Onity (ONIT) Debt Ratio (2010 - 2026)
Onity (ONIT) recorded quarterly Debt Ratio of 0.08 in Q1 2026, down 36.9% quarter-over-quarter from 0.12 in Q4 2025, and down 25.48% on a YoY basis from 0.1 in Q1 2025.
Onity (ONIT) Debt Ratio (2010 - 2026) Analysis & Trends
Onity's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.08 for Q1 2026.
- In Q1 2026, Debt Ratio fell 25.48% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (down 25.48% YoY), while the FY2025 annual figure was 0.12, up 44.32% from the prior year.
- Debt Ratio was 0.08 for Q1 2026 at Onity, down from 0.12 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.12 in Q4 2025 to a low of 0.06 in Q2 2024.
- Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.09 in 2024.
- The sharpest annual moves came in 2022 and 2024: Debt Ratio soared 89.56% in 2022, then sank 32.47% in 2024.
- A 5-year view of Debt Ratio shows it stood at 0.08 in 2022, then dropped by 6.03% to 0.07 in 2023, then grew by 16.23% to 0.09 in 2024, then jumped by 44.32% to 0.12 in 2025, then plunged by 36.9% to 0.08 in 2026.
- The last three Debt Ratio figures came in at 0.08 (Q1 2026), 0.12 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.27 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.15 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.06 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.10 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.07 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.27 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.13 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.08 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.11 |
| Jun 30, 2021 | 0.08 |