Better Home & Finance Holding (BETR) Debt Ratio (2020 - 2026)
Better Home & Finance Holding's (BETR) Debt Ratio came in at 0.42 for Q2 2026, down 8.7% from 0.46 a year earlier and down 5.9% from the prior quarter.
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Analysis
Better Home & Finance Holding (BETR) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Better Home & Finance Holding's Debt Ratio stood at 0.41, up 51.7% from FY2024.
- In prior years, Better Home & Finance Holding's Debt Ratio was 0.27 in FY2024 (+91.8%), 0.14 in FY2023 (-48.2%), 0.27 in FY2022 and 0.01 in FY2021 (-88.9%).
- Quarterly Debt Ratio has run from a low of 0.00 in Q1 2023 to a high of 0.46 in Q2 2025 over five years.
- On a year-over-year basis, Debt Ratio increased in seven of the last eight quarters, with growth averaging 76.8%.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q1 2022, with growth of 756.8%; the weakest was Q2 2023, with a decline of 94.6%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.45 (Q1 2026), 0.41 (Q4 2025) and 0.40 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | 0.41 |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 0.35 |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | 0.44 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 0.97 |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 0.07 |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 0.18 |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | 0.04 |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 0.26 |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | 0.49 |
| 10 | Better Home & Finance Holding | 359.37 Mn | -195.91 Mn | - | 0.42 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.42 |
| Mar 31, 2026 | 0.45 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.46 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.15 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.00 |
API Access
Better Home & Finance Holding Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=BETR&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "BETR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=BETR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();