Onity (ONIT) Debt Ratio (2010 - 2026)
Onity (ONIT) posted Debt Ratio of 0.46 for Q2 2026, up 41.92% on a QoQ basis from 0.32 in Q1 2026, and up 88.9% year-over-year from 0.24 in Q2 2025.
Analysis
Onity (ONIT) Debt Ratio (2010 - 2026) Analysis & Trends
Onity has reported Debt Ratio for 17 years, with the latest figure at 0.46 in Q2 2026.
- On a quarterly basis, Debt Ratio rose 88.9% year-over-year to 0.46 in Q2 2026; TTM through Jun 2026 was 0.46, a 88.9% increase from a year earlier, with the FY2025 full-year figure at 0.23, up 24.42% from the prior year.
- Debt Ratio was 0.46 for Q2 2026 at Onity, up from 0.32 in the prior quarter.
- The five-year high for Debt Ratio was 0.46 in Q2 2026, with the low at 0.15 in Q4 2023.
- Average Debt Ratio over 5 years is 0.22, with a median of 0.18 recorded in 2024.
- The sharpest annual moves came in 2023 and 2026: Debt Ratio dropped 27.56% in 2023, then soared 88.9% in 2026.
- Over 5 years, Debt Ratio stood at 0.21 in 2022, then decreased by 27.56% to 0.15 in 2023, then increased by 21.67% to 0.19 in 2024, then grew by 24.42% to 0.23 in 2025, then jumped by 99.48% to 0.46 in 2026.
- The last three Debt Ratio figures came in at 0.46 (Q2 2026), 0.32 (Q1 2026), and 0.23 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | - |
| 2 | Rocket Companies | 37.23 Bn | 34.12 Bn | - | 0.27 |
| 3 | Figure Technology Solutions | 8.07 Bn | 6.54 Bn | 196.67 Mn | 0.46 |
| 4 | PennyMac Financial Services | 3.61 Bn | 2.86 Bn | 480.08 Mn | 0.16 |
| 5 | Federal Agricultural Mortgage | 2.41 Bn | 1.38 Bn | - | 1.77 |
| 6 | CNFinance Holdings | 1.37 Bn | 1.37 Bn | - | 0.04 |
| 7 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.17 |
| 8 | Velocity Financial | 696.37 Mn | -6.76 Bn | - | 0.07 |
| 9 | UWM Holdings | 452.28 Mn | -46.12 Mn | - | 0.17 |
| 10 | Onity | 292.06 Mn | 95.76 Mn | - | 0.46 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.46 |
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.24 |
| Mar 31, 2025 | 0.20 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.16 |
| Sep 30, 2021 | 0.17 |