Onity (ONIT) Debt Ratio (2010 - 2026)

Onity (ONIT) recorded quarterly Debt Ratio of 0.08 in Q1 2026, down 36.9% quarter-over-quarter from 0.12 in Q4 2025, and down 25.48% on a YoY basis from 0.1 in Q1 2025.

Onity (ONIT) Debt Ratio (2010 - 2026) Analysis & Trends

Onity's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.08 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 25.48% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (down 25.48% YoY), while the FY2025 annual figure was 0.12, up 44.32% from the prior year.
  • Debt Ratio was 0.08 for Q1 2026 at Onity, down from 0.12 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.12 in Q4 2025 to a low of 0.06 in Q2 2024.
  • Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.09 in 2024.
  • The sharpest annual moves came in 2022 and 2024: Debt Ratio soared 89.56% in 2022, then sank 32.47% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.08 in 2022, then dropped by 6.03% to 0.07 in 2023, then grew by 16.23% to 0.09 in 2024, then jumped by 44.32% to 0.12 in 2025, then plunged by 36.9% to 0.08 in 2026.
  • The last three Debt Ratio figures came in at 0.08 (Q1 2026), 0.12 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.27
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.15
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.06
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.10
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.07
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.27
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.13
8 Onity 306.24 Mn 306.24 Mn - 0.08
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.12
Sep 30, 2025 0.11
Jun 30, 2025 0.11
Mar 31, 2025 0.10
Dec 31, 2024 0.09
Sep 30, 2024 0.08
Jun 30, 2024 0.06
Mar 31, 2024 0.07
Dec 31, 2023 0.07
Sep 30, 2023 0.09
Jun 30, 2023 0.09
Mar 31, 2023 0.10
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.08
Mar 31, 2022 0.10
Dec 31, 2021 0.10
Sep 30, 2021 0.11
Jun 30, 2021 0.08