.02 |
| Mar 31, 2021 | 0.03 |
| Dec 31, 2020 | 0.04 |
| Sep 30, 2020 | 0.06 |
| Jun 30, 2020 | 0.08 |
| Mar 31, 2020 | 0.04 |