Onity (ONIT) Debt Ratio (2010 - 2026)
Onity's (ONIT) quarterly Debt Ratio came in at 0.12 in Q1 2026, up 80.46% year-on-year from 0.06 in Q1 2025, and up 9.18% quarter-over-quarter from 0.11 in Q4 2025.
Onity (ONIT) Debt Ratio (2010 - 2026) Analysis & Trends
Onity's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.12 for Q1 2026.
- On a quarterly basis, Debt Ratio rose 80.46% year-over-year to 0.12 in Q1 2026; TTM through Mar 2026 was 0.12, a 80.46% increase from a year earlier, with the FY2025 full-year figure at 0.11, up 73.33% from the prior year.
- Debt Ratio grew to 0.12 in Q1 2026 per ONIT's latest filing, from 0.11 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.12 in Q1 2026 and bottomed at 0.05 in Q4 2023.
- The 5-year median for Debt Ratio is 0.08 (2022), against an average of 0.08.
- Across the five-year window, Debt Ratio sank 37.64% in 2023 and jumped 80.46% in 2026, its largest moves.
- Year by year, Debt Ratio stood at 0.08 in 2022, then sank by 37.64% to 0.05 in 2023, then increased by 25.88% to 0.06 in 2024, then surged by 73.33% to 0.11 in 2025, then climbed by 9.18% to 0.12 in 2026.
- Per Business Quant, the three latest ONIT Debt Ratio figures stand at 0.12 (Q1 2026), 0.11 (Q4 2025), and 0.11 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.18 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.06 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.13 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.08 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.00 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.13 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.08 |
| Jun 30, 2021 | 0.09 |