Rocket Companies (RKT) Debt Ratio (2019 - 2026)
Rocket Companies' (RKT) quarterly Debt Ratio came in at 0.27 in Q1 2026, up 8302.96% year-on-year from 0.0 in Q1 2025, and down 9.6% quarter-over-quarter from 0.3 in Q4 2025.
Rocket Companies (RKT) Debt Ratio (2019 - 2026) Analysis & Trends
Rocket Companies has disclosed Debt Ratio across 8 years of filings, most recently posting 0.27 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.27, up 8302.96% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.27 (up 8302.96% YoY), and the FY2025 annual result was 0.3, up 6.52% from the prior year.
- Debt Ratio came in at 0.27 for Q1 2026 at Rocket Companies, down from 0.3 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.34 in Q3 2024 to a low of 0.0 in Q1 2022.
- The 5-year median for Debt Ratio is 0.19 (2023), against an average of 0.15.
- Across the five-year window, Debt Ratio tumbled 98.63% in 2022 and surged 20924.94% in 2023, its largest moves.
- Rocket Companies' Debt Ratio stood at 0.03 in 2022, then plunged by 68.46% to 0.01 in 2023, then surged by 2526.08% to 0.28 in 2024, then advanced by 6.52% to 0.3 in 2025, then slipped by 9.6% to 0.27 in 2026.
- The last three Debt Ratio figures came in at 0.27 (Q1 2026), 0.3 (Q4 2025), and 0.25 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.27 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.15 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.06 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.10 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.07 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.27 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.13 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.08 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.25 |
| Jun 30, 2025 | 0.26 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.28 |
| Sep 30, 2024 | 0.34 |
| Jun 30, 2024 | 0.17 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.46 |
| Jun 30, 2021 | 0.06 |